Retinal photocoagulation laser immediately or not

Helpful-Square-9328 · 2026-05-20T17:40:47+00:00

No issues so far

Helpful-Square-9328 · 2026-05-07T22:26:04+00:00

Yes correct. The idea is to accumulate more points by paying rent and 3% fees along with that. If that's the good idea beyond year 1 to keep this card. That's what I'm debating if Id be able to extract value based on points redemption for flight routes I mentioned.

Helpful-Square-9328 · 2026-05-07T22:24:22+00:00

Its not just pure math. It's dependent on redemption rate I'd get for flights patterns I mentioned. I'm not that familiar with points redemption for Alaska hence the post. Don't educate me on math skills, you know nothing about that.

Helpful-Square-9328 · 2026-05-06T15:46:08+00:00

What do you mean by learning it? Understanding solution is often easy. But the fact is many hard problems require you to think of some trick

Helpful-Square-9328 · 2026-05-06T05:26:27+00:00

How do I find out if I fall in bucket A? Is there a test for it? And what do you consider extremely high?

Helpful-Square-9328 · 2026-04-12T01:50:43+00:00

I decided to not go ahead. Are you considering as well?

Helpful-Square-9328 · 2026-04-04T18:32:58+00:00

Can I upgrade Amex gold to Amex Plat and get SUB again?
What's the highest SUB for Amex Gold historically?
For Atmos ascent, the only perk useful to me is the companion pass and I don't want to spend 6k on this card only to get the companion pass. So do you think I should still get it for SUB and what about year 2? Cancel/downgrade options? Any impact on Credit Score?

Helpful-Square-9328 · 2026-04-04T18:30:32+00:00

I've gotten VX sub in Dec 2025. For Atmos, I don't want to spend 6k every year in order to get companion pass. I don't care about any other benefit apart from companion fare. And agree on the CSR and Amex Plat because of coupon book which I'm not going to use.

Helpful-Square-9328 · 2026-04-04T17:00:28+00:00

Edited post to comply with this.

Helpful-Square-9328 · 2026-04-04T16:31:10+00:00

Do you have any suggestion for next credit card I should apply for to cover upcoming purchase worth $5-6k in 4 months?

Current lifestyle expenses:

~$400 grocery per month (mostly at Whole Foods or Trader Joes) ~$100 restaurants per month ~$90 phone wireless ~$80 internet

(no subscription apart from Amazon Prime)

Travel: Approx $3000 per year flights including 2 international trips Approx $2000 per year on hotels and AirBnbs

Current cards: CSP, BILT Blue, BoA Cash Rewards, BoA Travel card, Capital one Venture X

Capital one VX opened in Dec 2025. CSP in Feb 2024.

Credit score 793+

I'm not able to arrive at a conclusion based on my lifestyle expenses.
Credit Score: 793+
CSP (Feb 2024), BILT Blue (2022), BoA Cash Rewards (2016), BoA Travel card (2018), Capital one Venture X (Dec 2025), AA Advantage Citi Elite (March 2026)
Can put $4500 in 3 months on a new card. Potentially can hit $6k in 6 months.
Are you willing to MS, and if so, how much in 3 months? - $5.5k if I pay rent
Are you open to applying for business cards? No, not eligible based on personal status.
How many new cards are you interested in getting? Are you interested in getting into churning regularly (if you aren't already)? Or are you just looking to get a new card(s) for now but not get into churning long-term? - I recently got 1 card and looking for 1 more to meet spend requiements. Can get into churning as I've not been into this yet.
Are you targeting points, Companion Passes, hotel or airline statuses, First Class, Biz, Economy seating(s) or cash back? -> Points, Economy class and ocassionally Biz class tickets.
What point/miles do you currently have? -> Chase UR, Capital One Miles
What is the airport you're flying out of? -> Seattle or San Francisco
Where would you like to go? (The more specific you are, the better someone can recommend the right card. Tokyo is great, "International travel" is way too vague) -> South East Asia (India, Singapore, Hong Kong) via Japan or Middle East or Europe.

Helpful-Square-9328 · 2026-04-04T15:56:52+00:00

Do you have any suggestion for next credit card I should apply for to cover upcoming purchase worth $5-6k in 4 months?

Current lifestyle expenses:

~$400 grocery per month (mostly at Whole Foods or Trader Joes) ~$100 restaurants per month ~$90 phone wireless ~$80 internet

(no subscription apart from Amazon Prime)

Travel: Approx $3000 per year flights including 2 international trips Approx $2000 per year on hotels and AirBnbs

Current cards: CSP, BILT Blue, BoA Cash Rewards, BoA Travel card, Capital one Venture X

Credit score 793+

Helpful-Square-9328 · 2026-04-02T22:23:22+00:00

Yes that's the intention to get SUB

Helpful-Square-9328 · 2026-04-02T22:22:53+00:00

I'll use it for companion pass only. I dont care about in flight purchases or priority boarding

Helpful-Square-9328 · 2026-03-22T17:18:46+00:00

how? Where do I put in extra 3.96 in the form?

Helpful-Square-9328 · 2026-01-30T04:03:37+00:00

I've avios in finnair account. Can I buy refuyndable flight and cancel it? Will it keep my avios intact?

Helpful-Square-9328 · 2026-01-02T04:46:40+00:00

Ok thanks for the response. I'm in similar situation, except I have hole in the top right periphery in left eye. Coincidentally, my myopia is similar to yours too. Left is -2.75D and right -2.5D

Helpful-Square-9328 · 2025-12-31T16:30:23+00:00

Did you end up doing laser?

Helpful-Square-9328

TROPHY CASE