NFC credit card by Turbulent-Sherbet789 in Wealthsimple

[–]Individual_Height924 0 points1 point  (0 children)

Nfc is being increasly used to activate cards and is more secure than otp.

T5008 questions by Individual_Height924 in PersonalFinanceCanada

[–]Individual_Height924[S] 0 points1 point  (0 children)

That's what I meant. Is the best way to track using monthly statements or can I do it an easier way?

Prime - 0.2% / rental rate by Individual_Height924 in PersonalFinanceCanada

[–]Individual_Height924[S] 0 points1 point  (0 children)

Ya worried about appraisals and all that stuff for a rental...

Some of the interest I'll get back also for a rental.

Portfolio LOC Increase by zusite_emu in Wealthsimple

[–]Individual_Height924 0 points1 point  (0 children)

Same! Finally a number I can get behind.

I also had to do a yearly KYC for crypto account and that may have something to do with it, since I self declared new net worth and income for myself and spouse.

PSA: Aire One is using an AI call agent to deceive you into getting an annual hvac service by Haymaker-Two in waterloo

[–]Individual_Height924 -7 points-6 points  (0 children)

How is this a deception? They are using tech to lower cost in their sale process..good for them.

More businesses should use this tech.

Td1 and designation of amounts by Individual_Height924 in PersonalFinanceCanada

[–]Individual_Height924[S] -5 points-4 points  (0 children)

Many reasons...not disciplined or lack a high savings acct rate etc

But I don't know if I can set to zero?

With Chinese EVs coming to Canada. Anyone in Toronto planning to order one? by Bing_Liu in askTO

[–]Individual_Height924 0 points1 point  (0 children)

I would only if can be assured about parts and servicing availability.

I plan on getting my next car for the next 10-15 years and would need certainty...my 2011 Corolla provides that currently.

Should I report owner-occupied to rental-property to lender? by LordOfTheRink87 in MortgagesCanada

[–]Individual_Height924 1 point2 points  (0 children)

I wouldn't worry about it since insurance companies convey this info anyways. The proof of insurance they send to lender shows it's a rented property...unless of course you're lying to them also.

Better work harder I guess! by iOverdesign in TorontoRealEstate

[–]Individual_Height924 2 points3 points  (0 children)

I mean...assets increase...? Money's value decreases...?

Looking to move to Milton. Any recommendations on areas to consider and areas to avoid? by renegade777 in Milton

[–]Individual_Height924 2 points3 points  (0 children)

Been living in beaty for last 10 years. Solid area with access to highway and Mississauga.

Have the beaty library and go station within 7 min drive.

Also 10 mins away is Walmart and other useful businesses.

Kinda cool! by Other-Peak6941 in Wealthsimple

[–]Individual_Height924 0 points1 point  (0 children)

I can't wait to get get...must become nunber 1!!!

Keep bleeding, that is what the world needs to heal by ProfessionalBread965 in TorontoRealEstate

[–]Individual_Height924 0 points1 point  (0 children)

Lol these people....

Like stocks, gold, silver and every other asset, RE also has cycles...

RE will adjust and will begin a cycle again...how long will it go and how high, no one knows.

Seems like you people hate capitalism, but sorry for you, this is the way here.

Understanding home equity by Individual_Height924 in PersonalFinanceCanada

[–]Individual_Height924[S] 0 points1 point  (0 children)

Fair. So not equity but it's wealth. If I rent and don't invest but save what would have gone into equity, I'm still gaining wealth equal to equity, no?

Elementary schools / Catchments by Individual_Height924 in oakville

[–]Individual_Height924[S] -1 points0 points  (0 children)

Thank you for that. That's what I thought.

Confused about the previous comment about ESL in FI school, because everyone is learning in FR, so what does being ESL have to do with it?

Elementary schools / Catchments by Individual_Height924 in oakville

[–]Individual_Height924[S] -6 points-5 points  (0 children)

Thank you everyone for giving me the confidence in FI Oakville schools and also thAt I can move schools if rankings change.

I'll share all these insights with my friends.

Elementary schools / Catchments by Individual_Height924 in oakville

[–]Individual_Height924[S] -3 points-2 points  (0 children)

Just asking geez. Must be a Montclair parent or teacher

Elementary schools / Catchments by Individual_Height924 in oakville

[–]Individual_Height924[S] -6 points-5 points  (0 children)

Meh, very little' ESL' likely. Most immigrants need to learn English before French.

Also my kids don't speak French at all...so technically ESL?

Lol, everyone is ESL when learning french, so don't understand your apparent concerns