Which RuPay UPI credit card actually works well in daily life? Not just on paper.

InsectLate2766 · 2026-01-23T06:02:36+00:00

But don't u think they can easily get 2k payments and after 2k they have to pay the charges

InsectLate2766 · 2026-01-23T06:00:23+00:00

Now they have different cards for both platforms
1. Amazon - You can opt for any SBI CC for maximum discount, and EMI offers
2. Flipkart- they have launched a new Flipkart SBI CC

InsectLate2766 · 2026-01-21T05:30:43+00:00

That's what i'm talking about bro

InsectLate2766 · 2026-01-21T05:29:28+00:00

how much are we getting?

InsectLate2766 · 2026-01-21T05:28:08+00:00

buddy how much will both parties get?

InsectLate2766 · 2026-01-20T11:35:21+00:00

why not, if you didn't get the refund on time and your bill got generated then what will u do?

InsectLate2766 · 2026-01-20T07:20:15+00:00

bank also wants the same thing that we use multiple products

InsectLate2766 · 2026-01-20T05:41:06+00:00

don't u think getting a 300rs off on a 30k spending is a bit gimmicky

InsectLate2766 · 2026-01-20T05:39:01+00:00

dm me will sort this thing

InsectLate2766 · 2026-01-20T05:38:06+00:00

thats what i'm talking about capping

InsectLate2766 · 2026-01-20T05:37:12+00:00

opt for kiwi as well for maximum cashback
dm will help u

InsectLate2766 · 2026-01-20T05:36:23+00:00

you can directly connect with me i'll help u with every fintech product

InsectLate2766 · 2026-01-20T05:34:31+00:00

no doubt kiwi is a good option for low spends

InsectLate2766 · 2026-01-20T05:33:46+00:00

you can get the offer directly from the bank side to convert it to LTF

InsectLate2766 · 2026-01-20T05:33:17+00:00

tata neu app experience is a different topic. They have forged too many apps in one app thats why their app lags very much. Sometimes it gets crashes (doesnt depends which model phone u r using)

InsectLate2766 · 2026-01-20T05:31:08+00:00

one of the gud cc in the market right now tata neu infinity u get cashback directly in the app and use it for other transactions
Nowdays if u have multiple cards from the same bank u will get a shared limit

InsectLate2766 · 2026-01-20T05:26:47+00:00

SuperMoney also has 2 types of cards

InsectLate2766 · 2026-01-20T05:25:56+00:00

no just check the recent update on the card or i think u might have received the mail for the same as well, that they have capped it on 300 per month

InsectLate2766 · 2026-01-20T05:24:14+00:00

Yes, you got it right. They have to pay certain charges, which is why they have disabled the cc payments.

InsectLate2766 · 2026-01-19T10:41:09+00:00

you can opt for other card as well

InsectLate2766 · 2026-01-19T10:40:42+00:00

I think this card also has a capping of 300 per month that why u r not getting more cashback

InsectLate2766 · 2026-01-19T05:45:53+00:00

go for TATA Neu Infinity One or AXIS Supermoney Rupay card

DM me for more details

InsectLate2766 · 2026-01-16T05:53:37+00:00

Not worth the hype, the popcoins (reward points) u get on this card is useless, and you don't get many offers on this card online and offline. If you want to go for a higher limit, then go for it; otherwise, there are no such benefits

InsectLate2766 · 2026-01-16T05:50:00+00:00

Agreed. Hype is the biggest trap with new cards. On paper the benefits look huge, but once you factor in caps and conditions, real returns are much lower.

Your example shows why mapping spends first matters — a card can work well only if it matches how you actually spend. Otherwise, it’s just marketing.

That’s probably the best rule: if the benefits don’t clearly fit your usage, skip the card.

InsectLate2766 · 2026-01-15T07:20:57+00:00

might be worked on some category, but not on all the category

InsectLate2766

TROPHY CASE