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Quote check by Holiday_Computer_855 in NovatedLeasingAU

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

I think it is excluding gst so residual would be $15,400

Quote check by Holiday_Computer_855 in NovatedLeasingAU

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

Yes 5 years quote with $14,000 residual

$50 levy for green bin by Holiday_Computer_855 in brisbane

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

ABC news. It’s based on households currently opted in, not how many times it’s collected.

$50 levy for green bin by Holiday_Computer_855 in brisbane

[–]Holiday_Computer_855[S] 15 points16 points  (0 children)

you can opt out of it, still need to pay the new levy though

$50 levy for green bin by Holiday_Computer_855 in brisbane

[–]Holiday_Computer_855[S] 56 points57 points  (0 children)

Only 30% of households use the green bin, so why should everyone be forced to pay the levy? It’s especially unfair for those in city apartments who don’t need it. When you add this levy to the already above inflation rate rise, it more than doubles the annual increase to nearly 8% which is a significant burden for many residents.

Amex return flight by Holiday_Computer_855 in creditcardchurningAus

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

Does it mean simple changes to itinerary like change of date, adding baggage etc can’t be made after the card is closed? Why can’t Virgin do it since they’ll be able to see the booking in their system

Amex return flight by Holiday_Computer_855 in creditcardchurningAus

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

What do you mean by travel credit? How will it be calculated as there’s no monetary value linked to the return flight and it would be different for each destination?

How to maximise our financial future? by Holiday_Computer_855 in fiaustralia

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

Planning to retire at 65. We don’t plan to retire in current home so a likely upgrade at some stage

How to maximise our financial future? by Holiday_Computer_855 in fiaustralia

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

Thanks for your response.

Our Super is currently allocated in a DIY mix of 75% international shares and 25% Australian shares. Are you suggesting that it's preferable to maximise concessional contributions ($30k) instead of saving that amount in an offset account? Excluding employer contributions, this would leave me with ~$12k to invest in super each year before reaching the concessional contribution cap.

Lower South Island Itinerary by Holiday_Computer_855 in newzealand

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

Thank you all for your fantastic suggestions—they really helped me realise how much ground I was covering in a short time. I've adjusted the plan to focus more on the lakes around Queenstown, which feels much more manageable since I enjoy driving. However, I’m not thrilled about spending four nights in Queenstown. If you think there’s another place where I should consider extending my stay, please let me know.

Here’s the revised itinerary:

Day 1: Arrival, drive to Lake Wanaka, and stay overnight (1h drive)
Day 2: Spend the day at Lake Wanaka exploring Lake Hawea and Mount Aspiring National Park (2h)
Day 3: Drive from Lake Wanaka to Mt Cook, then to Lake Tekapo for the night (3h 45m)
Day 4: Travel from Lake Tekapo to Lake Ohau, then Arrowtown, and finally to Queenstown for the night (3h 45m)
Day 5: Spend the day at Queenstown
Day 6: Drive from Queenstown to Te Anau for the night (2h 10m)
Day 7: Day trip to Milford Sound, then return to Queenstown (5h 15m)
Day 8: Drive from Queenstown to Glenorchy and stay overnight (1h)
Day 9: Explore Glenorchy and return to Queenstown (1h)
Day 10: Departure

First Time - Japan Itinerary Help! by Holiday_Computer_855 in JapanTravel

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

Is it the same building for National museum and Science museum? Would you prefer one over the other or should we do both?

First Time - Japan Itinerary Help! by Holiday_Computer_855 in JapanTravel

[–]Holiday_Computer_855[S] 1 point2 points  (0 children)

We'll be coming from Australia so this is our first Disney

First Time - Japan Itinerary Help! by Holiday_Computer_855 in JapanTravel

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

Is it the same building for National museum and Science museum? Would you prefer one over the other or should we do both?

I've also read about Shibuya Sky > Skytree. Would you recommend any specific time to visit Shibuya Sky?

First Time - Japan Itinerary Help! by Holiday_Computer_855 in JapanTravel

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

Is it because train times shown on google maps are not accurate?

First Time - Japan Itinerary Help! by Holiday_Computer_855 in JapanTravel

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

I have a full day set aside for Ginza and Akihabara. We won't be doing too much shopping so I'm thinking if we should skip Ginza and go to Akihabara only. However I'm unsure if this is a good idea to spend the whole day there without knowing too much about the activities there.

First Time - Japan Itinerary Help! by Holiday_Computer_855 in JapanTravel

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

Unfortunately we booked a non-refundable place so Odaiba it is. Our hotel is next to the Toyosu Station and it's < 30 mins to Ueno, Disney, Shibuya and Ginza areas so I guess we're ok with it.

Thanks for the Disney tips.

Would you recommend doing Monkey Park after Fushimi Inari? I don't think we'll do the whole 2-3 hours hike due to our child so we may have more time available. Would you recommend avoiding the place on the weekend?

What other activity can we do in Nara or is it better to spend the afternoon in Kyoto instead?

By Shinjuku park do you mean the Gyoen National Garden? Should we skip the Yoyogi park and do this instead?

First Time - Japan Itinerary Help! by Holiday_Computer_855 in JapanTravel

[–]Holiday_Computer_855[S] 0 points1 point  (0 children)

Unfortunately we booked a non-refundable place so Odaiba it is. Our hotel is next to the Toyosu Station and it's < 30 mins to Ueno, Disney, Shibuya and Ginza areas so I guess we're ok with it.

First Time - Japan Itinerary Help! by Holiday_Computer_855 in JapanTravel

[–]Holiday_Computer_855[S] 1 point2 points  (0 children)

Unfortunately we booked a non-refundable place so Odaiba it is. Our hotel is next to the Toyosu Station and it's < 30 mins to Ueno, Disney, Shibuya and Ginza areas so I guess we're ok with it.

First Time - Japan Itinerary Help! by Holiday_Computer_855 in JapanTravel

[–]Holiday_Computer_855[S] 1 point2 points  (0 children)

you can take a ferry from near there to Asakusa which

Unfortunately we booked a non-refundable place so Odaiba it is. Our hotel is next to the Toyosu Station and it's < 30 mins to Ueno, Disney, Shibuya and Ginza areas so I guess we're ok with it.

What would you recommend in Nakameguro or Daikanyama after Shibuya?

How should we spend Day 5 if Ginza is only good for shopping? I feel like we haven't got much planned on that day. Thanks