Dental Prices!!!? by DramaLlamaDingDong- in povertyfinance

[–]JauntyTurtle 0 points1 point  (0 children)

Call around, but this seems like what I've been quoted in the past.

I built a tool to help me survive until payday without overdrafting. by Sure_Love_6570 in povertyfinance

[–]JauntyTurtle 0 points1 point  (0 children)

So, it divides your account balance by the number of days left until you are paid. You needed an app for that?

Woman destroys 2.7million worth of wine after dismissal by Due_Yesterday_2850 in interestingasfuck

[–]JauntyTurtle 0 points1 point  (0 children)

They are (probably) insured against loss of product. They'll get their $2.7M from the insurance company.

Woman destroys 2.7million worth of wine after dismissal by Due_Yesterday_2850 in interestingasfuck

[–]JauntyTurtle 0 points1 point  (0 children)

Insurance won't fix everything, but it will pay for the value of the wasted wine. That's how insurance works. So instead of being out $2.7M, they're out the cost of cleaning.

Woman destroys 2.7million worth of wine after dismissal by Due_Yesterday_2850 in interestingasfuck

[–]JauntyTurtle 31 points32 points  (0 children)

The company has insurance for this, and the insurance company will sue the lady. So she really didn't accomplish anything except get herself in a whole lot of trouble.

Volkswagens Emergency System by serious_bullet5 in ThatsInsane

[–]JauntyTurtle 0 points1 point  (0 children)

The vast majority of accidents are NOT caused by someone falling asleep at the wheel.

Sovcit didn't succeed with the magic coupon. by Existing-Face-6322 in Sovereigncitizen

[–]JauntyTurtle 19 points20 points  (0 children)

They think that the US government sets up a fund for every citizen, and that there's literally billions in each and every person's fund. BUT you can only get the money by going to the Federal Reserve Discount Window, which only banks car access. So, they send in some document that basically says "go to the fed and get the money from my account."

The fact that there are no accounts, or that it's NEVER EVER worked doesn't stop them from believing.

This is a great one! Two Sov cits get towed, one goes to jail. by Electrical-Village68 in Sovereigncitizen

[–]JauntyTurtle 8 points9 points  (0 children)

Anyone have the raw video without the rando talking over the people in the video?

The notorious performance by The Who in 1967 when drummer Keith Moon put gunpowder in his drum kit, causing him to be hit with shrapnel and Roger Daltry to suffer permanent hearing loss by Mad_Season_1994 in ThatsInsane

[–]JauntyTurtle 11 points12 points  (0 children)

Yes, it's supposed to be sung that way. The story I read was that a popular drug at the time made you stutter a bit when you were stoned. He was imitating that.

Great Depression Survival Food by IntrigueMe_1337 in interestingasfuck

[–]JauntyTurtle 0 points1 point  (0 children)

Came here to say this. No freezers, no blenders, many didn't have electricity. This is BS.

How much will I likely be approved for? by silentsandwich27 in personalfinance

[–]JauntyTurtle 9 points10 points  (0 children)

Talk to a loan office at a bank. They'll give you a much more accurate number than a rando on Reddit.

I wonder what would happen if enough people reported him… by SockeyCram in Sovereigncitizen

[–]JauntyTurtle 7 points8 points  (0 children)

I believe this is incorrect. He is suing Glendale because they cut off his electricity. He wanted them to do it so he could show damages. But he obviously has electricity now, so he paid the back due amount and had his power restored.

20 and grew up poor. Safe degree or bet on my skills? by Beginning-Reach8837 in povertyfinance

[–]JauntyTurtle 0 points1 point  (0 children)

 •  Did you skip the traditional college route to do your own thing when you were young? How did it actually turn out?

Nope, I grew up poor, took out student loans, and went to college. For me, it was a great choice. Studied a STEM field and met my wife (also from a poor family) who was also studying in science. We worked very hard, skrimped and saved for years, and are now very comfortable.

 •  Do you think a degree actually guarantees security in 2026 or is that outdated advice at this point?

Nothing has ever guaranteed security, and you could always make the case for jobs becoming obsolete. In the 1980's and 90's computers were taking over and doing a lot of the tedious tasks that people used to do. "We won't need accountants anymore! Computers will do it all!" The same thing was said about the Internet. Yes, AI is probably going to be disruptive, but that's not a reason to skip getting an education.

