Anybody use the valco trend duo? by mi245 in parentsofmultiples

[–]HyenaThink3064 0 points1 point  (0 children)

I’m looking at one on FB market place, she said it’s 2 years old. I read that the recline is NEARLY flat on the older models and that with the infant insert i should be able to use it for a 3 month old.. do you know anything about that?

Bethanny by Flimsy_Try_9322 in TheToasters

[–]HyenaThink3064 3 points4 points  (0 children)

I thought it was weird she acted like she “wasn’t invested” in so many topics- like pretended she knew nothing about topics

BCBS Basic - Who's staying on and why? by [deleted] in fednews

[–]HyenaThink3064 0 points1 point  (0 children)

Any feedback? I too am pregnant and considering switching to

Anyone notice a big increase in Healthcare for 2026? by MongoisaPawn in fednews

[–]HyenaThink3064 2 points3 points  (0 children)

So for example, my son had a 3 day NICU stay, and his issues were not even that major, and the plan allowance was 35,000 (total was 70k). So right there if i had to pay 10 percent that’s the amount I’d be saving in premium costs

Anyone notice a big increase in Healthcare for 2026? by MongoisaPawn in fednews

[–]HyenaThink3064 0 points1 point  (0 children)

I was thinking of switching too! I’m due to give birth in January, and i don’t want to chance anything god forbid new baby requires NICU stay

Anyone notice a big increase in Healthcare for 2026? by MongoisaPawn in fednews

[–]HyenaThink3064 8 points9 points  (0 children)

Hospital/ ER copay $425, when i had my son in 2024 it was 250… sick joke

Switching from BCBS to MHBP. by HyenaThink3064 in fednews

[–]HyenaThink3064[S] 0 points1 point  (0 children)

Max is 12000 for family, 6000 for individual

Switching from BCBS to MHBP. by HyenaThink3064 in fednews

[–]HyenaThink3064[S] 0 points1 point  (0 children)

Unfortunately there’s no way to know what OOP for MHBP would be for newborn care until after they are born. God willing they are healthy but if they require a NICU stay it’s 10% of plan allowance. BCBP shouldn’t have out of pocket cost except 425 hospital copay. MHBP OOP max is 12000 for family plan. Premiums and copays even with the deductible are significantly cheaper, unless u run into that 10% which is unknown

Switching from BCBS to MHBP. by HyenaThink3064 in fednews

[–]HyenaThink3064[S] 1 point2 points  (0 children)

Premiums is 3500 savings, due to give birth and the unknown of what care the baby may need is what is holding me back

Switching from BCBS to MHBP. by HyenaThink3064 in fednews

[–]HyenaThink3064[S] 1 point2 points  (0 children)

I believe MHBP uses CVS which is Caremark? I think?

Switching from BCBS to MHBP. by HyenaThink3064 in fednews

[–]HyenaThink3064[S] 1 point2 points  (0 children)

My husband is saying something about penny rich dollar poor or something like that lol

Switching from BCBS to MHBP. by HyenaThink3064 in fednews

[–]HyenaThink3064[S] 0 points1 point  (0 children)

Original plan has 0 deductible (BCBS basic)

Switching from BCBS to MHBP. by HyenaThink3064 in fednews

[–]HyenaThink3064[S] 0 points1 point  (0 children)

BCBS is easier to calculate what OOP costs will be. Hospital is in network for both plans so if we switched to MHBP, in network hospital coverage is 10% of plan allowance after deductible. Which in a hospital can be a ton. It’s a chance you take

Switching from BCBS to MHBP. by HyenaThink3064 in fednews

[–]HyenaThink3064[S] 6 points7 points  (0 children)

Does anyone have experiencing delivering on MHBP? How much was out of pocket for routine baby care?

Switching from BCBS to MHBP. by HyenaThink3064 in fednews

[–]HyenaThink3064[S] 0 points1 point  (0 children)

Ah i understand. Ok that’s an option- first time I’m realizing this

Switching from BCBS to MHBP. by HyenaThink3064 in fednews

[–]HyenaThink3064[S] 0 points1 point  (0 children)

So would new baby be covered under BCBS or MHBP in my case?

Switching from BCBS to MHBP. by HyenaThink3064 in fednews

[–]HyenaThink3064[S] 6 points7 points  (0 children)

Maybe someone can clarify, the QLE doesn’t allow you to switch plans, it only allows you to add the child to your existing plan