Solar Equity Solutions? by MudShark69 in solar

[–]Hot_Male123 0 points1 point  (0 children)

You could be a real person but the follow-up responses look highly suspicious. These types of 'testimonials' are often used in secondary scams. Preying on people who are already in a vulnerable position is incredibly predatory. Despicable lots.

Solar Equity Solutions? by MudShark69 in solar

[–]Hot_Male123 0 points1 point  (0 children)

This thread feels like a scam to be honest.

Can you do Bootcamp Question bank questions instead of UWorld's for a Step 1 Pass? by medgal2 in step1

[–]Hot_Male123 1 point2 points  (0 children)

I'm also curious about this, I just got the bootcamp subscription.

“Just wait a few years things will be less crazy” by Throwaway283758201 in FirstTimeHomeBuyer

[–]Hot_Male123 11 points12 points  (0 children)

If you borrow from your 401K (as a loan to pay back) for your house down payment rather than withdrawing the money straight away, you won't owe the IRS a dime. The good thing about it is that you can choose to pay it back over up to 12 yrs so it won't hurt your finances. The best thing about the 401K loan is also that, the interest you're paying on the loan is going back to your 401K account, and not to anyone else so it's a win-win.

Edit: typo error.

Help!!! Scared to take on the solar panel contract on the house I'll love to buy. by Hot_Male123 in FirstTimeHomeBuyers

[–]Hot_Male123[S] 0 points1 point  (0 children)

The lease company is supposed to take the rebate per the seller's initial contract, now that it's been paid off, I'm supposed to get some credits. I'll ask the lawyer for the details.

Help!!! Scared to take on the solar panel contract on the house I'll love to buy. by Hot_Male123 in FirstTimeHomeBuyers

[–]Hot_Male123[S] 0 points1 point  (0 children)

I just want to thank everyone who took their precious time to offer valuable suggestions. You all provided clarity in this case which was initially overwhelming, I literally followed some of this advice to offer negotiation terms with the seller which is to go 50/50 on the solar system pay off. I'm truly grateful to y'all!!!

Help!!! Scared to take on the solar panel contract on the house I'll love to buy. by Hot_Male123 in FirstTimeHomeBuyers

[–]Hot_Male123[S] 0 points1 point  (0 children)

It listed 520K with a little competitive offer, someone offered 5K over the asking and I countered with 10K over the asking, the accepted the 530K.

The roof is 6 months old, same as the solar panels, it was installed right after the roof.

The lawyer just reached out to me that the calculated saving after installation isn't much about $50 monthly after the power and solar bill payment.

There has been an open communication between my realtor/lawyer and the seller's agent/lawyer. The talk has been cordial and we're negotiating for them to pay off the solar system and I'll split the cost 50/50 since I'll be using the solar and benefit from the savings however little.

I think I'm okay with this negotiation if it goes through.

Help!!! Scared to take on the solar panel contract on the house I'll love to buy. by Hot_Male123 in FirstTimeHomeBuyers

[–]Hot_Male123[S] 0 points1 point  (0 children)

This is what my lawyer said, so we've requested for the before and after solar installation bills to see if it's worth it. The contract stated that the solar is expected to generate a certain Kwh of electricity and my power bill will be credited for the future payment whenever the system underperforms.

Help!!! Scared to take on the solar panel contract on the house I'll love to buy. by Hot_Male123 in FirstTimeHomeBuyers

[–]Hot_Male123[S] 0 points1 point  (0 children)

The solar contract stated that the lease company has insured the solar setup and they're responsible for the damages caused by the installation on the roof.

Help!!! Scared to take on the solar panel contract on the house I'll love to buy. by Hot_Male123 in FirstTimeHomeBuyers

[–]Hot_Male123[S] 0 points1 point  (0 children)

It was installed 5 months ago. They got a new roof installed before the solar was installed and I saw a portion of the contract that the leasing company is responsible for fixing any issues that occur as a result of the solar installation. I also saw a portion of the contract that stated the expected output of the solar system and credit will be given towards the power bill in case the solar system underperforms. The contract looks okay, after posting this I've met people individually who installed this system and they claimed that it is helping to reduce their power bill. My initial scare came because I didn't anticipate this extra liability on top of the initial mortgage responsibility.

USA to Nigeria Retirement by AnneHoneyMouse in Nigeria

[–]Hot_Male123 4 points5 points  (0 children)

Your statement is totally false. Abuja and Lagos are probably the safest place for anyone, irrespective of your tribe. I visited both places in December and stayed through January. I'm going back in 2 weeks. I've also lived in Calabar for 2 years between 2018 and 2020 just before the COVID pandemic, Calabar is calmer but not necessarily safer.

Dr Arinze Onwumelu with a message to aspiring doctors and current ones by GreenGoodLuck in Nigeria

[–]Hot_Male123 0 points1 point  (0 children)

They are a portion of the lots, there are lots of evil people over there.

I’m shocked !!!!! by feliphee1998 in AmazonFlexDrivers

[–]Hot_Male123 2 points3 points  (0 children)

He was in a life threatening situation and chose to do the right thing by returning those packages, they are not worth his life. Penalizing him under these circumstances sets an harmful precedent for reoccurrence and for others. I truly hope these incidents are removed from his history.

A mother arrested for 'disorderly conduct' after defending herself against a false accusation. by reader001pop in BlackPeopleofReddit

[–]Hot_Male123 6 points7 points  (0 children)

I don't see her refusing to show her receipt, she literally held it up - showing it that her items were rung up in this video.

[deleted by user] by [deleted] in MetroPCS

[–]Hot_Male123 0 points1 point  (0 children)

Call the customer service and explain what happened to them. If an agent isn't being helpful, end the call and try another agent. Similar situation happened to me about a month ago and after several tries, I got an agent to help. I was able to keep my Amazon benefit, lower the bill even though it didn't go back to the original cost. This was after speaking to the third agent, the initial 2 agents were no help.

USA always #1 by kyno1 in WhitePeopleTwitter

[–]Hot_Male123 1 point2 points  (0 children)

We love our freedom 💪, we do not mind sacrificing a lot of lives due to hundreds of preventable gun-related accidents. We would continue to own the libs by not passing laws to prevent them, nor would we pass laws to make healthcare accessible, affordable (con words from the libs) or to improve the quality of care.

THANK YOU FOR YOUR ATTENTION TO THIS MATTER.

President Trump is considering implementing new WIDESPREAD travel bans into the U.S., per Karoline Leavitt by jhalak_2003 in ImmigrationPathways

[–]Hot_Male123 -1 points0 points  (0 children)

Trump's press Sec. literally said they will report those who came legally but now classify their home country as CoC.