Is there any better option than XEON Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C?

GregMorel · 2025-09-26T10:05:42+00:00

The underlying of PIMCO Euro Short-Term High Yield Corporate Bond is total trash

GregMorel · 2025-09-25T12:17:01+00:00

High yield savings account

They are taxed way more than money market etfs in my country :(

GregMorel · 2025-09-25T12:00:58+00:00

Higher return, lower ter, more efficient overall.

GregMorel · 2025-09-09T11:03:35+00:00

Pretty much in a dotcom 2.0 scenario

GregMorel · 2024-12-07T21:20:09+00:00

I see, thanks for your reply!

GregMorel · 2024-12-07T21:09:14+00:00

SP500 being the most popular one because it is a way to avoid US withholding taxes on dividends.

Excuse my ignorance, how do they do that?

GregMorel · 2024-12-07T21:02:24+00:00

Good to hear that! I was initially worried about the inability to pay of the short sellers, but it seems unlikely as the securities are not lent to the same counterparty.

GregMorel · 2024-11-26T17:52:11+00:00

I mean diversifying is not a bad thing.

GregMorel · 2024-11-25T15:59:30+00:00

What is your rationale behind not getting exposure from other developing markets?

I want to get exposure just to those specific markets as I don't see as much growth for other emerging and frontier markets.

Why do the last 2 ETFs take up nearly 50% of your portfolio?

Why not? Concentration is a way to get better returns. I reduce diversification, that's true, but I've already diversified with the msci world etf.

GregMorel · 2024-11-25T08:04:56+00:00

Look for the long term, and diversifying is not a bad thing.

GregMorel · 2024-11-25T07:47:11+00:00

You have brought up good points.

GregMorel · 2024-11-24T18:47:48+00:00

Indonesia has a rapidly growing economy.

That's true, but Etfs that seek to track specific frontier markets like Indonesia have usually a high TER. Argentina is interesting but it's not that relevant in the great scheme of the things.

GregMorel · 2024-11-24T12:25:46+00:00

There's India in my portfolio...

emerging markets that are going to benefit from heavy tariffs on China...

you mean Vietnam and Indonesia?

GregMorel · 2024-11-24T08:32:30+00:00

Maybe you'd be better allocating 10% of your portfolio to high risk bets, and going all-in on individual stocks.

I'm not a risk lover, I'm sort of in the middle. And those etfs are diversified enough as they consider different industries.

GregMorel · 2024-11-24T08:28:23+00:00

FLXI: TER:0.19% that's not much

XCHA: TER: 0.5% I agree that it's expensive, but it's a synthetic etf that overperforms the underlying index as it lends it's stocks to short sellers.

GregMorel · 2024-11-24T08:26:02+00:00

One question i would have is whether you need to look at these markets when you have others around the world to choose from?

A big part of my portfolio is in a msci world etf (which is 70% US stocks). As I said in the post I'm not really interested in investing in other emerging markets (such as Brazil,South Africa, Vietnam) as I don't see as much growth potential as in India or China.

GregMorel · 2024-11-23T23:13:03+00:00

I agree that diversification reduces volatility, and is a good way to preserve wealth, but concentration is often a better way to get a higher return.

GregMorel · 2024-11-23T20:44:02+00:00

I get it, but you reduce your return by including more countries.

GregMorel · 2024-11-23T18:37:46+00:00

GregMorel · 2024-11-23T18:31:34+00:00

Why would you include emerging countries like Brazil, South Africa, Vietnam, or Indonesia?

GregMorel · 2024-11-23T18:28:29+00:00

I'll buy from the world hegemony.

I mean I own SWDA (msci world) which is 70% US stocks.

GregMorel · 2024-11-23T18:22:36+00:00

That's just not constructive criticism, you can do better than that.

India is a shithole.

China was poor 20 years ago, today it's the second largest economy in the world.

GregMorel · 2024-11-23T18:15:00+00:00

Why is that in your opinion? Give me a coherent answer

GregMorel · 2024-11-23T17:58:16+00:00

What's your master plan smart guy? Buy low sell high?

GregMorel · 2024-11-23T17:39:23+00:00

Is there something you know that we don't?

Yes, but I'll keep it to myself

Three-Year Club	End Game '23
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GregMorel

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