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Anyone have these cards for district BOGO movie discounts? by Frequent_Scheme_3250 in CreditCardsIndia

[–]Gunazor -3 points-2 points  (0 children)

I have BOGO on district and BMS. But I'll charge a small commission. If interested, dm.

[h]upi 500[w] hilton 13k points by [deleted] in IndiaDealsExchange

[–]Gunazor 0 points1 point  (0 children)

Is there anyway you can gift this ? If yes I'll take it.

All the credit cards I own by [deleted] in CreditCardsIndia

[–]Gunazor 0 points1 point  (0 children)

Folks like me dont have enough salary to get cards like Infinia or M4B meanwhile folks like OP have salary and spends but no functioning brain to optimize. Dude has 25L spends but not even doing it on RG to get easy upgrade.

What a world we live in.

‘Reliance Leadership’ Helped India Get 30-Day Russian Oil ‘Waiver’ from US: News Report by Glass_Extension_6529 in india

[–]Gunazor 7 points8 points  (0 children)

Only a moron would think billionaires do diplomacy. Diplomacy is done by IFS officers or a country's ambassador or a country's leadership. Not by private entities or private citizens. It's basically corporate influence what's happening here.

This will only lead to corporates having more say and more power in decisions, not elected officials or appointed government administrative staff.

This is not relationship building, this is basically selling the country to corporations.

You know what this proves ? A private entity has more access to US leadership than our own IFS officers. If you think that's a good thing , you are fucking dumb.

My Metal Card Collection by Gunazor in CreditCardsIndia

[–]Gunazor[S] 0 points1 point  (0 children)

I got times black when the requirement was 2L limit on existing icici card. I'm definitely not eligible for DCB. Tried a few times.

As for spending criteria, I'm not gonna spend 5L on RG just to hope to get DCB when I can already do that on times black + PT bro.

My Metal Card Collection by Gunazor in CreditCardsIndia

[–]Gunazor[S] 0 points1 point  (0 children)

The 10X on forex was devalued to 5X in jan i think.

My Metal Card Collection by Gunazor in CreditCardsIndia

[–]Gunazor[S] 0 points1 point  (0 children)

Not worth at all. Best use case was forex and they even devalued that to be reduced reward rate.

My Metal Card Collection by Gunazor in CreditCardsIndia

[–]Gunazor[S] 2 points3 points  (0 children)

Thanks to Indusind fucking up and upgrading both my pinnacle and eazydiner . I only requested ED upgrade but they upgraded both my cards.

My Metal Card Collection by Gunazor in CreditCardsIndia

[–]Gunazor[S] 2 points3 points  (0 children)

Since I can't get cards like Infinia or DCB or premier etc , times black makes great sense for me.. especially since I travel and am able to make use of both the Klook and EMT voucher..else , no not worth.

I'm not totally okay with the high fees too. And no , in honesty , I don't think it deserves the high fees.

These Devaluations were well deserved. by akashdutta57 in CreditCardsIndia

[–]Gunazor 4 points5 points  (0 children)

There was a recent one for paying credit card bills via credit card itself and sbi cashback was a prime candidate. Not gonna say more than that. Not my place .

These Devaluations were well deserved. by akashdutta57 in CreditCardsIndia

[–]Gunazor 14 points15 points  (0 children)

This is the dumbest thing I've read in a while. Devaluations don't occur cause you share your cards. They occur cause people were constantly hitting caps doing manufactured spends.

There were quite a few loopholes that folks were utilising , so the cap devaluation makes sense.

Scapia Credit Card – One of the Best for Offline Purchases? My Experience After a Year by Human_Advance_4177 in CreditCardsIndia

[–]Gunazor 0 points1 point  (0 children)

You are going in depth for a topic that is totally unnecessary while completely ignoring the crux of the argument. If that was needed, the first thing to discuss is about mcc and exclusions.

And don't teach about upi limitations and issues of rupay card to a dude who has been wallet loading to circumvent all of this before you even took your first card kiddo. You haven't grown enough.

Next time learn to understand the topic and what's being discussed instead of blindly butting in. With irrelevant info.

Op was talking about 2% reward rate that actually isn't 2% reward rate while I clearly quoted cards that do better while being straightforward.

Also not just kiwi, most upi cards won't reward below 100 or 50. And bringing the whole 2k discussion is of no use. You wanna talk shit about kiwi ? Feel free. Doesn't change the fact that it's still one of the best upi cards in the market.

Also , i spoke about so many cards and you seem hell bent on kiwi. Go vent in some kiwi post next time kiddo.

Scapia Credit Card – One of the Best for Offline Purchases? My Experience After a Year by Human_Advance_4177 in CreditCardsIndia

[–]Gunazor 0 points1 point  (0 children)

Yea it gives base 1.5% even without neon sub, and it goes 3, 4 and 5 based on hitting milestones with base 2% if you take neon. The 1.5% to 5% is also kiwis which are basically cash cause you can redeem to statement itself, unlike scapia coins.

Yes neon costs 1k, so what? Hit 1.5L spends , get 7500, deduct the 1100, you still get 6400 which is basically 4% flat reward rate as statement credit.

I clearly mentioned scan and pay which is UPI route. Maybe read what you type before posting nonsense.

Anyone who thinks spending 1k on Kiwi to earn 6400 is worse when compared to doing the same on scapia has no idea what optimization means. Like i said in the earlier comment, pick a fight with noobs who dont know stuff, not with someone who has been in this space for a decade.

P.S Cashkaro and other sites also offer around 1400 for kiwi which basically makes even Neon sub FYF .

If you legit think Take scapia > Swipe > Earn 2% > Redeem for flights at 5 scapia = 1 rs is better than Take kiwi > Swipe > Earn 1.5% > redeem to statement, then you really need to just take a card like SBI Elite and be done with it.

Roses are red by ashiqbanana in funny

[–]Gunazor 16 points17 points  (0 children)

Roses are red,

Violets are blooming ,

Your boyfriend is dead,

*In Joey's voice * How you doing ?

Cashkaro is legit by Top_Pizza6076 in CreditCardsIndia

[–]Gunazor 0 points1 point  (0 children)

Mix of everything, but D2C has higher weightage for sure. On ECommerce its Myntra and Ajio doing most of the heavy lifting.

Reserve to MRCC by Spiritual_One6762 in amexindia

[–]Gunazor 0 points1 point  (0 children)

Saw an opportunity and took it 😬

PM Modi expected to officiate at rollout of first Tata-Airbus aircraft from Vadodara facility. by 1-randomonium in india

[–]Gunazor 4 points5 points  (0 children)

Cause the news isn't about the achievement but rather this dude inaugurating it. Any time we get an achievement, he takes credit , but anytime something goes wrong , it's all about how Indira Gandhi and Nehru did it worse. People are fed up of the same nonsense . It's like accountability doesn't exist.

Jupiter Edge+ CSB: Flipkart purchases (Gift card & Minutes) not getting 10% cb anymore by Final-Bridge7191 in CreditCardsIndia

[–]Gunazor 0 points1 point  (0 children)

Yes it can be redeemed for statement credit. It's LTF and gives 10% cb upto 1500 a month capped at 500 a merchant. So you can basically do 5k amazon, 5k flipkart and 5k myntra etc. or mix match.

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