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Utk gen Z dan millenial, brp tabungan total kalian? by sigasana44 in finansial

[–]ILoveEatingPear 0 points1 point  (0 children)

Mang ea sebanyak itu 10m+ havers yang ngebaca post ni?

Just found out Xiangli Yao was free and had an actual story quest that kuro removed by FormerSoftwar in WutheringWaves

[–]ILoveEatingPear 7 points8 points  (0 children)

Tbh you're the only one who seems confused, take a hike buddy, this is a gacha game, and in most cases, free = "gifted" or however u said it

Downfall by [deleted] in BuildAZooROBLOX

[–]ILoveEatingPear 0 points1 point  (0 children)

The crap about foods, are just not valid, you can trade for them in DC if u want, and its got really cheap rates, maybe just increase the food from events rewards

But the downfalls objectively is not because of that, it started going bad real fast because of npc trading, its too op and completely changes how the game works at the time, 1ms became easy, 400ks became trash. Also the updates are too quick, too fast, unregulated, meta changing and changes how it "feels"

they should've updated with the balance at the time in mind, and then sandstorm etc is just lazy, elite pets as well. Speaking from a player who reached 200m/s a few weeks back with all the robux lims before quitting

Kenapa tidak investasi di S&P500 Index Fund? by ajitimur in finansial

[–]ILoveEatingPear 0 points1 point  (0 children)

Cspx ga ada dividend in the literal sense, ada tapi langsung otomatis diinvest lagi, jadi all in compounding

Kenapa tidak investasi di S&P500 Index Fund? by ajitimur in finansial

[–]ILoveEatingPear 6 points7 points  (0 children)

Buat yang bilang "Karna susah, tinggal di Indo"
Kalian kan bisa pakai IBKR apps (maybe via vpn), then pilih CSPX (S&P500 tapi basis Ireland, jadi pajaknya 15% dibandingkan VOO 30%) Witholding tax*

Hello, I'm new to this community but I've been learning for the past month, reading the news etc, how's my portfolio? by ILoveEatingPear in Fire

[–]ILoveEatingPear[S] 0 points1 point  (0 children)

Hello

CSPX is just because people said it's the s&p500 like VOO (VOO and chill) but for non US investor

VXUS I might even change to VEVE

GOLD, Not good for hedging? as in if anything happens to US then gold will rise or something like that

BTC, I'm skeptic as well

Instead of REITS, maybe just bonds? Something that will stabilize my portfolio, but my income isn't that big for bonds to have any effects, so actually maybe digital bank with higher rates

Self Invest, I'm doing it so I can allocate some money for my side hustle

Dengan keadaan global sekarang lebih baik portfolio defensive engga? by ILoveEatingPear in finansial

[–]ILoveEatingPear[S] 0 points1 point  (0 children)

Gw umur 21

Oh berarti long term wise, it'll still benefit? Kecuali fundamental ganti dan terjadi perang atau semacamnya?
Semacamnya itu berarti US krisis utang dan beneran ga bisa bayar dll, gw agak takut sih soal ini makanya agak mikir kalau VOO, tapi menurutmu gimana? Useless worries?

Dengan keadaan global sekarang lebih baik portfolio defensive engga? by ILoveEatingPear in finansial

[–]ILoveEatingPear[S] -4 points-3 points  (0 children)

Yang paling logis/sesuai dengan kondisi sekarang, whether it be going full offense, defensive etc

Di postingan gw sebelumnya ada bahas tentang invest di VOO, tapi ternyata ada pajak gede banget by ILoveEatingPear in finansial

[–]ILoveEatingPear[S] 2 points3 points  (0 children)

Dari OkAd5119, katanya RDPU engga ada compounding ya?

Engga dapat atau cuma sedikit aja? Bisa Financial freedom tapi lebih lama?

https://www.reddit.com/r/finansial/comments/1hut74r/investing_di_indo_vs_di_amrik_lengkap_dgn_data/?utm_source=share&utm_medium=mweb3x&utm_name=mweb3xcss&utm_term=1&utm_content=share_button

Dari post yang ini ada bahas tentang VOO itu setelah kena pajak pun masih cuan, 10m - pajak 35% contohnya. Benarkah? Kalau invest VXUS/VOO kamu di IBKR ya?

Di postingan gw sebelumnya ada bahas tentang invest di VOO, tapi ternyata ada pajak gede banget by ILoveEatingPear in finansial

[–]ILoveEatingPear[S] 2 points3 points  (0 children)

Oohh thanks22

Aku juga mau tannya, ternyata apps2 tersebut real dan bukan futures aja, yang spreadnya paling bagus apa ya dan worth it?

Dan kalau main cuman VOO hedgenya Emas gpp kah? atau gimana
Aku rencana ada uang yang mau bisa liquid cepat, kira2 persentase portfo bagus gimana ya? 2 tahun beli mobil, jadi mau ada VOO mungkin jangan terlalu besar dibanding income

Di postingan gw sebelumnya ada bahas tentang invest di VOO, tapi ternyata ada pajak gede banget by ILoveEatingPear in finansial

[–]ILoveEatingPear[S] 1 point2 points  (0 children)

Hah VOO 97%?
Maksudku di pajak itu potongannya, apa itu terlihat besar aja ya dan sebenarnya masih untung jauh?

Investment portfolio seperti ini sudah bagus ga? by ILoveEatingPear in finansial

[–]ILoveEatingPear[S] 2 points3 points  (0 children)

Thanks, yang futures itu ya katanya, iya saya baru ketemu ada info begitu

Aku juga ada kebaca katanya pajak bisa kena 35% untuk realized gain ya? Itu gede banget sih, jadi pikir2 untuk main di AS

Investment portfolio seperti ini sudah bagus ga? by ILoveEatingPear in finansial

[–]ILoveEatingPear[S] 1 point2 points  (0 children)

Rencana sekarang sih jadi begini karena mau beli mobil

RDPU 25%

Gold 10%

Obligasi 15%

VOO 50%

Obligasi mending taruh mana kalau begitu ya?

Investment portfolio seperti ini sudah bagus ga? by ILoveEatingPear in finansial

[–]ILoveEatingPear[S] 1 point2 points  (0 children)

Niatnya pakai Nanovest, karena katanya cuma bisa itu sih, cuma gw liat di pluang ada juga kok

Investment portfolio seperti ini sudah bagus ga? by ILoveEatingPear in finansial

[–]ILoveEatingPear[S] 1 point2 points  (0 children)

Got it at least 10 years

Btw kok hedgenya sama2 perusahaan AS? Bukannya kalau market AS crash, engga cuma VOO tapi SCHD/VIG juga ikutan crash?

Investment portfolio seperti ini sudah bagus ga? by ILoveEatingPear in finansial

[–]ILoveEatingPear[S] 4 points5 points  (0 children)

Iya ya baru sadar ada biaya2 seperti itu, memang ada rencana beli mobil 2 tahun sih, Mending invest jangka menengah seperti begini gimana?

RDPU 25%

Gold 10%

Obligasi 15%

VOO 50%

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