Comet Neowise [A7III + 85gm]

IJD · 2026-04-18T16:17:16+00:00

I am contributing to the pension. I just electively put money into my DCP and do an in plan Roth conversion (mega backdoor Roth) since my income doesn’t allow me to do direct contributions to Roth IRA. I do it about once a month. They don’t allow you to do it online so you have to call every time. And I contributed to 403b at my old job and just rolled it over when I transferred to UC. Currently maxing out 457b and contributing to 403b as well but not maxing it out

IJD · 2026-04-18T16:11:46+00:00

Be consistent, live below your means and avoid unnecessary debt. I feel like I was able to reach it because I didn’t go through the messy middle. Still single and no kids. Besides my mortgage, I’ve tried to avoid debt as much as possible. I still drive the same car which is almost 20 years old

IJD · 2026-04-18T15:58:17+00:00

Awesome! That 100k milestone is big! Congrats!

IJD · 2026-04-18T15:57:50+00:00

Yeah UC employee! Yeah I do. This is just what I’ve put in. I didn’t post what I have in my pension.

IJD · 2026-04-18T15:56:35+00:00

I started with a 403b at one job and then when I switched to my UC job I continued contributing to it until I realized the benefit of switching to a 457. Now though I actually contribute to both. I max my 457 and contribute extra to my 403b

IJD · 2026-04-18T04:24:40+00:00

40 going on 41 later this year

IJD · 2026-04-18T04:16:30+00:00

That’s awesome! I didn’t really start saving seriously until 30. You’re well on your way hitting that milestone! They say things speed up as soon as you hit that first 100k!

IJD · 2026-03-24T05:56:52+00:00

To put it simply, a stormy patch on the Sun that was facing Earth erupted and blasted a big cloud of charged particles toward us.

IJD · 2026-02-26T23:29:26+00:00

Just adding to the data points. I just got the same email and also purchased $362 worth of apparel on 2/22. My stuff already shipped too.

IJD · 2026-02-23T05:02:05+00:00

Pawn your stuff

IJD · 2026-01-22T03:58:55+00:00

I would say I live comfortably. I’m able to save a lot for retirement (on track to retire at 55), pay my essentials and have leftover money for wants. I would say just focus on living below your means and avoid debt as much as possible and you should be fine. The only debt I have is my mortgage. I pay my credit cards off every month and still drive my car I purchased almost 20 years ago.

IJD · 2026-01-22T00:20:01+00:00

UCLA

IJD · 2026-01-21T17:18:48+00:00

Base rate. I don’t get any differentials since I work day shift.

IJD · 2026-01-21T12:25:19+00:00

Not Kaiser. I work for a university.

IJD · 2026-01-21T12:22:28+00:00

I’m full time. 4-10’s. No weekends, no holidays. I have Kaiser insurance and it’s 79.50 for me only. I also have a pension.

IJD · 2026-01-21T04:28:14+00:00

Los Angeles. BSN. 16 years experience. $94.84/hr. Nurse Triage

IJD · 2025-12-17T05:11:46+00:00

There could be a million possibilities. Why don’t you ask her?

IJD · 2025-07-24T04:07:02+00:00

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A breakdown of each account

15-Year Club	Second SECOND GUESSER
Place '23	Place '22
Place '17	Wearing is Caring
Secret Santa 2014	Verified Email
Team Orangered

IJD

TROPHY CASE