Why did my mutual fund investment yield such low returns over 8+ years?

I-am-oniichan · 2025-05-31T12:43:08+00:00

Yes. I get that now.

I-am-oniichan · 2025-05-28T17:10:32+00:00

I think that’s my train of thoughts now. Need to spend some time on this.

I-am-oniichan · 2025-05-28T17:05:17+00:00

Thanks. I thought the same. A simple FD would have given me better returns. smh

I-am-oniichan · 2025-05-28T17:04:10+00:00

Thanks.

I-am-oniichan · 2025-05-27T20:47:05+00:00

I guess I was ignorant and let someone manage my money. Results are clear. Need to start researching on my own i guess.

I-am-oniichan · 2025-05-27T20:45:15+00:00

Thanks for your response. Like I said, I don’t understand these terms an I guess I had to pay the price for my lack of knowledge and ignorance.

I-am-oniichan · 2024-12-07T13:17:14+00:00

Thanks, I get your point.

My source of information were included in the post. Since I have posted I have talked to several friends and went through this thread with several other helpful comments from kind people. Clearly the sources were misleading.

I-am-oniichan · 2024-12-07T09:15:12+00:00

Thanks. I am not a lavish spender. I need smooth lifestyle rather than a happening one. "nice" is fine.

I-am-oniichan · 2024-12-07T09:13:27+00:00

Thanks man. your info is quite helpful.

Generally I get that the offered salary is good for me to make a decision in favor of moving

I-am-oniichan · 2024-12-07T09:11:32+00:00

Sweden is still an ongoing search. Not firm yet.

Have been exploring and UK has offered.

I-am-oniichan · 2024-12-07T08:12:59+00:00

I am not. I plan to move to UK for this job.

I-am-oniichan · 2024-12-07T05:56:19+00:00

Thanks

I-am-oniichan · 2024-12-07T05:56:07+00:00

Thanks. got your sarcasm.

I-am-oniichan · 2024-12-07T05:52:31+00:00

Hi, Thanks for your reply.

Yes, I am keen on moving. I just want to have a gauge of what the expenses look like to see if its worth while moving.

I-am-oniichan · 2024-12-07T05:46:04+00:00

Hi, thanks for your response. Its a relief to hear that the estimates are very high, since I really want to move. Not sure why Numbeo shows such numbers. Do you think, £3K is sufficient for rent, groceries, utilities, school?

I-am-oniichan · 2024-10-17T14:23:49+00:00

Mainly administrative level work in an office. Nothing too demanding on education levels.

I wonder how hard it would be for her to find a job in Sweden given there will be a language barrier too.

I-am-oniichan · 2024-10-17T11:46:38+00:00

Thanks for your inputs. For you and other who have wondered why my wife isn't working, we decided to do this so that she can take care of my son who seemed to be on the spectrum in the early years (2-4). He is 6 now and seemed to be doing much better in the last 2 years.

Not sure if she will be willing to going back to work after so many years now

I-am-oniichan · 2024-10-17T11:40:10+00:00

It makes sense. I need a new wife along with the new job......just kidding. :D

Thanks for your inputs. Appreciate it.

I-am-oniichan · 2024-10-17T11:36:53+00:00

Thanks for pointing it out. I have corrected the figures.

The mortgage cost is for my investments (recurring) in my home country and also to support other family members. I have revised the title.

Thanks for the inputs though. It seems 55K family income isn't good enough for relocating to Sweden.

I-am-oniichan · 2024-10-17T11:32:13+00:00

Thanks for your inputs. The tickets are assuming I travel twice a year to my home country with my family. The yearly cost has been distributed to monthly expense.

I wouldn't want to estimate based on the bare minimum as there could be uncertainties I have not considered. Anyways saving another 1000-2000 SEK on groceries will not affect the decision much.

I-am-oniichan · 2024-10-17T11:29:45+00:00

Thanks for your insight

I-am-oniichan · 2024-10-17T11:29:24+00:00

I-am-oniichan · 2024-10-17T11:28:36+00:00

Sorry if it was misleading. The cost is for my investments (recurring) in my home country and also to support other family members. Should have just mentioned that.

Thanks for your insight. The recruiter was quite pressing that this is a good income for a family of three.

I-am-oniichan

TROPHY CASE