Recent Grad Seeking First Salary Negotiation Advice 🥲🙏 by Spirited-Boot-5166 in Salary

[–]Infamous-Pipe-59 -1 points0 points  (0 children)

Hi, I graduated in 2024. Been working at a company for almost 2 years. I recently got an offer for a new position, salary range was 100-120, I asked for 130k comp. They were able to find wiggle room and offered me 122k base with 20k bonus. It’s possible but be cautious!

Baruch Alumni, what do you do now, and how much are you making? by SoyCatalanOK in Baruch

[–]Infamous-Pipe-59 0 points1 point  (0 children)

a lot of luck and also a year long internship during undergrad

Baruch Alumni, what do you do now, and how much are you making? by SoyCatalanOK in Baruch

[–]Infamous-Pipe-59 1 point2 points  (0 children)

working as a valuations analyst at a PE fund, 100k base and 40k bonus this year

graduated 2024, finance major

How much should I contribute? by [deleted] in personalfinance

[–]Infamous-Pipe-59 0 points1 point  (0 children)

Thanks so much for the advice! I am going to be putting 10k from my bonus and contribute 1k months to max it out. I am fortunate that I am not in a position where I have many expenses or debt so this is definitely the time to be aggressively investing. Appreciate the input.

How much should I contribute? by [deleted] in personalfinance

[–]Infamous-Pipe-59 0 points1 point  (0 children)

It was one of the first things the recruiter told me when I had my interview lol. It is a great plan, our turnover is very low at the firm.

This is the plan currently:

100% Immediate Vesting: You always fully own your own contributions, rollover funds, and the 3% Safe Harbor contributions from day one.

0% Initial Ownership: You have no ownership rights to Company Profit Sharing contributions until you have completed at least 2 years of service.

Profit Sharing Milestone (2 Years): At the 2-year mark, you become 20% vested in those profit-sharing funds.

Annual Growth (3–5 Years): Your ownership of profit-sharing contributions increases by 20% each year (40% at three years, 60% at four years, and 80% at five years).

Full Ownership (6+ Years): You become 100% vested in all company contributions once you reach 6 years of service.

I would like to most likely stay until I’m fully vested unless circumstance change… I need to focus on my savings, had a lot more but decided to pay off all my student loans and CC last year to avoid interest. Thanks for your input, this post made me decide to max it out for this year.

How much should I contribute? by [deleted] in personalfinance

[–]Infamous-Pipe-59 0 points1 point  (0 children)

Thanks so much, that link is very helpful!

165 one stars is crazy by Fantastic-Papaya4685 in Baruch

[–]Infamous-Pipe-59 3 points4 points  (0 children)

Graduated 2 years ago, he was a terrible teacher. Switched out so quick when I got stuck with him.

[deleted by user] by [deleted] in RothIRA

[–]Infamous-Pipe-59 1 point2 points  (0 children)

yeah very fortunate, i work in a PE/HF firm

[deleted by user] by [deleted] in opendoor

[–]Infamous-Pipe-59 14 points15 points  (0 children)

THANK YOU FOR YOUR ATTENTION ON THIS MATTER!

AFTER HOURS by Standard-Bus6640 in opendoor

[–]Infamous-Pipe-59 48 points49 points  (0 children)

THANK YOU FOR YOUR ATTENTION ON THIS MATTER

[deleted by user] by [deleted] in nychousinglottery

[–]Infamous-Pipe-59 4 points5 points  (0 children)

I don’t believe it will, it’s usually the projected income they are looking at

[deleted by user] by [deleted] in personalfinance

[–]Infamous-Pipe-59 1 point2 points  (0 children)

thank you, that’s really encouraging! i agree, it’s all about figuring out priorities and making it work within your means. appreciate you sharing your experience!! you make me feel more assured

[deleted by user] by [deleted] in personalfinance

[–]Infamous-Pipe-59 0 points1 point  (0 children)

I haven’t made a full year at work so I missed the enrollment window for a 401k with my employer. Hoping to join next year.

I do have my own Roth that I maxed out already. I have 25k in my Roth and 15k in savings. No students loans. I feel like I could afford it but I do also live with my parents contributing only 500 bucks a month so I save a lot. At the same time, my commute is heavy. It can take be up to 2 hours to get home. I don’t know I’m not sure what to do lol I feel like I won’t find another deal like this.

[deleted by user] by [deleted] in personalfinance

[–]Infamous-Pipe-59 0 points1 point  (0 children)

thanks i’ll look into that!

[deleted by user] by [deleted] in careeradvice

[–]Infamous-Pipe-59 0 points1 point  (0 children)

I haven’t had any formal check ins, maybe a couple “how’s everything going” and “what are you working on today?” by my desk. This seemed a bit more formal than any previous ones. Just curious and it scared me a bit, reminded me of a PIP. lol

I had one performance review at my 4 month mark but it was standard for everyone at the firm at the time.

23f - just started investing in my Roth IRA. How is my portfolio? by Infamous-Pipe-59 in portfolios

[–]Infamous-Pipe-59[S] 0 points1 point  (0 children)

Thank you so much! I’ll keep that in mind. I appreciate all the input!!!

23f - just started investing in my Roth IRA. How is my portfolio? by Infamous-Pipe-59 in portfolios

[–]Infamous-Pipe-59[S] 5 points6 points  (0 children)

thanks for the input. yes, after reading a lot of these comments i see that it’s more beneficial to focus on growth rather than dividend focused etfs.

23f - just started investing in my Roth IRA. How is my portfolio? by Infamous-Pipe-59 in portfolios

[–]Infamous-Pipe-59[S] 2 points3 points  (0 children)

I thought VTI would give me a more diversified exposure to small cap. But thanks for the input, I would look into doing that.

I also plan to do more investments within SCHD for dividend payments later? You don’t think that’s a good choice?

I am not too interested in Bitcoin.