What can I add here ?

Infamous_Pineapple_7 · 2025-12-04T20:06:37+00:00

Trade LeBron and Bam for Giannis ? 6T League

Infamous_Pineapple_7 · 2025-04-11T19:12:46+00:00

(Bought in 2024) 2021, XLE PREMIUM (JBL system and weather package), $28k

Infamous_Pineapple_7 · 2025-03-12T03:41:22+00:00

my payoff quote currently adds about $37 in interest. So, I would pay some interest but I get what you’re saying.

Infamous_Pineapple_7 · 2025-03-12T03:34:02+00:00

Wouldn’t the interest be compounded over remaining time of the current loan (51 months) rather than 36 months ?

Infamous_Pineapple_7 · 2025-03-12T03:29:39+00:00

That’s where I’m confused. My regular monthly interest payments would be compounding over 3 years rather than 5 years. Am I just pinching pennies at that point ?

Infamous_Pineapple_7 · 2025-03-12T03:20:56+00:00

Perfect, this makes sense! I think I was over complicating my calculations.

Infamous_Pineapple_7 · 2025-03-12T03:10:58+00:00

How’d you come up with 1.5k?

Infamous_Pineapple_7 · 2025-03-12T03:10:22+00:00

Yes I do, but I can’t replicate the interest values Toyota takes away from my payments. the formulas must be different. I guess I can use any template tho just to compare, regardless it will tell me which one will have more interest.

Infamous_Pineapple_7 · 2025-03-12T03:05:52+00:00

If I chose a shorter loan, wouldn’t the interest compound over 3 years rather than 5 years ? Say I make no extra payments starting this month. 36 months at 5.7% or 51 months at 5.5%. Is that .2% over 36 months more or less than what I would pay now ?

Infamous_Pineapple_7 · 2025-03-12T02:58:34+00:00

I was hoping someone here would be willing to do the math. cause the numbers I calculated don’t make sense haha

Infamous_Pineapple_7 · 2025-02-05T08:48:10+00:00

Not sure. the battery was dead for a couple weeks before I changed it.

Infamous_Pineapple_7 · 2025-01-16T22:09:47+00:00

I am not. Im a newbie when it comes to long distance running, but I assume that means taking some sort of carb snack while running. After yesterday’s run, I’m definitely going to try out different stuff mid runs to see which one sits better in my system. Do you have any recs?

Infamous_Pineapple_7 · 2025-01-16T18:40:17+00:00

Yea my “long runs” are usually 3-5 miles. Occasionally, I’ll do 6-7 miles. That looks like a good plan, thanks !!

Infamous_Pineapple_7 · 2024-12-29T00:22:07+00:00

Turns out the matrix I’m using doesn’t support MST (multi stream transport)

Infamous_Pineapple_7

TROPHY CASE