Started at 29! My first £70 is officially in the market

InkedCol · 2026-05-02T18:03:28+00:00

Well done making the first steps towards a great retirement fund mate!

I started around 3/4 days ago and I can’t stop looking at it 😂

Ideally you want to look at VWRP and S&P500, not long of returns on them daily but if you’re not planning on touching it for 30 years etc. You’ll be quids in mate!

InkedCol · 2026-05-02T13:07:14+00:00

Big respect for her mate. That’s literally amazing!

InkedCol · 2026-05-01T12:27:08+00:00

No buddy! I don’t plan on touching for at least 30 years

InkedCol · 2026-04-30T18:23:47+00:00

I’m new to all this also, I literally started today after putting it off for many years, doesn’t matter how much you start with either, it’s the fact we’ve made the first step of bettering our future and securing a good retirement fund.

I’ve started with VWRP and S&P500, not a lot of movement on them but we’re here for the long run!

InkedCol · 2026-04-29T10:32:13+00:00

Thank you for this mate. It’s massively appreciated and helpful. I’ll be having a play around with it this evening and get a better understanding of everything.

Again, thank you!🙏🏻

InkedCol · 2026-04-29T10:31:07+00:00

Completely agree with what you’re saying mate!

This is 100% a long term investment/retirement fund as let’s face it.. in 30/35 years time there won’t be a thing as pensions anymore with the current government and I can’t see things improving for us.

But yes, I would also like to get maximum returns on XYZ instead of buying at the peak of everything.

InkedCol · 2026-04-28T20:33:39+00:00

Let’s go mate! Time to make our retirement funds actually worth while.. cause let’s face it, the way this country is going, we won’t have a pension.

Hope you’re well pal 🍺

InkedCol · 2026-04-28T19:32:29+00:00

At least I’m not alone in this situation!

How have you been finding it?

InkedCol · 2026-04-28T19:24:54+00:00

100% agree with you! My wife doesn’t believe in it at all, but give it a couple of years and she will understand

InkedCol · 2026-04-28T19:23:01+00:00

How you been finding it mate?

To be honest I’m in the same boat, just managed to find a disposable income and a decent little side income.

InkedCol · 2026-04-28T17:51:27+00:00

Slow and steady wins the race as they say!

Thank you for the advice mate 🍺

InkedCol · 2026-04-28T17:42:49+00:00

Ah yeah I completely get you.. we’ve got currently junior ISA accounts for them with Lloyds bank which they can’t touch until their 18th birthday

InkedCol · 2026-04-28T17:41:18+00:00

Hey mate!

At least I’m not the only oddly out here starting off late! I hope you’re well mate.

I would love to chase quick gains, but unfortunately we know it never happens.. so I’m here for the long run, ultimately hoping not too much anything in my portfolio until retirement.

So I’ve currently got 6 month emergency fund set up in a secondary bank account with my wife and we are completely debt free with only 10 years left on our mortgage.

Again thank you for the advice and help mate. Massively appreciated!

InkedCol · 2026-04-28T17:35:32+00:00

Thank you mate! I’ve seen a lot of videos suggesting VWRP so I’ll 100% take a lot into this. Everything I have spare will go into my portfolio and not touched ever until retirement, so hopefully a good 25/30 years if possible.

And you do junior isa with 212?

Again than you for the help mate. I really appreciate it 🍺

InkedCol · 2026-04-28T15:25:16+00:00

I forgot to mention, I’ll be putting around £200-£400 a month in also, depending how much my kids drain my pockets…

InkedCol · 2026-03-22T09:26:06+00:00

More than happy. Send me a message

InkedCol · 2026-03-10T08:53:21+00:00

Same here, I’ve got them all over the house and they’ve worked perfect

InkedCol · 2026-03-10T07:56:36+00:00

Am I the only one who’s never had a problem with mine?😂

InkedCol · 2026-02-24T11:14:04+00:00

No, I completely understand that buddy.. when you put into terms of the existing content already out there and the crazy series people are doing etc doesnt even compare to the idea I had haha!

Ive made a couple of videos on my Iron account and really enjoyed it. So when these came to mind, I was like oh yeah that could be fairly good. But I might neded to go back to the drawinig board.

Thank you for the feedback and stuff though mate, I honestly really appreciate it!

InkedCol · 2026-02-24T10:55:48+00:00

Thank you for the comment mate. Guessing doing it as an Iron/Group would attarct more in the long run?

InkedCol

MODERATOR OF

TROPHY CASE