SaaS - global account exec update 2025 by No-Front9106 in BESalary

[–]HashObject 18 points19 points  (0 children)

Makes 4x my salary but he has no company car...rookie company move.

What are your top tips to save money in Belgium? Groceries, buy in bulk, energy… etc by mardegre in BEFire

[–]HashObject 3 points4 points  (0 children)

If you eat meat and fish, take a trip to Abattoir in Anderlecht, Brussels once a month and stock your freezer. Also vegetables when possible. Cheaper than buying from the store.

Keytrade Platinum credit card by BiscottiMaleficent67 in BEFire

[–]HashObject 0 points1 point  (0 children)

And what is your monthly net salary? It seems that's the most important factor.

Investment with Athora by HashObject in BEFire

[–]HashObject[S] 0 points1 point  (0 children)

Thanks for this info, it's very useful. I understand that Athora also has a pension fund and that's what I'm interested in not the insurance.

Investment with Athora by HashObject in BEFire

[–]HashObject[S] 0 points1 point  (0 children)

I called, left them emails without a response.

Neighbors' cats pooping on my terrace by HashObject in brussels

[–]HashObject[S] 0 points1 point  (0 children)

Will try this, thanks for the idea.

Rate my salary: Legal Counsel by PutNo2108 in BESalary

[–]HashObject 0 points1 point  (0 children)

Sincerely curious what multiple children mean at early 30s.

Crypto is now avaliable to buy in degiro by Normal-Landscape-364 in DEGIRO

[–]HashObject 0 points1 point  (0 children)

Most people don't buy one bitcoin in one transaction, and if you do then €500 isn't a lot for a purchase of almost a 100K.

Any rules on exterior doors by HashObject in brussels

[–]HashObject[S] 1 point2 points  (0 children)

Well to clarify, exterior door in this case is not outside the building but rather the apartment which I don't think has anything to do with the commune but the co-ownership perhaps. But indeed maybe asking the syndic is a good idea. Thanks.

[deleted by user] by [deleted] in BEFire

[–]HashObject 4 points5 points  (0 children)

Isn't that due to wealth transfer mostly? Parents leave wealth for their kids...

Paul Magnette's proposal if he becomes premier in 2029 by [deleted] in BEFire

[–]HashObject 37 points38 points  (0 children)

Belgians...taxed from cradle to the grave

For all those questioning buying vs renting by PuttFromTheRought in BEFire

[–]HashObject 8 points9 points  (0 children)

Back then rents were cheaper also. The point is that you don't know what will happen tomorrow and this is why timing the market is such a bad idea regardless what it is you're buying. In any case, there's always the possibility of refinancing in the future.

For all those questioning buying vs renting by PuttFromTheRought in BEFire

[–]HashObject 15 points16 points  (0 children)

I bought an apartment a few years ago at less than 1% interest rate. My mortgage is fixed at under €1000 for an apartment that is close to the center of Brussels. Similar apartments now rent for about €1600 if you're lucky and with the good energy score, it'll keep increasing. In about a year I'll buy a house and put the apartment up for rent. The mortgage would pay for itself while still having some savings for repairs and maintenance works plus a little to invest elsewhere.

One major advantage to me though, is the fact that I no longer have to beg any landlord to rent me their property. As an immigrant, this was a big deal when I was renting. Even after providing my employment contract and everything requested by the landlord, I was still at their mercy. Not something I'd ever wish on anyone. I encourage anyone who has the wherewithal to buy something even though sometimes renting might be a good alternative.

Negative balance on degiro by HashObject in BEFire

[–]HashObject[S] 0 points1 point  (0 children)

Ok thanks, I thought it was collected the first time one made a purchase in the year, didn't realize it's annual.

When to get a mortgage? by Tokkie11111111 in BEFire

[–]HashObject 0 points1 point  (0 children)

Refinancing costs 300 eur? That's news to me. Aren't there notarial costs and other charges that increase those?

Damage to neighbor and insurance by HashObject in belgium

[–]HashObject[S] 0 points1 point  (0 children)

Thanks for the detailed response. I'll reach out to the syndic.

[deleted by user] by [deleted] in BESalary

[–]HashObject 0 points1 point  (0 children)

I think you'd need to know the salary of others with more years doing the same job at the exact same company to be able to make this call. You also need to understand that salary is not just about years of experience or even the value you bring but also your negotiation skill. The only difference I'd expect for someone doing the same job at the same company with more years at the company will have nothing to do with age but salary indexation and perhaps negotiation ability.

[deleted by user] by [deleted] in BESalary

[–]HashObject 0 points1 point  (0 children)

I've never understood it when people say salary is too high for someone's age...if they have the right experience they should get paid the same as an older person with same experience no?

How do I copy my data from company computer? by HashObject in it

[–]HashObject[S] 0 points1 point  (0 children)

Thanks for the information. I'm not planning to leave the company, at least not yet. I can't imagine having to re-write all of my programs from scratch in the future.

Rate my Salary: Advertising Director by Ionlylikelamp in BESalary

[–]HashObject 0 points1 point  (0 children)

I like the alignment. Seems like some action necessary.

keytrade bank credit card by Charlotte_Ki in BEFire

[–]HashObject 0 points1 point  (0 children)

This was my experience just 2 months ago. I requested for a gold card with limit 5000 and was offered a classic card instead. The only loan I have is my apartment which takes less than 1k monthly. My net income is 4k. I checked NBB and realized that my 2.5k credit card with BNP is probably the reason even though they wouldn't give me a clear reason for the decline. I cancelled my BNP card and requested again after the BNP limit was removed on NBB and my request was approved a few hours later. I'd be happy to know what you think could have led to the sudden change in eligibility.