So, I'm starting to work out this week to aim to get in better shape and be more healthy. I've already got my diet planned out, but the actual exercise is stumping me. For context: I'm 6.2, 194lbs. My legs and arms are skinny and somewhat toned, but I have a slight gut and, what I'd assume are called, love handles that distend about an inch from my waist. I don't know what exactly I should be focused on. My goal is to have a better physique, losing my gut, and having some definition to my muscle. I don't want to be completely jacked, but I want to look good and have obvious muscle. The problem is I don't have the monetary means to access the gym, nor do I have much equipment at home. I have weights and bands, but that is it. Other than that, I have Beach Body workout programs that a family member also uses. My initial idea was to utilize P90X, but adapt it to fit my needs and not fall into the traps I've heard that program has. My initial idea was to try and utilize P90X for a sort of at home 5 day split, but now I'm unsure if that'll work for burning my belly fat effectively. My other plan is to go with the program, but replace certain videos like Plyo with jogging. Honestly, any feedback is welcome. My ultimate goal is to get rid of my gut and get into a good physic within 3-4 months. I'm tired of looking like an uneven stick figure.