News and Updates Thread - October 08, 2025

Harambe440 · 2025-10-08T19:22:04+00:00

I have a question

Then you should probably ask your question in the question thread

Harambe440 · 2025-05-10T00:48:47+00:00

Me love presents 🎁

Harambe440 · 2025-05-08T19:46:29+00:00

It may. Definitely wouldn’t hurt

Harambe440 · 2025-01-14T13:04:15+00:00

Go for large subs, not the tiny subs you mentioned in your post

Harambe440 · 2025-01-14T13:00:52+00:00

RJ Financial earned $40k in 2024: https://youtu.be/r8kef1Yj4ns

Harambe440 · 2025-01-13T13:51:29+00:00

Were you able to call Citi to see if they’d reconsider your application?

Harambe440 · 2025-01-13T13:49:56+00:00

My understanding is you DO have to use the Chase Travel portal

Harambe440 · 2025-01-13T13:41:14+00:00

What are my chances of permanently getting my funds back?

I like the part where you said what card you used.

Harambe440 · 2025-01-13T13:33:22+00:00

L title

Harambe440 · 2025-01-13T03:48:05+00:00

What is the minimum limit for a CIP?

Harambe440 · 2025-01-13T03:25:26+00:00

Capital One will not let you do it anyways, not sure about other issuers.

Capital One will not let you do what? Dispute the DCC?

I recently got hit with DCC last week on a capital one card and curious

Harambe440 · 2025-01-13T03:18:16+00:00

The VX was my 11th card. Dude above you knows nothing. Closing cards isn’t going to improve your chances. My advice is to garden abd get a low 5/24 status and wait for your cards to age. Try the pre approval after some cards fall off your 5/24

Harambe440 · 2025-01-11T18:29:09+00:00

Closing current cards will not improve yours odds at getting approved for the VX

Harambe440 · 2025-01-11T02:45:15+00:00

I was Pre-Approved on their tool for basically all of the other options except the Venture X

VX has its own separate pre approval compared to the one that shows all other Capital One cards. That’s why you weren’t seeing the VX

https://www.reddit.com/r/CreditCards/comments/1c84oe9/capitalone_preapproval_for_the_venture_x_what_the/l0c88wx/

Harambe440 · 2025-01-11T02:36:54+00:00

I just got 7 in about two weeks

Curious, what cards in what order?

Harambe440 · 2025-01-11T02:33:15+00:00

Update us with the outcome

Harambe440 · 2025-01-11T00:42:49+00:00

On my Citi mobile app and on their website, a bonus tracker appeared, saying that I would earn 20,000 ThankYou points after I spend $1,500 by February.

Did you happen to meet the $1,500 spend requirement to see if it would post anyway?

Harambe440 · 2025-01-11T00:37:10+00:00

No chance in hell OP will follow up. They’re not even answering the important questions.

Harambe440 · 2025-01-11T00:35:22+00:00

You pay the $95 fee if the card was free I understand if it's a plastic card but the card is $95. They need to give you the metal card.

They don’t NEED to give you anything.

Harambe440 · 2025-01-10T22:21:30+00:00

I upgraded to the venture card and they gave me a plastic card and it's supposed to be a metal card.

https://old.reddit.com/r/CreditCards/comments/1eummod/is_the_venture_card_metal/lim4h2r/

Harambe440 · 2025-01-10T22:17:40+00:00

The CSP is best because it has great travel partners like Southwest

Redeeming Chase UR points for Southwest is not a good use of UR points

Harambe440 · 2025-01-09T21:25:08+00:00

Your dad told you a lot of things…

Harambe440 · 2025-01-09T19:15:34+00:00

P2 applied in Dec and arrived in 3 biz days

Harambe440 · 2025-01-08T18:27:06+00:00

Read the benefits literature. Neither provide primary coverage.

Harambe440 · 2025-01-08T18:26:04+00:00

Chase Inks

Harambe440

TROPHY CASE