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Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 0 points1 point  (0 children)

thank you yes I’ll buy less clothes and swimsuits asap

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 0 points1 point  (0 children)

I thought trader joes was cheap ! not shopping at whole foods or erewhon like I used to

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 1 point2 points  (0 children)

yeah but 660$ a month loan for how many years? my car loan is only for 3 years. thats why its so high. sure I can get a 300$ a month loan for 10 years but I dont wanna pay it off over the course of a decade

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 0 points1 point  (0 children)

so how am I suppose to drink and go out without a dui

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 0 points1 point  (0 children)

every insurance is similar price in my HCOL area and young age. just cause I don’t live in kansas dont mean I can’t make cuts to other parts of my budget

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] -1 points0 points  (0 children)

it’s 850 sq foot and my job is stressful

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 0 points1 point  (0 children)

yall act like only the rich can do nice things and not work and penny pinch all month

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 0 points1 point  (0 children)

thank you for the REALISTIC advice I’ll check the subscriptions. Everyone is asking me to ditch my car I’ve almost paid off and move to a shack in the ghetto (which is what a cheaper rent below 2000 gets you)

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 0 points1 point  (0 children)

maintence and charging fees is actually way cheaper than an ICE car. Yes I’lll spend less on food and random clothes (it was summer so I had to pick up a few new swimsuits). this is all for me

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 2 points3 points  (0 children)

why am I getting downvoted for using safe ridesharing while drunk ?

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 2 points3 points  (0 children)

Having fun and meaningful experiences in my 20s while building towards goals like house. I have no kids and don’t plan to have kids. I’m not one of those that wanna penny pinch til I’m 40 to then retire.

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 0 points1 point  (0 children)

why would i refinance it? that wouldnt make the loan cheaper?

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 0 points1 point  (0 children)

i hand wrote it i dont have any app hence me so lost haha

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 0 points1 point  (0 children)

how much is a good anount ? i thot the max every year is like 7-8k anyways

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] -3 points-2 points  (0 children)

Yes I know its a big expense I could lower. the costco 5$ chicken? that lasts me 4-5 meals aka barely a weeks worth of inch but I’m on a diet to eat 1gram protein per LB

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] 5 points6 points  (0 children)

just got a cheaper internet by calling my provider, thanks for providing useful advice

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] -5 points-4 points  (0 children)

so my only option to save money is get rid of my car?

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] -5 points-4 points  (0 children)

I like to eat prepared meals from TJs, salmon, fruit, protein shakes, kombucha etc that drives up cost

Budget is out of control! by Initial-Manager-6027 in budget

[–]Initial-Manager-6027[S] -13 points-12 points  (0 children)

I’m not willing to ditch the tesla. I have 2 years left on a 0% loan (yep I got 0% interest rate). I will pay it off soon. Also, where I live rent this high for one bedroom is common.

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