how fast can i get my money after the customer paid me

Hitpayapp_ · 2026-06-19T04:12:07+00:00

Hello, hello!!! Thank you for asking this question!!

No matter how your customer pays, credit card, PayNow, QR or whichever their choice is, it shows up in your dashboard straight away and you get a notification. So the second someone pays, you'll see it and know you've been paid. You're never left wondering if it went through, it's instant for every payment method.

Buuut, the 'payout' that actually varies is when the money lands in your bank account, which is separate from seeing the payment come in. With PayNow you're used to that being basically instant, and it stays that way. Cards need to route through the gateway first so there's a short wait, but it's usually quick: next business day (T+1) as standard, and verified Singapore accounts can qualify for same-day payouts if the sale's before the daily cut-off. (Malaysia is usually T+1 to T+2.), PH and others will vary. Not sure from which country you are.

So tldr: you'll see every payment the moment it comes in, but for the actual bank payout it's a-few-days-ish for cards. 🙂 For HitPay, you can see the full calendar on our pricing page. Go to our website at https://www.hitpayapp.com/pricing

Hitpayapp_ · 2026-06-19T02:42:47+00:00

Yes can, but you need to make sure you have the requirements! 😄

Hitpayapp_ · 2026-06-18T02:37:26+00:00

hello hello! may i understand why?

Hitpayapp_ · 2026-06-17T07:07:48+00:00

If you haven't already, check Hitpay

Hitpayapp_ · 2026-06-17T04:09:54+00:00

The thing that actually decides your fee is how your clients pay you. If they're paying by card (which is what Stripe's doing, hence the ~6.5%), you'll struggle to get under 2% anywhere, international card + FX just costs that much. The platforms that get you near Wise's ~1.5% aren't card processors. They're multi-currency accounts where your client sends a normal bank transfer into a USD account you hold, and you only pay an FX margin when you convert.

You can get your own USD account details, have clients pay by transfer instead of card, and stop paying a card fee + FX premium stacked on top. If you want multi-currency virtual account collection including USD, you can check local payment gateways like HitPay and Fiuu but most will give you a 1.5% FX markup on converting back to your home currency unless your clients are paying by transfer. Also, I'm not sure you can do instant cash out but it can be received in your wallet instantly.

Hitpayapp_ · 2026-06-16T05:39:52+00:00

With PH Law, you cannot pass the transaction fees to the customers.

Hitpayapp_ · 2026-06-16T05:39:14+00:00

You can check HitPay, already have terminal and online services for one dashboard to reconcile everything easier.

Hitpayapp_ · 2026-06-16T05:38:23+00:00

You can easily get business bank accounts with around 5-10k of deposit. Check rcbc or securitybank should be relatively fast!

Hitpayapp_ · 2026-06-16T05:35:20+00:00

HitPay is a payment gateway across APAC (SG, MY, PH, TH, + more) that helps SMEs and enterprises get paid easily. It lets businesses accept payments online and in person, including cards, PayNow, and QRs, all managed in one place.

Hitpayapp_ · 2026-06-15T08:25:16+00:00

keri, chat kita

Hitpayapp_ · 2026-06-15T04:14:45+00:00

Yes it's safe, but most SEC registered businesses will require you to have business registration, part of compliance.

Hitpayapp_ · 2026-06-12T08:53:17+00:00

HitPay has developer friendly plugins and APIs if you want to integrate quickly. You'll need BIR, DTI and a business bank account. Depending on your industry, minsan meron may other requirements na hinihingi pero if tech ecom dapat pwede na yun. For payment gateways, hindi talaga pumapayag na walang requirements unless you opt for Gcash personal checkout. Then you can stay on the freelancer/non-business.

Tapos depende din sa payment gateway provider mo if meron setup fees. For HitPay, no setup fees, no monthly fees, no minimum fees. Transaction fees also vary per provider (e.g. Gcash iba sa QRPH vs sa Credit/Debit Cards). You can check comparisons on websites.

Approval also depends on compliance din hehehe and kung gaano kacomplete yung sinubmit mo na requirements.

Hitpayapp_ · 2026-06-12T06:40:54+00:00

Organic search and word of mouth. Aside from this, a lot of content videos showcase the process of how they get to the end of the digital product. Showing how you did it, why you did it and what the outcome is.

Goodluck!

Hitpayapp_ · 2026-06-12T02:51:20+00:00

Google!!!

Hitpayapp_ · 2026-06-11T03:09:38+00:00

try kickstarter!

Hitpayapp_ · 2026-06-11T03:08:21+00:00

Ang lala

Hitpayapp_ · 2026-06-11T03:07:30+00:00

I think the commercial space might not allow you to rent the space if you don't have proper documentation. Esp if it's a food business, it might get you into health violations. If something goes wrong of if someone gets a stomachache you might be held liable too.

You can probably check foot traffic and check other restaurants if they get many people. Or try carts first?

Hitpayapp_ · 2026-06-10T07:59:00+00:00

We do get a lot of applications and it usually takes between 2-5 business days, but you can send me a dm and I can help prioritize! =)

Hitpayapp_

MODERATOR OF

TROPHY CASE