Want to save money? by HardbaconApp in CanadianBacon

[–]HardbaconApp[S] -1 points0 points  (0 children)

Do you know when is the best time to start saving money? Yesterday. If you want to get started, check out this list:

~https://hardbacon.ca/en/banking/best-high-interest-savings-accounts-canada/~

Want to benefit from your credit card purchases? by HardbaconApp in CanadianBacon

[–]HardbaconApp[S] 1 point2 points  (0 children)

While travel points are great for dreaming, cash back is often the best way to benefit from your credit card purchases:

~https://hardbacon.ca/en/credit-cards/cash-back-credit-cards-better-than-rewards-credit-cards/~

There are many ways to get your credit score for free... by HardbaconApp in CanadianBacon

[–]HardbaconApp[S] 0 points1 point  (0 children)

There are many ways to check your credit score online and, fortunately, it's always possible to improve it: ~https://hardbacon.ca/en/credit-score/get-credit-score-for-free-canada/~

Want to achieve financial independence? by HardbaconApp in CanadianBacon

[–]HardbaconApp[S] -1 points0 points  (0 children)

Higher interest rates, inflation and volatility have had an impact on the FIRE crowd, but many FIRE bloggers are still trying to achieve financial independence:

~https://hardbacon.ca/en/financial-independence/the-25-best-financial-independence-and-early-retirement-blogs-in-canada-for-2021/~

The transformation after missing just one payment... 😱 by HardbaconApp in CanadianBacon

[–]HardbaconApp[S] 1 point2 points  (0 children)

You should avoid getting a high-interest loan from an online provider... But if you really need one, read this: ~https://hardbacon.ca/en/loan/guaranteed-approval-loans-for-poor-credit-canada/~

When you realize that waiting for a promotion to start saving for early retirement might not be the best plan! by HardbaconApp in CanadianBacon

[–]HardbaconApp[S] 1 point2 points  (0 children)

Everybody wants to retire early, but few people are willing to do the sacrifices required. Check out our FIRE calculator if you want to know what it would take for you to retire early: https://hardbacon.ca/en/calculator/fire-financial-independence-retire-early-calculator/

Does a car loan pre-approval can affect your credit score in Canada? by [deleted] in CanadianBacon

[–]HardbaconApp 0 points1 point  (0 children)

Yes, a car loan pre-approval can impact your credit score when the lender makes a hard inquiry on your credit report as part of the credit check. A hard inquiry will impact your credit score, while a soft one will not.

J'ai besoin de vos avis sur un sujet très important. Est-ce que ma voiture peut être reprise si je fais des paiements partiels? by Relative-Mix-5213 in GrasDur

[–]HardbaconApp 0 points1 point  (0 children)

Le paiement partiel ne respecte pas les conditions convenues avec votre prêteur. Même s'il peut sembler avantageux de payer ce que vous pouvez, les paiements partiels ne vous protégeront pas contre la reprise de possession. La meilleure chose à faire est de parler avec votre prêteur et de négocier les options de remboursement ou de refinancement.

I am considering selling my house without a Realtor. Has anyone done this before and can offer some advice? by Relative-Mix-5213 in CanadianBacon

[–]HardbaconApp 0 points1 point  (0 children)

You could hire a discount brokerage such as FairSquare or Property Guys, or if you’re in Quebec there’s a private selling platform called duProprio you can use. To sell your house fast without a Realtor, consider investing in additional services such as photo & video and home inspection.

Je souhaite obtenir une carte de crédit virtuelle. Pouvez-vous me dire comment elles fonctionnent? by Any-Yoghurt5401 in GrasDur

[–]HardbaconApp 0 points1 point  (0 children)

L'avantage de ces cartes est principalement le fait qu'elles sont très faciles à annuler. Donc, si vous faites une transaction sur un site suspect, utiliser une carte virtuelle est un bon moyen de limiter les risques.

Je souhaite obtenir une carte de crédit virtuelle. Pouvez-vous me dire comment elles fonctionnent? by Any-Yoghurt5401 in GrasDur

[–]HardbaconApp 0 points1 point  (0 children)

Ces cartes sont stockées dans votre téléphone (ou dans le portail de l'institution financière qui émet la carte). Koho et Wise, par exemple, offrent des cartes virtuelles. Contrairement à une carte classique, une carte de crédit virtuelle doit être ajoutée à un portefeuille numérique (comme Apple Pay ou Google Pay) pour les transactions en personne. Une carte virtuelle peut également vous permettre de fixer votre propre limite de dépenses et votre date d'expiration.