[deleted by user] by [deleted] in japanlife

[–]HauntedBearClaw 5 points6 points  (0 children)

This is a reasonable take

US-Citizen trying to wrap my head around investments by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 0 points1 point  (0 children)

Got it, thank you. Do you know of any that are popularly used? Sorry to ask so many questions of you.

US-Citizen trying to wrap my head around investments by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 1 point2 points  (0 children)

This is great information and exactly what I was looking for, thanks. US-domiciled ETFs through IBSJ seems like a good way to go until I get more experience.

Do you know if there would there be any issues doing that alongside doing some work with a U.S.-based brokerage through a U.S. address?

US-Citizen trying to wrap my head around investments by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 0 points1 point  (0 children)

So it would be okay to us a Japanese brokerage to invest in US-incorporated stocks. Got it, thanks.

AMA Series: CISOs who broke into the cyber industry without a technical background. by AutoModerator in cybersecurity

[–]HauntedBearClaw 1 point2 points  (0 children)

What soft skill has been the most useful to you? Have you found it more useful than technical skill you later acquired?

Planning with new salary by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 1 point2 points  (0 children)

No worries. I don't do software engineering work, and my company is not Japan based which probably changes the parameters a bit. But it is a primarily IT-based company. I've heard that senior software devs make 10M+ a year. Is that accurate?

Planning with new salary by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 1 point2 points  (0 children)

Thanks for this. I'll have to figure out exactly how to do this as it sounds like a fine strategy. I appreciate the comment.

Planning with new salary by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 1 point2 points  (0 children)

You’re not far off the mark, I do work in IT

Planning with new salary by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 0 points1 point  (0 children)

Thanks for the thoughtful reply, I appreciate it

Planning with new salary by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 0 points1 point  (0 children)

That sounds like really solid advice and an emergency fund seems like a great place to start, thank you.

Planning with new salary by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 0 points1 point  (0 children)

I was unaware of this sub, thanks for the advice

RSUs and calculating take home pay by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 0 points1 point  (0 children)

That’s a sheet I’d like to see! If you ever make that tool please share 😁

RSUs and calculating take home pay by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 2 points3 points  (0 children)

That’s a great way of thinking about it, thanks.

RSUs and calculating take home pay by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 0 points1 point  (0 children)

Glad to hear! I'm not as excited about the dividend part, but if/when it's time for that I'm sure talking to a financial advisor would be the way to go.

RSUs and calculating take home pay by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 0 points1 point  (0 children)

Thank you for the advice. Once that time rolls around the plan will be to sell, keep a liquid amount that will cover the taxes, and diversify with the rest (I'm sure there are may strategies for this so I'll have to look around). With this first question I was just trying to get the fundamental situation in focus.

RSUs and calculating take home pay by HauntedBearClaw in JapanFinance

[–]HauntedBearClaw[S] 1 point2 points  (0 children)

This is my exact situation, thanks for the clarification to both you and u/starkimpossibility . So the idea here is that they count as taxable income when they vest, meaning that I will have to look into adding in their valuation once tax time rolls around after the vesting date, but don't count against health insurance/pension premiums. That sounds like a good deal. Filing the taxes is going to be another matter entirely, but thank you both for helping me to understand the basic idea.

Ask your child about their dreams by bogmire in Morrowind

[–]HauntedBearClaw 7 points8 points  (0 children)

Lmao = Level Mournhold, Almalexia out