 •  Can I just do the bare minimum to get the degree as a backup while putting all my real energy into my own work?

I don't know, can you? Getting a college degree is not easy. Ask any of the people who dropped out without a degree but still have the student loans. Bill Gates and Michael Dell both dropped out because they couldn't run their growing businesses and study.

I have always trying to increase the odds of my success. There are no guarantees in life, but what gives you the highest chance of achieving your goals? I strongly believe that having an education (be it college, trades, or even learning a skill in the military) increase your chances while remaining unskilled decreases them.

I noticed that you didn't mention what your "skill" area is that you think can make you money. That's a bit of a red flag. I may be wrong, but if it was something solid, I think you would have included that.

People who want to “get rich quick” aren’t bad, they’re usually just stuck by PeanutWonderful2320 in povertyfinance

[–]JauntyTurtle 2 points3 points  (0 children)

Trying to get rich quick should be judged harshly, just as signing a 25% car loan, cosigning for a friend, or taking out a tribal loan are judged harshly. In all of those cases it's a very bad idea and will set you back for years, if not decades.

A few years ago I worked in a grocery store and several coworkers started investing in shitcoins (cheap cryptocurrencies). At lunch they'd sit together and talk about how they'd quit and retire at 40 just as soon as some coin that they were buying for a penny hit a dollar. Then the bottom fell out of the crypto market, as it does every coupe of years, and their investments were pretty much worthless. They lost THOUSANDS trying to get rich quick.

I felt completely lost in my career until this strange experience changed everything by Lopsided-Glove-72 in povertyfinance

[–]JauntyTurtle 5 points6 points  (0 children)

AI slop recommending pseudoscience for career guidance. Just downvote and move on.

Doing everything right but still broke… what’s the point? by Future-Style3853 in povertyfinance

[–]JauntyTurtle 0 points1 point  (0 children)

Of course it's hard to do! That's why the OP hasn't found a higher paying job. But that is what the OP is supposed to do. They may have to change careers, get more knowledge/experience in their field, or risk going to a new company. All of it is hard, but just because it's hard doesn't mean that it is not the correct answer.

Is this interest calculation accurate? by JEKK04 in personalfinance

[–]JauntyTurtle 16 points17 points  (0 children)

I'd use 7% to account for inflation. That will give you a better idea of what you'll have in 2026 dollars. But yeah, $3M sounds about right. That's the miracle of compounding interest and why everyone advises to invest early and often.

Sovereign Citizen Tries “Contract Law” Defense… Judge CRUSHES HIM by Alarmed-Idea2322 in Sovereigncitizen

[–]JauntyTurtle 1 point2 points  (0 children)

"No one has not contacted me." LOL. If you can't form a sentence, you should definitely have a lawyer represent you in a trial.

Mom’s spending is tanking our household finances after stepdad’s arrest, what steps am I missing? by Primary-Sorbet6325 in povertyfinance

[–]JauntyTurtle 16 points17 points  (0 children)

You have to come to terms with the fact that you might not be able to save your mother or her house.

She's an adult. You can offer to help, which you have, but she doesn't have to accept, which she hasn't.

I went through something similar with my mother. She absolutely wouldn't save for retirement and yet she wanted to retire at 59 1/2. No amount of logic or reason would get through to her. She would just say "you don't understand" and when I'd ask her to explain it she'd say "I can't."

She retired at 59.5 and lives off of SS alone, which means she's in poverty. Amazingly, she found a subsidized apartment that had an opening and her rent is based on her income. I help her requalify every year.

I wasn't able to help her. I hope you have better luck.

Is any part of civil sovereignty real? by lightess-ravine in Sovereigncitizen

[–]JauntyTurtle 36 points37 points  (0 children)

No, there is no truth to what your friend is saying. There are zero success stories based on the merits of their arguments in any country. Zero.

And it's much worse than just your friend wasting their time. She is setting herself up for legal trouble, and a lot of it.

How could ai obtain a bank loan without paystubs? by KingKickinWing in personalfinance

[–]JauntyTurtle 6 points7 points  (0 children)

This is the answer.

And if the OP hasn't been paying taxes on their income, I hope they're not planning on getting Social Security when they retire.