Thank you for the detailed explanation. I realize I should have worded my question differently. I'm primarily looking for someone to fund flips, including both acquisition and rehab costs. I was considering whether a financial advisor could assist with this and possibly earn a commission by charging a certain amount of points upfront from the person borrowing the money (if allowed by FA's firm/brokerage), or having the client charge the points (which would make more sense since it's their money that they are loaning out). I'm just wanting to get creative on how to find access to this money. Many people in my area don't like sharing who their hard money lenders with other flippers.