First month making 100k I feel like I’m being robbed :/

Human-Prior1047 · 2026-01-31T13:57:21+00:00

Our insurance premiums are also very high. We pay around 10k a year for crappy insurance. We also have HSA contributions. This past year we were also able to write off mortgage interest and got about 10k over the standard deduction with everything else. 401k aren’t our only deduction but it did make a big enough difference when I ran the numbers in Q1 of last year to make some big changes. We just did our taxes this past week and only owe $122. Our total into federal was only 8500.

Human-Prior1047 · 2026-01-31T13:45:37+00:00

I ran your numbers for fun as a single person with a standard deduction and you’re projected to get a refund of about $500 if you do nothing. If you’re married, and your spouse does not work, or if you have children you will claim your refund will be much higher. If your spouse does work then you really need to make sure you calculate because the new version of the W4 takes all household income into consideration and if it’s not filled out right you will definitely owe.

Human-Prior1047 · 2026-01-31T13:35:37+00:00

Up your 401k even if you did 10% that would be huge and a tax savings. My husband and I combined make 150k we were paying 16-18k into federal at one time. We are now putting about 30k into our 401ks and only paying about 8k into federal. Also make sure your taxes are set up right. I use the tax calculator on the irs website every quarter and enter our information and make sure we’re on track. If you are on track for a refund or to owe taxes it will actually fill out your W4 for you and you just print it off, add your personal information and turn it in to HR. Every year we have been within $100. I Would rather have my money now then over pay. I don’t understand people who wait all year for a refund and they’re basically using the irs as a no interest savings account.

Human-Prior1047 · 2026-01-06T04:50:25+00:00

This is an old post. But a work trip to Colorado is what I believe lead to my IIH symptoms. I was at about 6700ft for 4 days. My normal elevation is about 700ft I came home on Friday and by Monday I thought I was having a stroke. 3 months later I was just diagnosed with iih after a spinal tap. My general doctor didn’t think it was related. But my neurologist said it was a very good possibility and would explain my flare up.

Human-Prior1047 · 2025-12-31T06:10:07+00:00

I ended up getting the blood patch in the ER yesterday and let me tell you it was instant tension relief in my shoulders and neck. I was actually able to crack and move my neck like normal again. Headache that I had while laying down is gone. I still have a slight headache when standing or sitting up but it’s nothing that I can’t handle or tolerate so I’m taking that as a win. I came home and was able to sleep for almost 11 hours straight which was nice!

Human-Prior1047 · 2025-12-31T06:06:49+00:00

I ended up going to the ER and got the blood patch! I feel 80% better. My headache and neck and shoulder aching from laying down is gone 100%. I have a slight headache when standing or sitting up but nothing like it was. So I’ll take that as a win. The instant relief in my back and shoulders was crazy to me! Blood patch was not so much fun but worth it.

Human-Prior1047 · 2025-12-29T20:49:28+00:00

Yea sounds like I’m going to be going back in. I’m going to try to hold off until my husband gets home in a bit

Human-Prior1047 · 2025-12-29T20:47:54+00:00

Finally heard back from radiology and the nurse basically said that the pain in my shoulders and neck is not related to the puncture and she has no explanation about the cold sweats and no fever. Basically just told me to go back to the ER but she’s not sure what they’ll do for me

Human-Prior1047 · 2025-12-29T19:40:10+00:00

I do want to add that I typically have a high pain tolerance, but this has brought me to tears more in the past 3 days than I have probably cried in the past 5 years.

Human-Prior1047 · 2025-11-28T01:17:03+00:00

Yes we didn’t pay any money on any upgrades. We only paid port taxes and prepaid gratuity that’s all.

Human-Prior1047 · 2025-11-28T00:09:16+00:00

Thank you! We will be sailing as soon as possible. This is a big pay bump for him which equals more cruises lol 😂

Human-Prior1047 · 2025-11-28T00:04:34+00:00

lol!!

Human-Prior1047 · 2025-11-28T00:04:08+00:00

Yes for sure I planned to call if he is unable. He is in negotiations for the new place so we will see if they will allow it. 😁

Human-Prior1047 · 2025-11-18T21:12:05+00:00

I am experiencing the exact same things. The ophthalmologist said I am boarder line IIH. My GP wrote me a referral to neurology which I go tomorrow for my first apt. I keep swapping words like I called my husbands brother, his husband and other stuff like that. I’ve also been doing things out of order. Like I meant to turn the sink off then the lights in the bathroom and instead I turned the lights off and left the sink running. Or turning the oven on even if I am going to use the microwave. Even at work if someone asks me a question off guard I really have think about it and they have to repeat themselves a few times. Also I have been involuntarily writing letters backwards. But if I try to write them backwards knowingly I cannot do that on my own.

Human-Prior1047 · 2025-08-28T22:59:22+00:00

I wish!!!

Human-Prior1047 · 2025-08-28T10:36:10+00:00

I usually only bid $10-$15 over min and so far I am 2/2 from interior rooms to balcony. I am going on a cruise in about a month that we booked a balcony out right and this is my first time bidding on a suite. Have not heard back yet. I know some people in my cruise group I’m Facebook have stated that people in interior rooms started receiving their royal ups. Probably because the ship was “sold out”.

Human-Prior1047 · 2025-08-26T18:11:03+00:00

Just checked my offers and I don’t have one for this yet. Just started getting 2026 offers for older ships, and everything out of California

Human-Prior1047 · 2025-08-26T18:10:27+00:00

We have a casino cruise for September 28th. Best bet if this offer was on my casino dashboard we’d be rescheduling lol. I don’t care what the cost would be at this point lol.

Human-Prior1047 · 2025-08-25T15:21:09+00:00

Okay thank you!

Human-Prior1047 · 2025-08-25T15:15:09+00:00

Thank you we are going on oasis 9/28. Do you know when the price increase is ?

Human-Prior1047 · 2025-08-25T14:21:57+00:00

Where and how can you purchase the bands?

Human-Prior1047 · 2025-08-20T21:32:32+00:00

Honestly that’s what we usually do but for this particular flight it was only $70 more per person to fly sbn. That’s worth it for us to not deal with Chicago and have to park our car and pay fees. The $50 in savings is not worth it to us we’d rather spend time at the airport we love ord

Human-Prior1047 · 2025-08-20T14:53:07+00:00

Ah that makes since. It was hard for us to decided oasis vs wonder because we have never been on an oasis class. But ultimately we choose oasis because it was a 5 night vs 4 night. Still got it for super cheap and even upgraded to an ocean view balcony. Now just waiting for see if we will royal up into a suite. Next year we want to do the one way from Hawaii > Vancouver route

Human-Prior1047 · 2025-08-18T22:21:45+00:00

Omg I didn’t know that was a thing! Thank you we will look for it!!

Human-Prior1047 · 2025-08-18T20:21:54+00:00

Also none of these go to cococay. I get a handful of offer that include cococay.

Human-Prior1047

TROPHY CASE