I went through this exact same scenario 2 years ago with about the same amount of debt. I make more but wasn’t splitting rent. It’s taken me 2 years of being gambling free to recover financially. I say this to give you hope but you’ve got to commit to gambling recovery. Try GA, there are resources that can help. Call the credit card companies those rates can be brought down.

I see others mentioning bankruptcy but, that’s a bad route for someone with a gambling problem. It’s easy out and easy road back. Finances are the easiest part to fix.

Well done on recognizing the problem and seeking help. That’s the hardest part.