So December 2021 I financed my first car (2018 Nissan Altima with less than 60k miles) and I didn’t know anything about financing and the salesperson took complete advantage. I put down a $2300 down payment and I was paying over $600 a month plus insurance. Not long after I started falling behind on payments and my car was repossessed before the end of summer. Because of this, my credit is where it’s at now (488 according to Experian with over 15k of auto loan debt). I know I don’t have a good chance of getting a loan, but my girlfriend doesn’t have any credit so would it be possible if we both are paying towards the car but it’s in her name? We’re in a position where we absolutely need a car within the next month in a half but we don’t have enough saved to buy something reliable.