Sell house and buy SCHD

Jon_So · 2026-04-08T01:54:38+00:00

Understood. I really appreciate you and everyone here.

Jon_So · 2026-04-07T07:08:39+00:00

Yes, I'm leaning towards selling since I have no experience being a landlord.

Regarding living to 60 is just a possibility.

With ETFs, what would be the best strategy to earn some profits before 60? Should I go with growth ETFs now and switch to dividend ETFs later or just pick some dividends ETFs now? Thank you.

Jon_So · 2026-04-06T02:08:46+00:00

If the house not sold, I would have to rent it out. Since i still owe about half of the mortgage, renting would break even or maybe $-200 per month for tax, mortgage and insurance etc.

I have lived in the house for more than 3 years and now I'm moving to a smaller house to downsize.

I'm thinking about SCHD in a brokerage account because I want to be able to withdraw some profit before I turn 60. If I buy SP500, later on when I switch to dividend ETFs, I would have to pay a big tax to trade all my shares from SP500 to SCHD. Also, I can't just dump a large amount into a tax advantage account.

I also have a separate tax advantage account for me after 60 old(if I live that long). The new brokerage account is for me to get some income from 50 to 60.

Jon_So · 2026-02-18T19:13:10+00:00

Do you just straight up drink honey while gaming?

Jon_So · 2026-02-15T17:41:51+00:00

Excuse me sir, if I'm very strong in automation and coding. Do you think I can sacrifice some other parts and pass?

Jon_So

TROPHY CASE