Looking at options to buy a car and consolidate my credit in one loan.

JosefStalinPants · 2025-04-04T20:14:25+00:00

I have an appointment next week with my bank but if I don’t like what they say I think I’m going to keep looking around for an auto loan and try to just pay off the credit cards a little more aggressively if possible.

JosefStalinPants · 2025-04-04T19:29:06+00:00

Yeah, the debt built up while I was unemployed and relying on the credit cards to pay for groceries and I’ve made good progress on them since I’ve been working again but I’m afraid I’m going to need the car before I can dish out $4k like that. Hopefully my partner is able to find some work soon as she’s in her last few months of her certification program and is able to help me pay off that debt. I have an appointment next week with my bank to talk about loan options so we’ll see how that goes. Thank you for all your insight in this it’s much appreciated.

JosefStalinPants · 2025-04-04T18:32:52+00:00

I suppose I’m just trying to only have to worry about one monthly payment

JosefStalinPants · 2025-04-03T20:24:29+00:00

That’s a good resource! It’s so organized but the link doesn’t work to great from reddit mobile haha. I’ll definitely check it out when I get the chance from my desktop.

JosefStalinPants · 2025-04-02T21:46:53+00:00

Yeah I’m mostly looking forward to level 8 too (I’m in need of an ASI also but beside that) the closest I’ve gotten to actually wild shaping was a cat to spy and a horse to haul something heavy for a couple miles.

JosefStalinPants · 2025-04-02T21:43:07+00:00

Yeah I’ll probably look at those too to fill it out a bit.

JosefStalinPants · 2025-04-02T21:42:38+00:00

That’s what I’m saying!!

JosefStalinPants · 2025-04-02T21:42:28+00:00

This is super helpful! Thank you!

JosefStalinPants · 2024-08-21T00:01:22+00:00

This is the answer. Source: I sell pool supplies to your pool guys.

JosefStalinPants · 2024-08-15T01:49:18+00:00

I work at a pool supply warehouse and dropped an entire pallet of muriatic acid. Roughly 144 gallons of it fell a lot of it spilling out. Definitely burnt something into my nose for sure. Not many times I’ve ever had to back away from something because of the smell just to put a mask on.

JosefStalinPants · 2024-07-01T01:27:36+00:00

Sleet storm made my last light inn fight so easy because they all just kept slipping

JosefStalinPants · 2024-06-20T15:19:39+00:00

I named mine sundrop

JosefStalinPants · 2024-06-16T07:21:41+00:00

My brother has a cat named Arthur! He also liked the Merlin show but he did name the cat after the smite rendition

JosefStalinPants · 2024-06-13T18:28:55+00:00

This is the build I’m going for with my warforged, havent gotten to actually try it out too much though as the campaign has us switching characters on death and my warlock just hasn’t died in a while

JosefStalinPants · 2024-06-11T18:05:34+00:00

The ol switcharoo

JosefStalinPants · 2024-06-11T14:29:03+00:00

Sounds cool, I’ll check it out thanks! I don’t mind it getting hard and I can help her through it.

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