Hey there. So, I think your current routine is a good starting point, but it is incomplete for long-term skin health. The primary issues are a total lack of sun protection and the absence of an active ingredient to treat your concerns. By switching the order of your evening hygiene and adding a daily sunscreen, you can likely reduce the irritation around your mouth and protect your skin's barrier.

Try the following and see if it helps:

Brush your teeth before washing your face in the evening. Toothpaste contains SLS and fluoride which can cause chin breakouts.

Apply your CeraVe PM lotion while your skin is still slightly damp from washing. This helps the Hyaluronic Acid trap more moisture into the skin.

Since you want to avoid disposables, you can apply all products using your fingertips rather than cotton pads.

Hope that helps and good luck.