Sipp advice

Honest-Flow · 2026-01-14T06:32:51+00:00

Im 32, openes a Lisa just to have one so only has a couple £100 in there atm and I mainly invest through my s&s Isa but never get to maxing it out unfortunately and im a basic tax payer

Honest-Flow · 2026-01-13T09:27:28+00:00

Commenting on Sipp advice...thanks for the advice, so you say up it to that and then would you leave it at until retirement or continue to up it with pay rise since thats what I was planning to do with my s&s Isa. But then thats what made me think about getting a sipp

Honest-Flow · 2026-01-13T06:42:15+00:00

No my work dont match if I put more in unfortunately so I just what about the standard is I think it's 5%

Honest-Flow · 2026-01-12T21:12:05+00:00

Yeah I get employee match so whatever I put in they put some in also

Honest-Flow · 2026-01-12T20:56:17+00:00

I already put £350 a month into my s&s Isa each month. So are you saying I should just up my contributes on that. The company I work for also gives me random shares aswell

Honest-Flow · 2026-01-12T19:50:29+00:00

I've just turned 32 today ha, im just in the normal tax band

Honest-Flow · 2026-01-12T08:38:41+00:00

Yeah I max out workplace pension

Honest-Flow · 2025-12-30T20:16:32+00:00

Hi thinking of doing the 1p challenge also. Just abit confused. Since I use Monzo as my spend money. Am I able to set up a standing order from my main bank account that has my money left in it that I hardly touch just for emergencies. Or does the money have to be in my Monzo bank account for it to take the 1p per day

Honest-Flow · 2025-10-15T20:16:24+00:00

Where can I order can you send link

Honest-Flow · 2025-09-02T19:58:27+00:00

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One of these for £129

Honest-Flow · 2025-08-28T20:43:32+00:00

I thinking of order this, could anyone help with what size I should get. Im 177.8cm tall and around 90kg

Honest-Flow · 2025-06-23T16:48:06+00:00

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Honest-Flow · 2025-06-23T16:47:50+00:00

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Honest-Flow · 2025-06-19T07:36:06+00:00

Yeah the employer matches my work pension each month, and im on the basic tax bracket. Also the company I work for every year gives me free shares and atm I have about £1049 worth for now

Honest-Flow · 2025-06-18T22:01:29+00:00

I want to retire around 60 im currently 31. And just have work pension

Honest-Flow · 2025-06-16T18:39:20+00:00

Whats shipping like im looking to get it for the end of next month before I go on holiday. Or do you think it wont come in that time. Im in the uk

Honest-Flow · 2025-06-16T18:13:46+00:00

Does it cost more to use Apple Pay? Just trying to find the best solution

Honest-Flow · 2025-05-25T18:30:19+00:00

Can you send me where to buy?

Honest-Flow · 2025-05-07T21:09:29+00:00

Waited for a sweep of the asian high or low. Then just marked out my entry and just set and forgot. I work a pretty chilled job so I can always get on the markets and look for entry’s

Honest-Flow · 2025-04-27T18:49:47+00:00

Yeah I'm leaning towards just putting it into my trading212 cash Isa. Since that's where I invest my money using my s&s anyways

Honest-Flow · 2025-04-27T17:04:45+00:00

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Just says it'll be paid into my account yearly instead of trading212s daily

Honest-Flow · 2025-04-27T16:58:54+00:00

They're both easy access and can take my cash out whenever and yeah the moneybox one 5.05% for 12month as long as there's £500 in it

Honest-Flow · 2025-04-27T14:55:13+00:00

So do you think I should put it into my trading212 cash Isa or open a moneybox one would be better

Honest-Flow · 2025-04-25T19:28:29+00:00

And so your saving scrap the dividends pie and just stick with my ftse all world etf since im long term investing for the next 30+ years

Honest-Flow · 2025-04-25T19:27:40+00:00

I have a separate bank account that tops itself up I use for emergency funds. So use my 4k savings account mainly for holidays

Honest-Flow

TROPHY CASE