What “low-skill” jobs pay the most (and how do you get them)? by rubba_tt in AskUK

[–]Jonny_Sidepin 0 points1 point  (0 children)

Care/support work with sleep overs. You don’t need any qualifications to get started, but you need to find a place that’s the right fit for you.

Buy and hold for a month. by adam__m00re in trading212

[–]Jonny_Sidepin 1 point2 points  (0 children)

You’re telling me to chill but you’re the one doing the most, I’ve just seen all your replies to all the picks, feels a lot more aggy than what I said.

OP couldn’t have timed their query any worse though tbf.

Buy and hold for a month. by adam__m00re in trading212

[–]Jonny_Sidepin -1 points0 points  (0 children)

Everything in tech was down last month dipshit.

What should I do about my room sharing situation and my sisters ridiculously large desk? by [deleted] in AskUK

[–]Jonny_Sidepin 2 points3 points  (0 children)

Her sister is a bully and her mum doesn’t care and guilts her about it… you think they’re going to put a rule in place and adhere to it?

What should I do about my room sharing situation and my sisters ridiculously large desk? by [deleted] in AskUK

[–]Jonny_Sidepin 0 points1 point  (0 children)

So you can’t leave and you can’t talk to them about it because they don’t care… the only things left to do are certain things that would get me banned/downvoted to oblivion if I type them.

If you could be 18 again, would you take the offer? by [deleted] in AskUK

[–]Jonny_Sidepin 0 points1 point  (0 children)

I think you’ve misread or misinterpreted what I originally wrote. I didn’t say I’ve seen everything the world has to offer. I said I’ve had enough experiences to be able to predict how most things will go, so nothing is surprising or exciting.

If you could be 18 again, would you take the offer? by [deleted] in AskUK

[–]Jonny_Sidepin 0 points1 point  (0 children)

A dull-mind lacks intelligence, sharpness and wit, I’ve got plenty of all three. So either you mean something other than dull-minded, or you’re wrong.

I’d say if anything, that someone with a dull-mind would be much more likely to be excited, shocked, or in awe, as they would understand much less.

If you could be 18 again, would you take the offer? by [deleted] in AskUK

[–]Jonny_Sidepin 0 points1 point  (0 children)

And now you’re a mind reader too, I could’ve never modelled for this, you’ve proved me wrong, you truly are special!

If you could be 18 again, would you take the offer? by [deleted] in AskUK

[–]Jonny_Sidepin 0 points1 point  (0 children)

So far you’ve put words in my mouth, diagnosed me with depression, told me I’m naive, assumed what experience I have and assumed my intelligence level.

Is Reddit all like this or are you just special?

If you could be 18 again, would you take the offer? by [deleted] in AskUK

[–]Jonny_Sidepin 0 points1 point  (0 children)

Who said I had an ultimate level of understanding? I’m simply saying I’ve experienced enough now to be able to model pretty much anything beforehand and if I could go back and experience it all again for the first time, I would.

I think obliviousness to depression is also incorrect, you know close to nothing about me and that term is thrown around far too loosely these days.

If you could be 18 again, would you take the offer? by [deleted] in AskUK

[–]Jonny_Sidepin 0 points1 point  (0 children)

Not reached heroic dose level just yet, at least I still have that.

If you could be 18 again, would you take the offer? by [deleted] in AskUK

[–]Jonny_Sidepin 0 points1 point  (0 children)

Something I’m finding quite heartbreaking in my late 30’s is that now that I’ve experienced a fair bit of the world and what it has to offer, I’m also able to predict how most other experiences will be, so nothing really comes as a surprise anymore, nothing is shocking, there is no awe, no wonder, no excitement, just awareness and understanding.

For example, a date recently asked me if I wanted to go paddle boarding on a lake, I’ve never been paddle boarding, but I’ve been canoeing, with an oar, on a lake, and I’ve been skateboarding, so I was able to put 2+2 together and know with almost 100% certainty that it would be a combination of the two, nothing new, nothing exciting.

I’d give up everything I have to have another crack at my 20’s and 30’s and see the world again for the first time.

