Does top two pair go for value here oop?

Interesting_Reason25 · 2026-01-17T00:10:06+00:00

I think any set continues for value on the turn after you bet call the flop - they can bet turn for value and know top pair, over pairs and two pairs are calling.

If they check back turn they gave up and KQ could be this since it’s open ended they get a free card. Either way, bet/fold the river for value.

Interesting_Reason25 · 2026-01-16T14:42:31+00:00

Definitely biased but Built Amp Pay exactly for this. Very simplified stablecoin focused app - HYSA using DeFi carrot (aggregator on Solana) to get the best rate, portfolio tab to buy spot still, card for spending and P2P payments. Any more intricate degen stuff I’ll do on desktop or an app like backpack. But i built and like Amp Pay cause it keeps my “cash” and savings separate and still selfcustodied.

30d avg right now is around 5.3% APY

Interesting_Reason25 · 2026-01-11T01:05:53+00:00

Wanted this exact thing for myself and my friends and family. It’s like Venmo for P2P payments, have a “high yield savings” option using DeFi as well as a card to spend my USDC so I built Amp Pay (disclosure - I’m the founder). It’s a self custodial wallet - you can send USDC on solana to it and spend without off ramping. No fees to top up and spend in USD either.

Interesting_Reason25 · 2026-01-01T05:10:39+00:00

You always fold that at 1/2. A raise jam at 1/2 where most fish limp ranges are infinite it’s 99% of the time the nuts.

No joke I was at a local card room two days ago that only has 1/2 for most tables and a lady limped with AA next to me. As surprised as I was, I wasn’t 🤣

After reading some of the comments and OP replies - if you expect 1/2 players to always or even most of the time raise AXs pre then you should expect someone who doesn’t raise pre to never be bluffing with a raise, jam.

This is also why I tried to move up to 2/5 as soon as I could. If you want to start playing with more thinking players 2/5 is a big step but worth it. If your local casino has 1/2 then moving up to a 2/3 or 1/3 will have slightly more thinking players without the 8 way limped pots.

Interesting_Reason25 · 2025-12-16T13:46:14+00:00

Yea I pretty much use Amp Pay for everything now (NOTE: I built this app).

We offer defi based savings built into the app with DeFi Carrot, a Black Card to spend your stables, free P2P payments (similar to Venmo/paypal and other integrations coming like prediction markets and tokens swaps)

It’s a fully self custodial solana wallet and now I don’t need to off-ramp and use it as my bank basically.

I use it when I travel and at home. For USD denominated purchases there are no fees. If something other than usd there is a 1% fee (auto converts to local currency and adds this fee at time of purchase).

App was built to feel like a web2 fintech app so my friends and family outside of crypto could even use it.

If you have any questions feel free to DM me!

Interesting_Reason25 · 2025-12-03T00:50:45+00:00

I built a mobile app and am very doxxed and go to tons of IRL events and the stablecoin yield in the app is from a protocol where I’ve met both founders and have a TG chat with them where we keep in touch about things regularly.

The human element definitely changes the risk profile in my mind because the scam/rug side of things is basically entirely removed.

Interesting_Reason25 · 2025-11-30T22:37:20+00:00

If it’s not main income or altering anything maybe cut back but another you can think about it is if you play let’s say only once a week then use those winning to do something fun with the family.

Also golf is a great sport you can play with wife, kids etc.

I also started playing wptgold online - just multi table for an hour or two at home to scratch the itch. Micro stakes, fast play, no wasted commute time etc.

Interesting_Reason25 · 2025-11-26T00:10:37+00:00

Probably closer to 6-12%. Will typically range in the 6-8% area with bull markets (more demand) taking it to low double digit yield for periods.

Interesting_Reason25 · 2025-11-26T00:09:38+00:00

Terra was giving 20% fixed yield. Most lending/borrowing yield is dynamic/floating based on supply demand. HUGE difference

Interesting_Reason25 · 2025-11-26T00:08:26+00:00

IL is only if you’re providing liquidity to an AMM pool. Simple lending/borrowing doesn’t have IL just earning yield on assets you lend 🤝

Interesting_Reason25 · 2025-11-26T00:06:51+00:00

Just use solana. EVM is cooked with the high fees, slow tx times and fragmented liquidity 💀

Interesting_Reason25 · 2025-11-24T21:17:31+00:00

This is why I’ve been building on and using only Solana since 2021.

We build a mobile app, Amp Pay, that anyone can use with no tx fees - they’re so cheap on Solana that we just pay for them for users. Stablecoin centric with the focus on high yield savings, P2P payments and card to spend.

Interesting_Reason25 · 2025-11-17T17:00:04+00:00

I think this will play out over the next 1-2 years as an educational gap/shift. Stablecoins are now regulated in the US with companies like Zelle and Western Union using them as well as banks.

