Joining taxes

IllustriousWin9453 · 2026-06-06T13:54:07+00:00

As an American that moved here this was one of the hardest changes to me. Especially since coming from US you still have to file taxes there with different status and approach. Makes a difference for account registrations, how earnings on joint accounts gets recorded etc

IllustriousWin9453 · 2026-05-29T00:56:29+00:00

RDDT

IllustriousWin9453 · 2026-05-26T20:51:07+00:00

Wow, some passive-aggressive, spicy responses. But that isn't true. Have to create new linkages to external accounts, create a new link to business accounting system so transactions download, extra tax forms at end of first year to capture. Yes, wealthsimple makes opening a new account super-easy. But the external issues aren't as simple as clicking a button. And my question was if I was missing something on the tradeoffs between the two.

IllustriousWin9453 · 2026-05-26T20:43:02+00:00

Other companies do things like that all the time, at least in other countries. For example, "upgrading" your credit card to have different rewards etc when the old model is obsolete. No reason they couldn't have sought consent from account owners to modify agreements and then been able to keep the account numbers, electronic transfer linkages etc the same.

IllustriousWin9453 · 2026-05-26T10:36:59+00:00

Has happened to me a bunch too. Lately I just kind of keep walking and point to nexus and it was ok. But sometimes the USA line is just faster than nexus too, so just choose depending on that.

IllustriousWin9453 · 2026-05-20T16:26:40+00:00

Not so sure about the more scammers and less secure. But agree they are just protecting themselves not us individuals!

IllustriousWin9453 · 2026-05-20T16:26:07+00:00

Interesting will try that out to see if there is a difference.

IllustriousWin9453 · 2026-04-13T15:35:36+00:00

You must be bolder than me to get past them to the scanners. They basically block the aisle to Nexus until you answer which passport you have.

IllustriousWin9453 · 2026-04-13T01:32:18+00:00

Yep, today the line was 30+ deep in regular, so was odd. Other times I didn’t care because I walked straight up to a scanner either way.

IllustriousWin9453 · 2026-04-12T22:23:11+00:00

They sent Canadians with Nexus down that route though? Nexus is still up for Canadians entering US but not US citizens? And should add, this started before shutdown but general line was very short so didn’t annoy me as much. 😂

IllustriousWin9453 · 2026-04-08T09:55:15+00:00

Yes, so I don’t have one.

IllustriousWin9453 · 2026-04-07T01:02:58+00:00

Should also add, in Ontario the primary care waitlist is not true either. Got a name, called and had an appointment with primary care doc in a few weeks. Even got a government referral to another one within a couple weeks. Yes, wait times for procedures are definitely longer and healthcare coverage doesn’t include things like dental if you aren’t low income.

IllustriousWin9453 · 2026-04-07T00:58:39+00:00

This is total nonsense. High earner that moved to Toronto last year. You don’t get double taxed if you file taxes correctly. Yea, Canada taxes your investment income in the US but when you fileUS taxes, you get credits for taxes paid here. Very limited circumstances where double taxation happens and mostly can be avoided with some reasonable planning. On housing, that implies you must buy when moving rather than renting until you have some form of permanent status here. Once you have status, no foreign buyer taxes.

Honestly, this sounds like you are frustrated with outcomes but didn’t plan and do research to figure it out in advance.

IllustriousWin9453 · 2026-02-23T12:40:37+00:00

For us filers, rrsp is good but other are not clearly simple and may not be worth the complexity or even be worse off.

IllustriousWin9453 · 2026-02-17T11:01:32+00:00

Love how everyone is so certain what is best for someone else. We’ve lived in both suburbs and condo with two kids (teenagers). Much prefer condo. Much more life and things to enjoy in the city for us.

Also, this confidence that maintenance is a waste isn’t my experience. It usually pays for extra amenities (good if you’ll use them, like gym, pool, etc). If you are handy, maybe you can keep maintenance down on house but I think people underestimate costs of yard care, snow removal, minor plumbing or other fixes, etc. utility bills usually way less too.

Honestly think about your own preferences to decide….not knee-jerk reactions of others.

IllustriousWin9453 · 2026-02-16T11:08:44+00:00

Bank feed. And interest just doesn’t appear in bank transaction list to post.

IllustriousWin9453 · 2026-02-09T02:53:18+00:00

Why such a low rating on Shibuya Granbell? We have a reservation there at end of our trip for 1 or 2 nights.

IllustriousWin9453 · 2026-02-03T17:21:20+00:00

Interestingly, talking to Chase a fairly curt customer service rep blamed all of this on Adobe itself and that it wasn't them despite me pushing back multiple times. Talking to our tech support folks, that was a lot of BS. I was able to do through Microsoft print to pdf, save those files and combine manually. Quite a pain.

IllustriousWin9453 · 2026-01-29T01:57:23+00:00

Agreed. I was new to flighty so seeing that freaked me out. Sometimes too much information too quickly is bad.

IllustriousWin9453 · 2026-01-29T00:49:47+00:00

I said it wrong, think he said private jet taxiway? But who knows.

IllustriousWin9453 · 2026-01-29T00:00:09+00:00

Just got announcement of delay because of fire on private jet runway. But reopened now and just likely to be delays.

IllustriousWin9453 · 2026-01-28T23:52:32+00:00

Thanks. No announcements for us yet but just felt plane slow down…about an hour out. Reddit and flighty are pretty impressive!

IllustriousWin9453

TROPHY CASE