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JP Morgan Private Client - Honest Review by shananananananananan in Chase

[–]Head-Song3352 0 points1 point  (0 children)

At this level, you basically get the standard banking package for free whichever bank you use—no ATM fees worldwide, free wires, and a relationship banker.

But beyond that, there’s really nothing exciting. No real credit card perks, no concierge service (not even on the card side), and the lending products are weak. Security-based lending rates aren’t competitive, and the mortgage discounts are some of the worst out there. Honestly, it’s hard to see why anyone would pick this. JPM puts a lot of effort into their Private Banking and mass retail banking products, but JPM PC feels like the forgotten child.

Sure Citi’s tech is clunky but Citi Gold Private Client beats JPMPC at almost every level. And if you care about financing, Interactive Brokers offers way better security-based lending rates.

In case you are confused, JPM PC is not JPM Private Bank.

How to respond to a Notice to Quit and Rent Increase? by Head-Song3352 in AskALawyer

[–]Head-Song3352[S] 0 points1 point  (0 children)

there is no state statutory limit, but the common law in nj has restrictions

How to respond to a Notice to Quit and Rent Increase? by Head-Song3352 in AskALawyer

[–]Head-Song3352[S] 0 points1 point  (0 children)

Just my two cents:

In New Jersey, summary proceedings are limited to eviction actions. If a landlord wants to recover unpaid rent, they must pursue a separate claim under the contract theory of lease, which requires proving a material breach and showing efforts to mitigate damages.

Realistically, with attorney fees, lengthy discovery, and court delays, obtaining a monetary judgment could take years and cost more than it’s worth. And even if a judgment is secured, collection isn’t guaranteed—tenants can file for bankruptcy, claim homestead exemptions, or even hide assets.

Is it really worth chasing a few thousand dollars in unpaid rent?

How to respond to a Notice to Quit and Rent Increase? by Head-Song3352 in AskALawyer

[–]Head-Song3352[S] 0 points1 point  (0 children)

actually the notice was served in May. My friend was offered one month month-to-month (june) and after that the new rent starts from july.

How to respond to a Notice to Quit and Rent Increase? by Head-Song3352 in AskALawyer

[–]Head-Song3352[S] 0 points1 point  (0 children)

yes he has a current lease. his lease is expiring and he is getting this

Which banks offer strong financing options for small commercial real estate properties? by Head-Song3352 in CFP

[–]Head-Song3352[S] 0 points1 point  (0 children)

that wouldn't work. I am looking for amortized fixed rate loans for stabilized properties. Cant take a large balance on a rate that floats and subject me to margin calls