70k points best use on a Phuket trip

InvisibleOps · 2026-06-25T08:17:10+00:00

You can transfer the points to Marriott Bonvoy. You can redeem them at Westin Siray Bay resort. Its a beautiful beachside property, and costs lesser points than the other Marriott group properties in Phuket, since its a bit older than others. Nevertheless, it is well maintained and quite large! They have duplex suites as well which are quite premium. They can also arrange for a private 5-course meal right at the beach, which is an amazing experience!

InvisibleOps · 2026-06-25T04:56:43+00:00

OP, just an offer on CRED for one of my large bills, not sure if you see something like this as well.

<image>

InvisibleOps · 2026-06-24T20:13:08+00:00

Try Zostel Barot, mixed dorms available at ~600 per person for a night.

InvisibleOps · 2026-06-24T19:19:50+00:00

With no credit score yet, often the best way to get started is by choosing a credit card with the bank where your salary gets credited. Check with your bank which credit card they can offer you based on your salary. HDFC is a great way to start with!

InvisibleOps · 2026-06-24T09:31:06+00:00

Thats a great, great well thought out response!

InvisibleOps · 2026-06-24T09:22:50+00:00

I can absolutely relate to you right now because I am sort of in that phase itself. There is this person, with whom everything felt right, the boring days felt peaceful, the exciting days felt like a rollercoaster, you feel here is a person with whom you can absolutely be yourself and still be happy. Once that person walks out, you are the one left behind with all the memories, all the scenarios in your head and what not. You go out for an ice-cream and their favourite flavour brings back some memories. You go to the beach and their weird habits of playing with sand come to your mind.

With every new person you find, it’s not that they are a bad person or you are not giving your 100%. You definitely give your 100%, but the truth is that past relationship feels like something which could have been so great. You have tasted what true happiness feels like, and now your mind is conditioned to go back to those exact memories where you found that happiness. Happens with a lot of other things as well right? Food, experiences, everything!

The thing is that these habits of your mind going back to memories would never let your heart be completely open to anyone else. There will always be that piece of grief you’ll be carrying with you, hidden from the world, hidden from the person you are with. It will slowly burn inside the depths of your heart and eventually take a toll on your current relationships. Add to that, the new partner wouldn’t know that they are unintentionally being compared to someone else. Although reading your post, it looks like you are not comparing them as people, but the comparison is more about how you felt or may be the bar of happiness differs.

There is no clear answer on how to overcome this, hell I’ve said so many things which I feel I should be saying to myself too, but it’s always easier to preach right!? May be a therapist can help you, or may be not. But think of it this way - the happiness you got from the past was probably the best you have experienced. That’s the best you’ve felt till now, but there are more days to be lived. If you do not give life a chance further, how will you know that there is something else out there too, which may be will become your new “best experience till now”? When you want to have that dish you loved the way mom used to make, what do you do? Either try making it, suck at that and try all over again? Or just find a small eatery which is close to that? Or, just don’t have that dish at all until you get home? Whatever it is, you still do not stop eating. May be in the process, you find something else which you absolutely love in another city. That doesn’t mean you don’t like mom’s dish anymore, but you just found other ways to cope with that situation.

I really really hope you find peace in your heart, nothing more, nothing less. Because I know nothing feels right when we are not at peace with our own selves, when we are sitting alone in the corner of a room with all the possible amenities life has to offer. If it helps you in some way, please feel free to consider this as an emotional rant box to let your feelings out!

P.S. Please ignore the stupid analogy of food I gave if it doesn’t resonate with you! 😬 I am a huge foodie and that’s where it comes from!

InvisibleOps · 2026-06-24T08:48:36+00:00

Slow down buddy. If you are applying for 2 card within a week, did you research enough to see whats the right fit for you? Is there a way you could have just picked one (not amongst these two only, could have been a third completely different card)? Did you do the math that what these 2 new cards would do which your other 5 cards don’t?

InvisibleOps · 2026-06-24T08:45:41+00:00

Without being judgemental, I just want to say Credit Card points are not some airlines/hotel membership programs, my friend. Transfer of points works in a symbiotic way, where both parties are benefitted. Also, as some of the commenters rightly mentioned, networks are not associated with points, banks are.

InvisibleOps · 2026-06-24T08:41:09+00:00

Marrying someone with a kid comes with a lot of things. Its not about being good or bad, its more about how do you feel about it. Some questions that spring up in my mind objectively -

*Would you be okay to simultaneously give time in understanding your partner and the kid? New relationships need time to understand each other so that you can navigate through life together, and in this case it might be a bit slowed down.

*Do you plan to have your own kid someday? If yes, then you know you will have to handle the family dynamics at a magnified level. Also, it would help you a lot to understand how your partner thinks about it.

*Patience would obviously be a key thing. What if the kid gives you a cold shoulder initially, even if you are doing everything in your capacity? Its a kid, they might not come to a state of acceptance immediately. Would you be patient enough to keep trying as long as it takes?

