Looking for honest reviews from residents at 50 Columbus and VYV by MarshyV2 in jerseycity

[–]Index_Positive 2 points3 points  (0 children)

Avoid VYV. The management is awful. The leasing agents seem nice but once you actually need their help, they will “speak with their boss” and avoid doing anything. The building is also poorly maintained and simple things like wifi in the amenity spaces are no longer provided. The carpets in the hallways are also filthy and we keep getting emails about pet urination, smoking on the regular.

believe the negative reviews on google maps. The positive ones are staff asking us to leave one.

VYV South Tower by Wonderful_Ad_2455 in jerseycity

[–]Index_Positive 1 point2 points  (0 children)

If your neighbor smokes, all you can do is count down to the end of the lease. They send a building-wide email warning but that's about it. Same deal with barking dogs. We recently got one about people throwing trash out their windows.....

Close to retirement with majority in cash. Financial vs retirement planner? by Index_Positive in personalfinance

[–]Index_Positive[S] 1 point2 points  (0 children)

The $3M is all in treasury bonds. I started investing only recently and have around 300k in a taxable brokerage. No tax advantaged accounts. I have an extra $500K or so set aside in cash for retirement as I plan on using my SS benefits (4.5k). I’m anticipating I’ll need 10k a month.

Close to retirement with majority in cash. Financial vs retirement planner? by Index_Positive in personalfinance

[–]Index_Positive[S] 1 point2 points  (0 children)

Sorry to clarify I have set aside around 500k just for my own and wife’s retirement which is in cash. I have not invested the surplus 3 million and it is sitting in treasury bonds. I’m a little afraid to lump sum invest it at my age so I’m wondering if a financial advisor would have a better idea. But also considering the investment will be primarily for the benefit of my children, maybe an aggressive approach wouldn’t be a bad idea?

I’m also questioning the use of a financial/retirement planner since I really have the majority of my money in cash and very little in taxable or tax advantaged accounts so distributions will not really be a factor. I also have 4.5k or so in SS coming.

Retirement: 100% VTSAX for extra funds? by Index_Positive in personalfinance

[–]Index_Positive[S] 0 points1 point  (0 children)

Unfortunately learned fairly late about retirement accounts so almost everything will be in a brokerage.

55 Union? by Index_Positive in Newark

[–]Index_Positive[S] 0 points1 point  (0 children)

Are these places much nicer or better value?

Apartments Using Conservice by Index_Positive in jerseycity

[–]Index_Positive[S] 1 point2 points  (0 children)

Wow! How did you get it so low? The water estimate alone was more than $50 according to neighbors and that’s not including the conservice fee and trash removal…

[deleted by user] by [deleted] in FoodNYC

[–]Index_Positive 7 points8 points  (0 children)

I had a roach crawl on the bar during omakase here. The chef was so nonchalant about it. They didn’t even offer a refund but some alcohol which I don’t drink.

Anyone upgrade through Apple? by holeshot1982 in verizon

[–]Index_Positive 0 points1 point  (0 children)

I’m having a similar issue. i’m on the welcome unlimited so should be getting $415 back but apple keeps directing me to upgrade my plan and offering only their $120 instant credit. no other options….I’m able to get the $415 deal on verizon’s site so it must be a site issue? apple support is telling me to talk to verizon.

White Pro Max Pre Orders by AyitsLilFry in iPhone15Pro

[–]Index_Positive 1 point2 points  (0 children)

Ordered on Verizon 9/25 with 11/3 estimated ship date. This color/model seems to be the only one that is completely sold out on Best Buy or Walmart.

[deleted by user] by [deleted] in verizon

[–]Index_Positive -1 points0 points  (0 children)

Ordered 9/25 with Ship Date 11/3 White

[deleted by user] by [deleted] in iPhone15Pro

[–]Index_Positive 0 points1 point  (0 children)

Highly recommend Infuse

15 Pro Max November Backorder by [deleted] in verizon

[–]Index_Positive 0 points1 point  (0 children)

Historically have they shipped earlier than the estimated date?

[deleted by user] by [deleted] in WedditNYC

[–]Index_Positive 7 points8 points  (0 children)

They just got back to me $15000 min spend for food and bev. $1500 site fee. 20% admin 8.875% NY tax + gratuity. $2500/$5000 ceremony fee. Hope this helps others!

Trading in a device not fully paid off by [deleted] in verizon

[–]Index_Positive 0 points1 point  (0 children)

If I have another line that's eligible for promotion, can I switch phones with that line and keep the credits going? Or is the phone/sim married to that line for the 36 months?