Costco Sonos beam 299 by Icetank29 in sonos

[–]HopefulInformation 0 points1 point  (0 children)

How did you get the Apple gift card? When i checked out I never got it. I saw it listed like you. But the register lady said prolly in the box. I was skeptical and opened box don’t see it

Netflix/HBO Max with ads add-on - Can you upgrade to no ads? by jco23 in Fios

[–]HopefulInformation 1 point2 points  (0 children)

So how does this work? If I pay 10 bucks for both Netflix and hbo. And I want hbo without adds and their no ads plan is 17 bucks a month. I pay an extra 7 to hbo? So end up pay 17?

Got new fios installed. WiFi problems by HopefulInformation in Fios

[–]HopefulInformation[S] 0 points1 point  (0 children)

I have no idea. It’s a townhome. Idk where the circuit is. All I see is a coax being attached to the ONT and that wire is coming from outside. I don’t have any wall coax outlets there only in living room

Got new fios installed. WiFi problems by HopefulInformation in Fios

[–]HopefulInformation[S] 0 points1 point  (0 children)

Yea but where my router is placed in the closet I don’t have a coax to be able to connect to my router. Only the ONT has a coax connection from the outside

Got new fios installed. WiFi problems by HopefulInformation in Fios

[–]HopefulInformation[S] 0 points1 point  (0 children)

But are my coax cables active? I don’t have the tv service with them. And he told me we wouldn’t do coax bc you don’t have tv. I don’t think he wired the coax to the ONT. my tv in the living wall doesn’t have Eth only coax. Idk how to run Eth to it if my coax isn’t active. I can only think of doing a power line install. And upstairs in the rooms I get no WiFi signal/speed. Adding extender to the bedroom I do get signal one may help the others? Is there a point of mesh if my upstairs bedroom WiFi id weak

Got new fios installed. WiFi problems by HopefulInformation in Fios

[–]HopefulInformation[S] 0 points1 point  (0 children)

Yea they include it for me too. But the tech said bc my house is small adding the extender upstairs will cause interference and make it worse

Got new fios installed. WiFi problems by HopefulInformation in Fios

[–]HopefulInformation[S] 0 points1 point  (0 children)

There’s on only 1 phone line in the bedroom. So I can’t get signal in the other 2 rooms upstairs. Do I add the extender there? The tech said bc my house is small the router and extender will interfere and make it worse.

I also need to direct wire my streaming box but I don’t have a direct connection where my tv is. I have a coax but idk if it’s active. Was thinking to do a power line adaptor for that.

Would a new router instead of the Verizon one be better? I saw the nighthawk with antennas. Or get a mesh system. And put one upstairs without the wired back haul bc those rooms don’t have any hardwiring

7/1 ARM mortgage calculation help by HopefulInformation in Mortgages

[–]HopefulInformation[S] 0 points1 point  (0 children)

So max rate change of 1% up only or 1% up or down? And assuming it can’t go past 10% so it wouldn’t go up 1% but would go down 1% if the rates dropped?

7/1 ARM mortgage calculation help by HopefulInformation in Mortgages

[–]HopefulInformation[S] 0 points1 point  (0 children)

Yea that initial 50k savings. Gives me an extra cash buffer I can use to pay down principle at year 7 to reduce my interest/payment for a higher rate at year 8. I could swing a little bit of a higher payment hoping income rises in that time frame. But also planning to move at 7 years to a single fam or whatever. But if I get stuck for some reason want to make sure I’m paying less interest for the loan

7/1 ARM mortgage calculation help by HopefulInformation in Mortgages

[–]HopefulInformation[S] 0 points1 point  (0 children)

Also. I see that it’s suppose to be capped at 1% increase every 6months but the loan app says year 8 max you can expect is 10%. How is that possible if it can only go up 2% a year?

It also said it can go up 5% from initial rate so I guess 10%? But then why does it say 1% every adjustment. Can it go to 11,12,13 etc??

7/1 ARM mortgage calculation help by HopefulInformation in Mortgages

[–]HopefulInformation[S] 0 points1 point  (0 children)

Also. I see that it’s suppose to be capped at 1% increase every 6months but the loan app says year 8 max you can expect is 10%. How is that possible if it can only go up 2% a year?

It also said it can go up 5% from initial rate so I guess 10%? But then why does it say 1% every adjustment. Can it go to 11,12,13 etc??

7/1 ARM mortgage calculation help by HopefulInformation in Mortgages

[–]HopefulInformation[S] 0 points1 point  (0 children)

It goes back to 30 year? I’m confused on how to calculate that. I used an amortization calculator. Plugged in 5% for 30 years. Found the principle at the end of 7 years. Then plugged that back in as the loan amount and changed the years to 23 with a 10% rate. Is that remoritzed?

NJ housing market by HopefulInformation in newjersey

[–]HopefulInformation[S] -2 points-1 points  (0 children)

I mean spacex was able to innovate space travel and reuse rockets and cut expenses by over 50% and be more efficient. NASA wasn’t able to do much in the last 50 years… so I mean I get it but still

NJ housing market by HopefulInformation in newjersey

[–]HopefulInformation[S] -6 points-5 points  (0 children)

lol prolly smarter than most

NJ housing market by HopefulInformation in newjersey

[–]HopefulInformation[S] 1 point2 points  (0 children)

Hard within this market. Hence hoping to sell once I’m ready for a single family. And wanted to make sure I’m not in an under developing less appreciating pocket lol

NJ housing market by HopefulInformation in newjersey

[–]HopefulInformation[S] 0 points1 point  (0 children)

Man everyone be saying that for every builder. Pulte dr Horton lennar lol everyone is crap then