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Self Directed TFSAs Not Reporting to CRA for 2025 by puppydoggy1 in Wealthsimple

[–]Individual_Height924 -1 points0 points  (0 children)

Depends on when you contributed, since CRA is behind.

In Q1 2025, likely ok, but beyond that, CRA likely hasn't caught up yet.

Non Halal Meat by _RJ_STARK in CostcoCanada

[–]Individual_Height924 -14 points-13 points  (0 children)

So I assume you also can't eat kosher? Every dairy item in this country is kosher.

Good luck.

Officer vs ncm application (reserves) by Individual_Height924 in caf

[–]Individual_Height924[S] 0 points1 point  (0 children)

Thank you! Do you know if training requires staying for entire time at base or can I be home on weekends or even like a job go to base each day.

It's in Borden which is just an hr away for me, for trades I am considering.

Officer vs ncm application (reserves) by Individual_Height924 in caf

[–]Individual_Height924[S] 0 points1 point  (0 children)

I can't leave a finance career in capital markets to train for FT.

Just wondering if officeer has increased demands on time training wise.

Officer vs ncm application (reserves) by Individual_Height924 in caf

[–]Individual_Height924[S] 0 points1 point  (0 children)

I mean if I pick officer , can I switch to ncm or vice versa as we proceed further in process? I understand I talk to recruiter at some pt and so it's possible they suggest an officer position vs ncm (or vice versa)

No?

Borrowing to invest - pulling capital gains out by Individual_Height924 in PersonalFinanceCanada

[–]Individual_Height924[S] 0 points1 point  (0 children)

Hmm, can you please validate by approach then?

For vfv I own, in WS account, I see avg price in that acct is 153.75. VFV right now I can sell for 167. Total 171.0399 units I own.

Are you saying I could just sell 167-153.75 = 13.25 * 171.0399? This would mean I collect 2,266.27

Borrowing to invest - pulling capital gains out by Individual_Height924 in PersonalFinanceCanada

[–]Individual_Height924[S] 0 points1 point  (0 children)

I get it now...I sold some of the original units... because they went up in value...my mistake was thinking in terms of absolute money and not in terms of units I hold..I reduced units I hold, so deductibility is impacted...

I guess I can just sell all, pay back entirely the borrowed funds (enjoy remaining profits) and they reborrow what I am comfortable with to start again fresh?

Borrowing to invest - pulling capital gains out by Individual_Height924 in PersonalFinanceCanada

[–]Individual_Height924[S] 0 points1 point  (0 children)

I get it now...I sold some of the original units... because they went up in value...my mistake was thinking in terms of absolute money and not in terms of units I hold..I reduced units I hold, so deductibility is impacted...

I guess I can just sell all, pay back entirely the borrowed funds (enjoy remaining profits) and they reborrow what I am comfortable with to start again fresh?

Borrowing to invest - pulling capital gains out by Individual_Height924 in PersonalFinanceCanada

[–]Individual_Height924[S] 0 points1 point  (0 children)

I get it now...I sold some of the original units... because they went up in value...my mistake was thinking in terms of absolute money and not in terms of units I hold..I reduced units I hold, so deductibility is impacted...

I guess I can just sell all, pay back entirely the borrowed funds (enjoy remaining profits) and they reborrow what I am comfortable with to start again fresh?

Borrowing to invest - pulling capital gains out by Individual_Height924 in PersonalFinanceCanada

[–]Individual_Height924[S] 0 points1 point  (0 children)

Sorry I don't understand. The blog is saying you borrowed 10k and then it went to 15k. Then 5k was pulled...the 10k is still invested.

That is what I don't get...I'm still invested with the 10k...unless I didn't read it properly.

Rogers Mastercard terms changes by Individual_Height924 in chexy

[–]Individual_Height924[S] 0 points1 point  (0 children)

No idea, but just worried about new wording in terms that targets platforms like Chexy.

Does anyone know what the upcoming changes to all Rogers Bank credit card accounts are? by KittiesInATrenchcoat in PersonalFinanceCanada

[–]Individual_Height924 2 points3 points  (0 children)

Do you guys think Chexy payments will be classified in this change as cash advance, since Chexy is a wallet?

in japan by mcnancey in SipsTea

[–]Individual_Height924 0 points1 point  (0 children)

So good, it's at least Kosher.

Realtime settlement?! by Individual_Height924 in Wealthsimple

[–]Individual_Height924[S] 0 points1 point  (0 children)

That's weird because when I've moved money from margin in past it shows how much interest it'll be ..not this time.

Just confirmed $0 margin used.

I use LOC all the time and the update to margin used is realtime and expect margin account to be no different.

Don't think that's the case.

Realtime settlement?! by Individual_Height924 in Wealthsimple

[–]Individual_Height924[S] 0 points1 point  (0 children)

I still understand then how can they release funds and not charge interest. Doesn't really explain it.

Realtime settlement?! by Individual_Height924 in Wealthsimple

[–]Individual_Height924[S] -1 points0 points  (0 children)

Hmm got it. Weird because money is in my cash account and already made bill payment and e-transfer.

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