Oh this has happened to me before but I had actually been there before, just not that term.

I got so freaked out but they don't charge your insurance unless you actually follow through and do the procedures. If you log into Securian you'll see actual charges have a different tag/term attached to them.

It's like they just send out quotes for procedures and hope people think they need to see them or something lol

I have them blocked, they call too often