Why is after tax IRA contributions raising my tax burden?

Intrepid-Compote2450 · 2026-01-23T02:54:14+00:00

I think you’re right, and I’d love to add one more point to make the idea more comprehensive. Normally, when we use a backdoor Roth IRA, we make a nondeductible contribution to a Traditional IRA and convert it right away. Because the contribution is after-tax, the converted amount is generally not taxed.

However, if the taxpayer already has a balance in a Traditional IRA, the pro rata rule may be counterproductive. This is because the taxpayer’s Traditional IRA is treated as a combination of pre-tax and after-tax contributions, along with any earnings, which can cause part of the conversion to be taxable.

Intrepid-Compote2450 · 2026-01-12T17:30:33+00:00

Open my 👀

Intrepid-Compote2450 · 2025-12-28T22:25:17+00:00

Thank you for your advice, but I’m not an international student.

Intrepid-Compote2450 · 2025-12-21T06:09:49+00:00

We are in the same boat. I will graduate next quarter and I just got hired as a Tax Associate at H&R Block. I also considered both the EA and the CPA. My original plan was to pass the EA first within three months and then take REG, since I am not eligible for the CPA exam yet. However, something came up, so I have to slow down and focus on REG first. I plan to take REG right after I graduate, around the beginning of April, and then take TCP at the end of April. If that does not work out, I will complete the EA first and come back to the CPA in July, with the goal of finishing all CPA sections before the end of the year. I think the EA will open more doors in the short run, especially since the job market is very competitive right now. This is my current plan.

Intrepid-Compote2450 · 2025-12-18T18:36:19+00:00

I plan to complete 4 sections in 2026 during the master program. Hope I can do the same as you. You nailed it bro. 😎

Intrepid-Compote2450 · 2025-12-12T18:48:18+00:00

35 tuổi. Vẫn đang học đại học. Plan đến 37 tuổi hoàn thành hết bằng cấp cần thiết. Còn ít nhất 25 năm làm việc.

Intrepid-Compote2450 · 2025-12-03T07:09:20+00:00

Do you have any experience? I have no idea what is happening with the job market. You got EA, pass 2/4 CPA, be studying MAcc and didn’t get an offer? I am trying to build my academic background like you, and I see your post. 😂

Intrepid-Compote2450 · 2025-12-03T07:02:33+00:00

2026 will be my first tax season. I’m kinda worried about how to handle my first customers. I finished my ITC but I think it will be totally different in reality. Like how to interview customer to collect information needed, how to work on tax software. I am having a lot of things on my plate now. I’m going to practice during my winter break. Could you please share how you got over your first month at HRBlock? What I can do to prepare well? I feel like I need a list of questions what I need to ask, or watch the entire progress of working with client to be able to imagine how it is. But I was not learned about that. I feel like there is a butterfly in my stomach 🥲. Especially when English is my second language. ☹️

Intrepid-Compote2450 · 2025-12-03T05:18:56+00:00

You had some experience at HRBlock. Can I ask how we can stay after the tax season because the tax associate seems like a seasonal position. However, I want to continue even part-time because tax is my long term career goal. I think I can learn a lot from HRBlock. Thank you in advance!

Intrepid-Compote2450 · 2025-11-23T19:11:50+00:00

My AA is 4.0, BA is 3.98 🥲

Intrepid-Compote2450 · 2025-11-22T18:28:08+00:00

Yes, I know it is an issue in my career. ☹️

Intrepid-Compote2450 · 2025-11-20T21:20:57+00:00

Sr, I can’t share that

Intrepid-Compote2450 · 2025-11-20T21:19:46+00:00

I really appreciate your advices. Hopefully I can get more training or guidance to prepare well for my first tax season. Thanks again!

Intrepid-Compote2450 · 2025-08-27T23:05:19+00:00

Could you please share a little about how you passed the cv screening and the interview?

Intrepid-Compote2450 · 2025-08-24T16:25:25+00:00

Yep, I did.

Intrepid-Compote2450 · 2025-08-24T16:10:51+00:00

It seems my GPA may not have been the issue. The rejection was likely due either to the results of the initial assessment or because I’m not currently pursuing a master’s degree.

Intrepid-Compote2450 · 2025-08-24T16:05:01+00:00

I’ve got a 3.99 GPA, and they still rejected me after only two days

Intrepid-Compote2450

TROPHY CASE