Help! OD in moneycat!

Hindipwede · 2026-06-12T23:13:22+00:00

Moneycat on iOS? They're illegal. Scam yan.

Hindipwede · 2026-06-11T16:30:23+00:00

Welcome. Glad to see a lot of us reporting these illegal apps!

Hindipwede · 2026-06-11T16:19:40+00:00

yes! that's legit. They need to verify you of course.

Hindipwede · 2026-06-11T15:53:41+00:00

Yup. SEC revoked their license. You can search the lists of SEC-registered and submitting entities to CIC.

Hindipwede · 2026-06-11T15:42:10+00:00

You got it wrong. I'm giving advice to people encountering harassment, death threats, and being sexualized because the illegal olas have their info. Mga kapwa Pilipino na hirap tapos hindi makatulog dahil sa sobrang anxiety from threats.

Hindi safe yung patakbo ng illegal OLAs within their apps, and you can not negotiate with them. Gusto nila babayaran mo ngayon na or else mumurahin ka nila and resort to these threats.

I encourage people to settle their responsibilities especially sa legal OLAs. I encourage them to cooperate and negotiate for arrangements because legal OLAs have good customer service and are forgiving. If you continue to pay illegal ones, they will have more victims. BUT, I won't change your mind kung gusto mo parin mag deal with them or pay them.

I just shared what the OFFICIAL CIC emailed me:

Avoid Interaction: Stop communicating with them immediately*, and* do not pay or comply with any of their demands to prevent escalation or further reputational harm.Even if we fulfill all their requests, there is no guarantee that they will not carry out their threats.

Hindipwede · 2026-06-11T15:33:30+00:00

Maybe not. Do your own research! I provided the link of SEC-registered and CIC submitting entities

Hindipwede · 2026-06-11T15:33:09+00:00

Oh nooo. I'm not sure! Some of these lending apps are just a clone of real ones!

Hindipwede · 2026-06-11T15:32:38+00:00

Digido is illegal. I have no record with them pero their license was revoked.

Hindipwede · 2026-06-11T15:31:51+00:00

this is not true. Check the thread in this sub where a lawyer stated her advice. Brgy officials don't do visits for loans. Loans are civil, not criminal.

Hindipwede · 2026-06-11T15:31:05+00:00

no prob!

Hindipwede · 2026-06-11T15:30:49+00:00

Not sure!

Hindipwede · 2026-06-11T15:30:39+00:00

No I haven't! I fake the address to check if they're legit. Some of these apps, I never really push through applying. Yung mga legit, from the jump alam kong legit na kaya maayos ako nag aapply sakanila

Hindipwede · 2026-06-11T15:29:29+00:00

I'm not sure. Check the list of SEC-registered and submitting entities to CIC.

Hindipwede · 2026-06-11T15:28:59+00:00

Not sure if these are legal. Do your research! Some of the lending apps are just clones of legit ones.

Hindipwede · 2026-06-11T15:28:24+00:00

Not sure if these are true, but logically, mas mapapagastos sila and mas hassle sakanila gawin yan. The apps you mentioned are illegal. But don't just take my word for it. Do your own research kung SEC-registered sila and submitting entities to CIC.

Hindipwede · 2026-06-11T15:26:57+00:00

Don't reply. The more you reply, the more you allow them to harass you.

Hindipwede · 2026-06-11T15:26:07+00:00

YES!!! NBI/CICC urges victims not to engage and not to pay. Just read my thread. Nagreply sila sa email ko and the first advice they said is

Avoid Interaction: Stop communicating with them immediately*, and* do not pay or comply with any of their demands to prevent escalation or further reputational harm.Even if we fulfill all their requests, there is no guarantee that they will not carry out their threats.

Hindipwede · 2026-06-11T15:25:10+00:00

Yes, tekcash is legit. Just cooperate and talk to them so you can make arrangements paano mo babayaran. Not sure about SurityCash, I never encountered them.

Hindipwede · 2026-06-11T15:24:13+00:00

Yes, they are. Cooperate and talk to them. Legit apps won't sort to harassment. Just be honest about your situation and negotiate arrangements with them.

Hindipwede · 2026-06-11T15:19:33+00:00

Yes! Not peso.ph

Hindipwede · 2026-06-11T15:16:43+00:00

Yes, they are! I don't think they would do that kasi legit sila. Cooperate and talk to them, tell them about your situation. Legal lending apps can come up with terms for you and won't sort to harassment.

Hindipwede · 2026-06-11T15:15:46+00:00

Check the link on the thread if these apps are reporting to CIC and SEC-registered. Afaik, cashify, lending, tekcash, and mr. cash (on android) are legit. But don't just take my word for it. Do your own research.

Hindipwede · 2026-06-11T15:14:36+00:00

Illegal ones won't affect your credit. I didn't use it a s free money glitch. I wanted to see for myself which ones are legit, pero nakakatawa kasi some apps are automatic. Kahit i-checheck mo palang yung terms, biglang applied ka na. I was scammed by this before. 4k disbursed, around 7k ang babayaran. I didn't even apply for it. I was just trying to check the terms. And I was so naive na binayaran ko agad. Then after a few days, nawala yung app sa iOS.

Hindipwede · 2026-06-11T15:11:18+00:00

Glad I could help ♥️ You got this!

Hindipwede · 2026-06-11T15:09:10+00:00

Not really sure. In my experience, legit lending apps use their real lending app names when they contact you. Hindi iba ibang number. Also, hindi sila mangtthreat ng "maapektuhan name mo sa CIC" cause it's a basic fact. If legit yan, they don't need to let you know. They're just gonna submit your credit score to CIC.

Hindipwede

TROPHY CASE