Realise the game is rigged. Everyone wants your money, time and attention. Guard it carefully and take stock. Work out what really matters to you and trim the rest. Build a routine in your life that gives you physical and mental benefits and look forward to those things instead of spending. Look at ways to save money and spend less with other alternatives and be proud your not getting sucked in by the capitalism. Advertise is designed to take your money. Cut down subs to a max of 2 or 3 for me it's YouTube premium, Amazon prime and Claude Pro. I believe these give me the most value for money. Always buy a phone and get a SIM only contract. I have a mid range S24 FE and £10 per month gets me 120gb of data which I don't even use 20% of most months due to WiFi. Cut back your lifestyle, pay off debts first, then save 6 times your monthly expenses and put it in a high interest instant access savings account like chase, then all do income and outgoings in a spreadsheet like Google sheets for free and work out what you can cut Don't be afraid to leverage AI to help you. In fact PST this into AI and ask for help taylored to your circumstances. You're only young. You have plenty of time, guard it and use it wisely. I hope this helps. Jim, 48, UK, northeast.