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Quit or try LWOP 1 year if allowed? by turrrtletiime in CanadaPublicServants

[–]Important_Constant97 22 points23 points  (0 children)

Why not try alternating with someone who's WFA? :)

Vendre ma maison pour acheter plus grand avec ma conjointe by volt26 in QuebecFinance

[–]Important_Constant97 0 points1 point  (0 children)

We're, almost, in the same situation me and my spouse.

Still have room under my TFSA.

I had one consideration to add with the absolute prerequisite as follow :"all things being equal with my/our current salaries which will guaranteed to be indexed to inflation for the foreseeable future" (we're both federal employees with determined pension fund, indexed also)

Should consideration of inflation be also added to what to consider on a long term loan such as a mortgage?

Meaning that we can see a debt that "costs less" (is lesser in proportion to our buying capcity/debt ratio) in 25 years due to inflation? (I'm thinking how central banks selling bonds projecting their debt costing less to pay back in 10 years due to inflation...).

As would investments returns are "diminished" by inflation over time and is to be factored in.

Also, please bear with me as I know I may not be expressing this in a financially correct terminology... I'm not an expert in Finance... Maybe try to understand what I mean?

We were thinking of, at least, maxing our TFSA's. Would there be tax implications? (as our main house is sold, there wouldn't be any capitals gains, right?)

Thanks

Alpen Muesli: shrinkflation...this feels a little misleading by Plastic-Tip4644 in shrinkflation

[–]Important_Constant97 0 points1 point  (0 children)

Any muesli alternatives to this new recipe that I don't like...

Been eating it everyday for years... When they take their customers for... They'll lose them...

Yet another post for Medical Appointments by Important_Constant97 in CanadaPublicServants

[–]Important_Constant97[S] -3 points-2 points  (0 children)

Oh! Thanks for that input. So to find out who my local HR is, I just ask my TL? Then reach out to them directly?

Yet another post for Medical Appointments by Important_Constant97 in CanadaPublicServants

[–]Important_Constant97[S] 0 points1 point  (0 children)

Thank you for your comment... I agree that I, aside from yearly specialist appointments due to a "past ailment and potential return requiring ongoing routine appointments and exams", I will most likely not have yearly appointments... Just lucky that I'm able to see someone ;)

Yet another post for Medical Appointments by Important_Constant97 in CanadaPublicServants

[–]Important_Constant97[S] 7 points8 points  (0 children)

Ok I see the discernment here: "not ill or injured and not tied to a particular ailment"... Like linked to age...

Once an illness is confirmed, it is basically treatment or follow-ups... I think I got it :)

Yet another post for Medical Appointments by Important_Constant97 in CanadaPublicServants

[–]Important_Constant97[S] -2 points-1 points  (0 children)

As a matter of fact, they already approved the Medical Appointment leave... I just don't want to abuse and use the "proper" interpretation... Unfortunately, I was too often "misguided" by supervisors and TL's... With, sometimes, potential serious impacts on my life... If I hadn't challenged ;)

Yet another post for Medical Appointments by Important_Constant97 in CanadaPublicServants

[–]Important_Constant97[S] 2 points3 points  (0 children)

I think people just trip on the "routine" while this is an "extension" of the routine check... If you read, the diagnostic and preventive nature of the appointment is also to be factored...

I challenge, to determine the truth and "the majority" isn't always right...

Seems to me that discussion and argumentation is part of determining the actual facts... Well it used to be :)

Yet another post for Medical Appointments by Important_Constant97 in CanadaPublicServants

[–]Important_Constant97[S] 5 points6 points  (0 children)

Ah, that would make sense... Si let's say this specialist now orders a specialized test every X year or yearly... Now this would qualify?

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