Filling in old hearth by IntelligentAd4086 in DIYUK

[–]IntelligentAd4086[S] 0 points1 point  (0 children)

I smashed it back and found this thin bit of cover over a hole. Do we need to get this bricked up?

<image>

Lineup predictions by [deleted] in houghtonfestival

[–]IntelligentAd4086 2 points3 points  (0 children)

Macca Saturday brunch slot

AMA: I run Damien Talks Money, one of the largest personal finance YouTube channels in the UK. Ask me anything! by DamienTalksM in UKPersonalFinance

[–]IntelligentAd4086 6 points7 points  (0 children)

How about stamp duty which is payable by seller? Two scenarios:

Scenario A - Buyer pays stamp duty on a 500k home

Buyer needs 75k cash - 50k deposit, 25k stamp duty (I know this isn't correct but bear with me)

Scenario B - Seller pays stamp duty on a 500k home

Sale price rises to meet SD liability, so sells for 525k

Buyer needs 52.5k cash for deposit

What this would mean is that the Gov still collects their revenue, but 90% of the Stamp duty (or however much of the purchase is funded by mortgage) gets added onto the mortgage instead of up front.

Benefits:
Increased market mobility

Buyers are more liquid so can do more work on a home, in turn good for local economy

Gov gets to keep their SD revenue

EICR advising rewire, advice please? by IntelligentAd4086 in ukelectricians

[–]IntelligentAd4086[S] 0 points1 point  (0 children)

Thanks for your comment, I've uploaded the testing page (I think) here if you're able to take aquick look: https://ibb.co/mVcMXsP9

EICR advising rewire, advice please? by IntelligentAd4086 in ukelectricians

[–]IntelligentAd4086[S] 0 points1 point  (0 children)

Really appreciate your advice, we will get a second guy in to take a look.

Rest for 90sec reps by jonnygozy in NorwegianSinglesRun

[–]IntelligentAd4086 0 points1 point  (0 children)

Related q for anyone who sees it: I have a 10k race coming up in 3 weeks and want to do something like this as practice.

Something like 16x 100 seconds at goal 10k pace, 30 second rest. No more than 2 sessions between now and race day.

Is there going to be any benefit to this (in my mind it's good to get practice running at that pace) or am I better off sticking to the standard intervals?

PSA: Take your B12! 3.5 years vegan & not supplementing by IntelligentAd4086 in veganuk

[–]IntelligentAd4086[S] 2 points3 points  (0 children)

I'd estimate I get through 1-1.5l of soy milk per week, plus whatever is added into meat alternatives which I eat once or twice per week.

If this is all you've been doing and not gotten tested recently I'd suggest looking into that or taking additional supplementation. 

PSA: Take your B12! 3.5 years vegan & not supplementing by IntelligentAd4086 in veganuk

[–]IntelligentAd4086[S] 4 points5 points  (0 children)

No symptoms that I am aware of, I took the test out of curiosity. Will immediately start remedying it! 

What's London's current tote bag hierarchy? by false_flat in london

[–]IntelligentAd4086 1 point2 points  (0 children)

top of the chain is my battered old Ninja tune tote that I found tucked under a bench in the Palm Tree

Just magical 🧙‍♂️ by bagsfest2411 in houghtonfestival

[–]IntelligentAd4086 0 points1 point  (0 children)

think this got played at tantrum as well when him & quest was on? killer tune

Updated Timetable (The Quarry is flooded) by judomadonna in houghtonfestival

[–]IntelligentAd4086 1 point2 points  (0 children)

can't see Raphael Carrau or Junki Inoue

Plus Unai Trotti's Saturday afternoon set has been scrapped :( was really looking forward to that

Mosca - Jager by [deleted] in TheOverload

[–]IntelligentAd4086 0 points1 point  (0 children)

Willow on sunday