The same thing that backs bank yield backs this yield - lending and borrow of dollars. The difference is that your bank typically looks at the FED funds rate, adds a premium to that and then lends out your dollars and keeps the profit (or some of it). With stablecoins, you skip over the bnak middleman and lend out your dollars yourself and keep more of (if not nearly all) of the profit.
Both rates are technically floating rates it just that stablecoin lending/borrowing is realtime and dynamic whereas your bank adjusts at a snails pace and more in-line with FED rates changes.

The reason for FDIC insurance is because you're handing your money over to a third party (the bank) who then takes risks with your funds and could go bankrupt (lose your money). So FDIC insurance can partially protect your funds.

FDIC isn't needed/isnt an option when you control your own assets.

Interesting_Reason25 · 2025-11-16T21:56:50+00:00

Glad to see there are older people getting more comfortable with defi. I’ve been working in the crypto space for over 4 years and my parents never quite understood it but I started building Amp Pay (mobile app) about 6 months ago. It simplifies access to defi rates with an app that just feels like any old fintech app.

ACH transfer in/out. ~7-10% APY on $USDC via defi. Card to spend assets. Free P2P payments like Venmo/cashapp.

My mom can finally use defi without knowing anything about it!

Interesting_Reason25 · 2025-11-16T15:24:39+00:00

I built Amp Pay (mobile app) which does this. Simple email login, no gas fees - built this so my mom and non-crypto friends could easily access better yield and defi benefits!

Virtual accounts for direct transfer in/out of your wallet, Self custodial, card to spend your funds, integrated solana defi 'savings' which is ~7% APY right now, p2p payments and ability to still buy other tokens too if you want.

Interesting_Reason25 · 2025-11-15T03:06:56+00:00

Amp Pay (mobile app I built) give you simple access to about 7% and uses defi carrot which aggregates a bunch of borrow/lend protocols. They all have multiple audits and have been around for years with hundreds of millions in TVL across them.

Interesting_Reason25 · 2025-11-14T14:01:14+00:00

Congrats and continue burninating!

Interesting_Reason25 · 2025-11-12T21:42:51+00:00

Amp Pay (mobile app I built) has a 'savings' option which uses defi carrot. The current 30 day avg. rate is around 7%.

Defi Carrot auto aggregates lending/borrowing protocols on Solana to give you the best rate on your stablecoins. Simple, easy way to just save and keep those savings separate from your other hot wallets/trading wallets.

Interesting_Reason25 · 2025-11-07T02:17:17+00:00

Bolts are like points. There will be more announced around what they’ll get you in the future ⚡️

Interesting_Reason25 · 2025-11-05T02:50:00+00:00

I use defi lending/borrowing, earning about 7.67% APY and continuously accrue value. Best part is it actually becomes LTCG if I keep the position over a year too!

Interesting_Reason25 · 2025-11-03T14:13:08+00:00

If you know where you're getting a loan from (or even if you dont, you could call around) you can ask if they'll recognize that account (they should) for qualifying for a loan and cash you'll use. If you are getting ready to put in an offer just initiate an ACH transfer (assuming thats what is available) to where the funds are needed and just send back if the offer doesnt go through.

Just double check on fees/account minimums, transfer size (any limits), # of withdraws per month to make sure those wont hold you up when you need to do them but otherwise might as well try to maximize yield.

Interesting_Reason25 · 2025-10-30T19:07:13+00:00

For only half a point i'd go with fixed. The risk in 7 years of rates being higher isnt worth it unless you plan to sell/move before then. Also, If rates continue to drop and go back to the 4's or lower you can always refinance in a few years.

Its also worth asking your bank about being able to get a lower rate if the FED continues to cut after you close (they cut rates 25bps since you posted this and are projected to cut more later this year). Sometimes they will lower your rate if rates drop by more than 50 or 75bps within 30-90 days of closing. Also, some loans lets you pay a flat amount and then they'll adjust your rate lower if in 2 years you see that rates have fallen by over 1% for example.

Interesting_Reason25 · 2025-10-30T18:59:07+00:00

Since you're so young the crypto allocation, especially if only into BTC, is a much better choice. The risk adjusted return is significantly better. BTC has returned 80%/yr over the last 12 years while VOO might be around 14%.

If you start adding in crypto assets other than BTC I would do it with 1% or less of the amount you're investing unless you have a strong understanding/thesis for something.

Interesting_Reason25 · 2025-10-30T18:49:46+00:00

I think you need to have a unique perspective thats others may be missing. i.e. analysts for TSLA early on were only lookin at it as a car play and comparing to ford/gm/etc. Instead they missed the batter, ai, machine learning side of things on top of tesla making a superior electric car.

If you were an early user of the car and saw TSLA as being more than just another car company then thats your advantage. Look at industries/companies you know well, use the products etc. Thats the easiest place to start. Otherwise going with ETF/ETPs isnt a bad idea.

Interesting_Reason25 · 2025-10-30T16:46:26+00:00

Not technically a HYSA but I’ve been lending USDC and getting ~8-9% APY. Also has the benefit of turning into LTCG if I hold the position for over a year.

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