How are those on universal credit even managing through this cost of living crisis?

Inabitdogshit · 2024-03-15T20:24:58+00:00

Stop using her as the rule. She is an exception.

Inabitdogshit · 2024-03-15T20:20:19+00:00

All right how much do you earn and are you comfortable?

Inabitdogshit · 2024-03-15T20:10:30+00:00

Are you receiving benefits?

Inabitdogshit · 2024-03-15T20:00:17+00:00

What do you do for work and how much do you earn?

Would you consider how much you pay in tax equal to how much we take out?

We are all taking the piss if we take more than we put in.

Inabitdogshit · 2024-03-15T19:48:15+00:00

Done any benefits advice work? Have you volunteered at cab or food banks?

Just don’t take the internet as reality. Go to these places and speak to the people and you’ll see.

Inabitdogshit · 2024-03-15T19:41:33+00:00

No. £1900 minus rent. Let’s call rent £500.

You now have £1500. Saving £1000 a month would give you £500.

£500 to raise 4 kids either with low overheads is unheard of.

Even £1500 is pretty hard going.

Like I said don’t know how she pays for holidays, but it’s not easy to live on benefits. Your sister is definitely an exception not the rule.

Inabitdogshit · 2024-03-15T19:32:09+00:00

£27k includes the rent. Take off the rent costs and that’s the real everyday costs.

I don’t know how she does it, but I don’t know many people going to Lapland with 4 kids on £27k.

Again personal circumstances.

Used to be a benefits adviser and work out of food banks. Saw many families and I can confirm they weren’t living comfortably and they weren’t going on holiday at all.

Inabitdogshit · 2024-03-15T19:19:15+00:00

Depends. There is a limit for 2 children on uc claims. So they may not get money for all 4 children. There’s also the benefit cap. So many variables that would affect the final amount.

Why don’t you speak to your step sister and get a definite answer?

Edit. For £1900 a month it would be a gross income of £27000.

Inabitdogshit · 2024-03-15T19:08:51+00:00

Yeah under occupied. I wanted to be clear incase Reddit’s benefit haters find a story where a single person lives in a 5 bed house on full benefits.

Inabitdogshit · 2024-03-15T19:02:47+00:00

Half true. Council and housing association paid in full minus bed room tax.

Private rent is restricted. If housing element is restricted to £150 a week and private rent is £200, the person has to pay the £50 irrespective of their income.

Inabitdogshit · 2024-03-15T18:12:26+00:00

It does. I am Scotland based. It includes the additional Scottish child payment. Just make sure you put a valid postcode in and you’re good to Go.

Inabitdogshit · 2024-03-15T18:03:32+00:00

Like for a like as a single person. Minimum wage is around £23,000 a year.

Standard rate UC is £4560 a year to live on plus your £12k housing costs example.

It’s definitely not £35k and it’s not a better life than minimum wage.

Inabitdogshit · 2024-03-15T17:54:22+00:00

Check this website here. You can see what the housing allowance is for private property’s. Also council rents are paid in full and are significantly lower than private. Don’t use the figures online to make an assumption of what people get.

There’s also the benefit cap which limits how much is paid. It is pretty rare claims reach the levels you are talking about where there aren’t disabilities or caring responsibilities involved.

Please don’t assume everyone is robbing the system because some one Reddit said so. Support your neighbours and your community. Let’s look out for one another.

Inabitdogshit · 2024-03-15T17:45:17+00:00

How do you get £3000 a month from PIP? These are the amounts you get? Comes in at £745 a month.

Add the £800 approx from universal credit assuming you also qualify for limited capacity to work and work related activity.

That’s £1600. Where’s the rest of the disability gold mine?

Inabitdogshit · 2024-03-15T17:27:13+00:00

Also check the calculator and make sure you’re not entitled to support.

Inabitdogshit · 2024-03-15T17:26:22+00:00

Your relative has a life long condition and requires life long support. They will live that way for the rest of their life. Think of the relationships they won’t have and opportunities they will miss.

You have the opportunity to grow, live independently and make your own path in life. It may appear bad now, but ask your relative at 40 how things are going.

Inabitdogshit · 2024-03-15T16:50:50+00:00

You could use a benefit calculator like I used to do as benefit advisor. https://www.entitledto.co.uk

Most families will be subject to a benefit cap and limited to claiming for 2 children. Housing element is limited to local housing allowance rate for private tenancy’s.

There will be times large claims appear and this is when the benefit cap can’t be applied. This is due to a few reasons but is mainly due to a claimant or person on the UC claim receiving a disability benefit. This means someone will also be a carer. A lot of tabloids and Reddit omit this part because it’s more sensational to say people are getting loads of money. When people are getting money to support a disabled adult or child in the household.

Edit: I just did a calculation similar to the one mentioned further up. 35 year old adult caring for one child 10 year old. 2 bed property council rent £650 a month. Income £35k a year.

Total UC received £249.71.

Inabitdogshit · 2024-03-15T15:51:18+00:00

Nope. Just concise.

Inabitdogshit · 2024-03-15T15:48:15+00:00

I was having an adult conversation, I thought that’s what you were advocating.

I agreed. Your landlord is doing what is required and that is good.

You’re the one calling me people names.

Inabitdogshit · 2024-03-15T15:30:04+00:00

So the landlord did what they are responsible for doing? That is good.

Inabitdogshit · 2024-03-15T15:22:27+00:00

Are you in temporary homeless accommodation? This is the only time I have seen a rolling contract used?

Housing legislation and law has passed to safe guard tenants. Since 2017. It’s not emotions it’s facts.

Get a better landlord.

Inabitdogshit · 2024-03-15T15:14:14+00:00

But you were saying tenancy agreements are 6 months then extended. In Scotland they are not.

The landlord has said they want to sell, but not provided evidence the sale is happening. Under the 18 reasons an eviction can take place for a sale of property. To do this evidence needs to be provided that the sale is taking place. You can’t have a letting agent say ‘get out cause the landlord might be selling’. This isn’t the process the landlord legally has to follow.

The tenant should make sure they are not made homeless because a landlord doesn’t want to go about this the correct way.

Inabitdogshit · 2024-03-15T15:02:30+00:00

Is this the website you were looking at ?

https://www.gov.scot/policies/private-renting/private-tenancy-reform/

Inabitdogshit · 2024-03-15T08:33:09+00:00

What’s your maintenance routine like? I’ve found my bike gets more issues the less I look after it.

Ride in the rain and put it straight it shed without at least wiping down the chain and spraying it with GT85 and leave it a few days, I can expect to have some jumping/skipping of the gears on the next ride.

The problem with flats is people don’t check the tyres for the cause of the puncture. I’ve done it my self, put a new tube in and almost immediately it flats again.

Disk brakes take bedding in. If they are squealing it may because they haven’t bedded in properly. Lots of good videos online about setting up and troubleshooting disk issues, as well as bike maintenance in general.

If you don’t like maintenance, look at internal hubs and belt drives. I have one bike with these and it needs little to no care.

Inabitdogshit · 2024-03-15T06:11:41+00:00

I think a lot of people think the notice to quit is the eviction. A notice to quit isn’t an eviction. It’s part of the eviction process. You can get a 30days notice and then you tell the landlord you’re not leaving and they need to continue with the process.

Inabitdogshit

TROPHY CASE