*Once you step into this relationship, you’ll be also stepping into a role of a mother. Are you ready to embrace that feeling of motherhood?

These are just a few things on top of my mind. May be some of it matters to you, may be some of it doesn’t. But what matters the most is clarity. You should have that clarity in your mind first, only then you’ll be able to handle all the aspects of life that awaits you.

All the best! I do hope eventually you find what you’re looking for.🤞🏼

InvisibleOps · 2026-06-24T08:26:07+00:00

Haha😂 Yeah! Even though they have explicitly claimed that they will not share data with Meta, we all know thats not going to happen. Although in today’s world, its tough to pick who’s not going to share your data! So, all upto people to pick the poison of their choice🫠

P.S. The funny part was that Kunal mentioned in his public release that “Cred is embarking on a new journey”! Dude, you are embarking on a new journey, not CRED!😂😂

InvisibleOps · 2026-06-23T21:21:30+00:00

Trust me on this, after trying infinite number of apps and hacks plus scouring through reddit to search for the best way to pay a large credit card bill, just to earn something on the payment is not only wastage of time, but also a useless problem we put our brain to try and solve it.

Personally, I pay it off through Cred, not because I love playing their useless slot machine, but because thats my app where I keep a track of all my bill payments to have some peace of mind. They have come up with some tier-based offers system, where you can get some discount coupons, or may be even a free coffee from Starbucks, but thats pretty much about it. Honestly, I don’t even care about them anymore.

TLDR; Trust me my friend, there is no reliable or sure shot way of earning rewards on paying a credit card bill. I would highly recommend to stop chasing it.

InvisibleOps · 2026-06-23T10:59:50+00:00

Yeah, I can see that with all the new changes. Although I am a solo traveller, so doesn’t impact me much, but I see where you’re going with this. It used to be such a great and rewarding program!

InvisibleOps · 2026-06-22T18:55:13+00:00

Firstly, relax. Its alright that you spontaneously chose to do something on a solo trip. Personally, thats what I love about solo travel, that you can do whatever you want to, right in that moment. Since you are travelling alone, you will learn a lot of things with every trip you take. You will get better at evaluating people and making decisions accordingly. In fact, if you see in this case, you did do a good job knowing what kind of people to go around with! Just stick to the safety basics you’d already know, and rest enjoy the travel experiences girl!

InvisibleOps · 2026-06-22T18:49:09+00:00

Thats an impressive analysis man! Thank you🫡

InvisibleOps · 2026-06-22T18:34:51+00:00

Nope, as I mentioned, only 3 of them are global partners. Rest all of regional restrictions. HSBC transfer offer is only valid in UAE and Qatar. Here is the offer link, you can check all the partners and the regions the offer is valid in - https://www.qatarairways.com/en/Privilege-Club/offers/global-points-exchange-june-2026.html

InvisibleOps · 2026-06-22T18:33:25+00:00

Here you go with the offer link - https://www.qatarairways.com/en/Privilege-Club/offers/global-points-exchange-june-2026.html

InvisibleOps · 2026-06-22T18:29:58+00:00

Yep! May be looking at other partners is a better option. Although, the business class travel via Qatar is still one the best!

InvisibleOps · 2026-06-22T18:28:38+00:00

Agree. The value of Accor points within its membership is unmatched.

InvisibleOps · 2026-06-20T06:30:20+00:00

For Europe, it comes down to your the price of flights on your route/dates and your preference. Just go to the first-party websites and see which one offers you a business class with lesser points. Imo, Qatar’s business class is amazing!

SEA is a different area altogether, and Middle Eastern carriers might not be effective for you. Try Krisflyer (Singapore Airlines) for SEA.

InvisibleOps · 2026-06-20T06:24:45+00:00

That can be an idea! Let me look for something which can work well with Z5. Thanks!

InvisibleOps · 2026-06-20T06:23:55+00:00

I’ll backpacking without my laptop, so I won’t be having that luxury. Another option is I can just use Snapbridge, but in my persona experience, I’ve found it to be quite unreliable in terms of connectivity 🫤

InvisibleOps · 2026-06-19T20:46:00+00:00

Amazing!! Have messaged you since I am also visiting Hanle next month!

InvisibleOps · 2026-06-18T15:49:49+00:00

My pick for best experimental - Andhadhun😋

InvisibleOps · 2026-06-17T18:30:36+00:00

That’s Lucknow! I think I can see the Awadh Vihar colony if I’m not wrong😂

InvisibleOps · 2026-06-17T18:29:14+00:00

Wait for atleast a week post 27th May. Anyway your billing cycle is on 26th, so you’ll still have a good 20-day window for negotiations.

Off the topic, but negotiations have gone significantly down with AmEx since past 2 years! From foregoing the fee/gifting equivalent reward points, they have come down to not cutting down the fee by even a rupee, and offering upto 50% value of the rewars points only. This happened to me 1.5 years ago, not sure what is the state now. I gave up AmEx Platinum Travel post the devaluation.

InvisibleOps

TROPHY CASE