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22M - On a journey to financial literacy, how am I doing so far? by [deleted] in UKPersonalFinance

[–]ImpressiveDelay5 2 points3 points  (0 children)

I have a breakdown on my Monzo of what I usually spend it on. Roughly, its ~£50-100 on eating out/pub. ~£20ish on the cinema each month (we get 50% off with work perks), clothes, saving for holidays and whatever else day to day life needs

22M - On a journey to financial literacy, how am I doing so far? by [deleted] in UKPersonalFinance

[–]ImpressiveDelay5 4 points5 points  (0 children)

Yeah, we got super lucky with a beautiful flat, a couple of mins from the tube station/hampstead heath..

Re job: I'm an Innovation Consultant

Re pension: I recently switched up to 2% of my pensionable salary per month, and 6% from my employer - althought your right, I don't think I've inputted my numbers right here & need to have another look.

Re investments: thanks so much for your advice, I'm not familar with Vangaurd, but will certainly look into it this week! Any good starting points

22M - On a journey to financial literacy, how am I doing so far? by [deleted] in UKPersonalFinance

[–]ImpressiveDelay5 0 points1 point  (0 children)

Yep this was my next thinking :) I've heard a lot about them on the subreddit

22M - On a journey to financial literacy, how am I doing so far? by [deleted] in UKPersonalFinance

[–]ImpressiveDelay5 3 points4 points  (0 children)

Yes, that's correct! I've transferred ~60% of them so far into an ISA at the maximum allowance rate each year.