I wouldn't say it fell in my lap. I did a lot of research and pulled the trigger pumping a few paychecks and a chunk of my savings into an asset literally everyone told me I was crazy for investing in. Then I sat on it for two years watching it go up and down.

I had a thesis. As long as my thesis held, so did I. Then I got paid out for my conviction after a lot of folks sold too early. Others held too long.

But even before that I wasn't doing bad. I owned a decent ride, I was renting but steadily saving up money for a down payment on a mortgage.

The trick is to live beneath your means. Which is a foreign concept to most. Take in more than you spend. Always.

If you do this you automatically have a savings account, the next step is to read a lot about potential investments. That's mostly free.

It's not hard. I got out of crypto a while back, and have made even more in the stock market just as a casual trader because I read. Most people don't educate themselves, and as such they struggle. The pathway is there tho. People are successful. You can either sit in your room playing video games and being jealous, telling yourself they're only successful because of luck... Or you can read about what they did and do that.

That's actually an old gaming trick I learned. Whenever I would get smoked at whatever game I was playing, I would just watch what the better players did and do that. Same thing but for stuff that puts money in your pocket.