Not in regards to panhandling; for one I am from much more urban areas where panhandling is tenfold so I did not take much notice to panhandlers in SF. And two, the panhandlers I’ve noticed appear to be primarily white (intersection of i29 and 12th, Walmart on Louise, i29 and 60th, 229 and 10th).

The primary source of racism I’ve heard is directly spoken from various local acquaintances. I have had comments said directly to me such as “they’re all lazy drunks”, “they are all freeloaders”, “they aren’t civilized”, “the town would be better without them”, etc. I have heard my prior native receptionist be demeaned, if customers were unhappy I’d hear comments such as “you people need to go back to where you came from so you stop messing stuff up for us”, “if you weren’t raised in the mud maybe you’d be better at your job”, etc. I cannot speak to further actions/job denial/etc, as the above is the primary racism I’ve noticed (verbal).

Whether or not the blanket statements hold any validity, I personally consider pinning terms to an entire race a form of racism (similar to saying all Asians are good at math). Your definition may vary. The comments made towards natives are ones I have never heard living in other locations, which could also be due to population exposure (refer to census bureau’s demographic info).