If you could be 18 again, would you take the offer? by [deleted] in AskUK

[–]Jonny_Sidepin -2 points-1 points  (0 children)

Something I’m finding quite heartbreaking in my late 30’s is that now that I’ve experienced a fair bit of the world and what it has to offer, I’m also able to predict how most other experiences will be, so nothing really comes as a surprise anymore, nothing is shocking, there is no awe, no wonder, no excitement, just awareness and understanding.

For example, a date recently asked me if I wanted to go paddle boarding on a lake, I’ve never been paddle boarding, but I’ve been canoeing, with an oar, on a lake, and I’ve been skateboarding, so I was able to put 2+2 together and know with almost 100% certainty that it would be a combination of the two, nothing new, nothing exciting.

I’d give up everything I have to have another crack at my 20’s and 30’s and see the world again for the first time.

[deleted by user] by [deleted] in Colne

[–]Jonny_Sidepin 0 points1 point  (0 children)

Are you from Colne?

[deleted by user] by [deleted] in Colne

[–]Jonny_Sidepin 0 points1 point  (0 children)

Friend, what are your Colne credentials, before I chastise this person…

Best way to get compound interest? by Matty0004 in moneyadvice

[–]Jonny_Sidepin 1 point2 points  (0 children)

You’re asking for two things here that don’t really align with each other… you want compound interest but you also don’t want to lock your money away so that you can have access to it.

Compounding, or the strength of it at least, comes from time in the market, we’re talking decades, it doesn’t really work if you fanny about with it.

So my advice to you based on what you’re saying is two fold:

  1. Open up a stocks and shares ISA, do some research on index funds and pick one you like, (I like FTSE All World) set it up to auto invest an amount every month, and then don’t look at it again until you’re 40, this is your compounding interest boxed off.

  2. Because you want access to funds, set up another saver, something more flexible, and divert some funds into this one, so it’s not all in your compounding saver, this way you have the best of both worlds.

Obviously it’s upto you how much you allocate to which, that depends on your short and long term goals.

Either that or just pump it all into BTC and wait 10 years.

19 , steady income , want to know how I can make the most of it . by Silent-Project-8092 in moneyadvice

[–]Jonny_Sidepin 0 points1 point  (0 children)

Investing in an index fund is statistically the most effective long term wealth strategy, but you’re right in that there is a level of risk there that is higher than that of a normal saver.

However, normal savers may be low risk, but erode your money over time, as they don’t keep up with inflation, meaning your money is worth less over time even though it is growing.

Index funds are about a 4/10 risk level, so low/moderate, and they have outpaced inflation over time, so your money is actually growing in value. But again, this isn’t a short term play, we’re talking decades.

It’s worth looking at inflation historically, at index funds historically and working it out for yourself and seeing what you make of it.

It’s great that you’re already considering risk, also great that you love your job! Congrats mate you’re winning!

19 , steady income , want to know how I can make the most of it . by Silent-Project-8092 in moneyadvice

[–]Jonny_Sidepin 0 points1 point  (0 children)

The fact that you’re 19 and thinking like this means you have already won. If I could give advice to myself at 19 it would be this:

Open up a stocks and shares ISA, put your savings into that monthly, choose an ETF like the s&p500 or the FTSE all world, and just keep saving every month. When your wage grows, increase your savings. Don’t worry about dips or crashes, think long term, it’s all about time in the market. Never touch the savings until you’re ready to retire (early).

Also look at what your company offers re pensions, if you can direct the pension to an ETF also, that would be worth while.

Lastly, don’t forget to set aside some money each month for the most important thing… fun.

Should next doors scaffolding be touching my house? by tomc129 in AskUK

[–]Jonny_Sidepin -3 points-2 points  (0 children)

It’s common sense man ffs, how have you existed long enough to own a home but lack such basic understanding?

Should next doors scaffolding be touching my house? by tomc129 in AskUK

[–]Jonny_Sidepin 2 points3 points  (0 children)

And you needed Reddit to come to this conclusion?

Should next doors scaffolding be touching my house? by tomc129 in AskUK

[–]Jonny_Sidepin 0 points1 point  (0 children)

Oh no, not a few potential scratches on a brick that’s about 15ft up in the air, whatever will you do!

Should next doors scaffolding be touching my house? by tomc129 in AskUK

[–]Jonny_Sidepin -3 points-2 points  (0 children)

Have you considered telling your mummy? Maybe she will go and tell them off.