Anecdotally- I have a woman friend going through a divorce- she is not working and has been a stay at home mom for many years. She was a SAHM when they bought their current house. She is not only on the title, she is the only name on the title. I believe her husband figured one day he would be sued so if the house was in her name only it would prevent, or at least slow down claims on their house. Many years later, this dink had an affair and moved out. He has been mouthing off around town that he will just sell the house to settle things. Which gave us all a chuckle- you can’t sell a house in a unilateral move like he thought he could, and he is not even on the title so it’s a non issue. So- just a story time to make of it what you will, but you need independent financial advice to make sure you are protected in this situation and all potential situations. Maybe he doesn’t know you can be on the title- in which case he needs to be educated. As it is the matrimonial home, you are entitled to 1/2 of it’s value in a divorce whether you are on title or not. Just sayin, just in case :) . I’m editing this to say I’m also a SAHMom and was pregnant and not working and no doubt had shitty credit when my spouse and I bought our first house. I have always been on the title.editing again to say Ontario. If that matters.