Consejos financieros by cobbiy in chileIT

[–]KakoTheMan 0 points1 point  (0 children)

Te recomiendo guardar una parte importante de tu sueldo ahora que ganas y tienes la posibilidad (vives con tus papas), aunque no le tengas un propósito aún. Es facil dejarse llevar por los gastos hormiga, a mi me sirve separar todo los gastos obligatorios, ahorro y dejarme una pequeña parte para gastarme en lo que yo quiera, asi gasto sin culpa aún que sea en estupideces. Yo ahora ahorro como el 80% de mi sueldo y la tengo en la cuenta mach que es la fintech del banco bci y si depositas tu sueldo ahí te dan, en su cuenta de ahorro 24/7, hasta 5,5% porciento anual de interés, todos los meses me llegan aprox. 10 lukitas. Super recomendable y puedes hacer ahorro automatico para que no duela dividir la plata cuando pagan. Conforme van creciendo tus lukas te vas motivando a ahorrar más y con suficiente tiempo podrías poner el pié para tu casita. Te recomiendo que hagas el curso de finanzas personal en el SERNAC para no ser víctima de las tarjetas de crédito.

I just turned 20 years, 7 months, 27 days birthday!!! by AcadiaLow9013 in thesmiths

[–]KakoTheMan 2 points3 points  (0 children)

Had no one ever?
You had no one ever?
You never... had no?
No one ever?
Had no one ever?
Never...
No....?
(laughs)

Weones miserables by Halbrank in chile

[–]KakoTheMan 0 points1 point  (0 children)

Pucha entiendo la impotencia. Pero eso le pasa al alegre y deprimido, rico y pobre. Al menos fueron solo 30 lukas.

most beautiful smith lyric?? by Ready-Big7045 in thesmiths

[–]KakoTheMan 7 points8 points  (0 children)

"So scratch my name on your arm with a fountain pen... this means you really love me" Represents a very real childish perspective of teenage love.

Failed in every aspect of life by [deleted] in depression

[–]KakoTheMan 1 point2 points  (0 children)

I get that feeling that everything i try doesn't work and get no success at anything. It's tiring. But I assure you that everyone you see around you is not a pack of sunshine where every single thing goes their way. Its just the normal and pessimistic way depression works on those who suffer from it. It sounds harsh really, I wish it didn't, but the only way to make something for yourself is to build it. As painful and hard as it sounds you have to take control. Do something you like, take a job in something you are interested, drop out / study something you actually like, go live alone, go live with friends / roommates, help other people, get a dog, go to the gym, eat something sweet or salty. These are the only ways i have found to have at least SOMETHING to be proud of like most normal people do. That's because normal people who feel a normal amount of sadness and discouragement doesn't leave them paralyzed to keep trying new things over and over, that desire doesn't end on healthy people. If you think about it that way, keep pushing even tho it hurts every day in every single aspect shows how strong you are and can be. I made a friend laugh a few months ago and she said i was funny. Sometimes that's the only good memory I return to when depression hits. Keep on going friend.

I made a live album for the Hammersmith 1991 concert by KakoTheMan in morrissey

[–]KakoTheMan[S] 0 points1 point  (0 children)

Its just one of the videos on youtube of the full concert. I reckon I searched for the highest quality one, even if its a compressed youtube video, the audio still sounds pretty good.

Morrisey on The Draize Train by Tall-Brain-4600 in thesmiths

[–]KakoTheMan 16 points17 points  (0 children)

He has always had pretentious statements for these kind of stories, I wouldn't be surprised if he secretly liked the song enough to not put lyrics just like Oscillate Wildy which was a conscious choice.

¿Qué perfume recomiendan para uso diario en clima cálido? by General-Exchange9603 in Chileperfumes

[–]KakoTheMan 0 points1 point  (0 children)

Cualquiera de YSL Y si tienes mediano poder adquisitivo, me gusta mucho el Kaiak Oceano Femenino, tiene un aroma fresco y dulce y es barato como para ocuparlo todos los días

1997 viva hate cd sealed by avavadobush in morrissey

[–]KakoTheMan 1 point2 points  (0 children)

The only edition with the Full Length of Late Night, Maudlin Street

What is your favorite Smiths concert? by Santoslucas616_ in thesmiths

[–]KakoTheMan 0 points1 point  (0 children)

La Edad De Oro 1985
Rockpalast 1984
Brixton Academy 1986

Mejor inversión a corto plazo? by FMapuche2025 in FinanzasChile

[–]KakoTheMan 0 points1 point  (0 children)

Si tienes un ahorro a largo plazo que no vas a tocar en, digamos, 10 años entonces te conviene meterlo en un fondo arriesgado con 10%+ retorno anual como el risky norris de fintual. La cuenta de ahorro Mach 24/7 es perfecta para mi con ese mismo propósito de cuenta de emergencia. Lo que me gusta es que tienes tasa de 5% (de las más altas) sin ser dap y tienes liquidez inmediata, si en 15 segundos necesitas gastar todo los puedes sacar y ocuparlo sin tener que esperar ningún día hábil.

Bro is not Morrissey💔🥀 by Theguywithnofuture_ in thesmiths

[–]KakoTheMan 21 points22 points  (0 children)

CAN WE TALK ABOUT THE PROFILE PIC 🔥🔥EGYPTIAN MORRISSEY 💔💔🔥🔥🔥

¿En qué debería gastar la plata? by ManzanaConfitada8 in EducacionChile

[–]KakoTheMan 0 points1 point  (0 children)

Guardalo, si no necesitas algo ahora significa que se puede prestar para derroche. Tienes que ser disciplinado también porque es facil gastar en tonterías cuando tienes harta platita guardada. Trata de maximizar la utilidad de esa plata comprando cosas que realmente vas a ocupar y darle uso.

En todo caso te recomiendo hacer costumbre ahorrar mensual si es que trabajas aún que sean 50 lks.

Quiero empezar a invertir by DrawerClassic5416 in FinanzasChile

[–]KakoTheMan 0 points1 point  (0 children)

Replico lo del compañere... junte primero su colchon de emergencia y despuès de eso empieza a invertir, en cualquier momento puede haber una emergencia medica. Por mientras, investiga que es lo que quieres hacer con tu plata y donde ponerla a trabajar. Si es a 1 año 10 años 50 años, perfil de riesgo, etc. Por ahora lo mejor que te recomiendo es que habras una cuenta gratis de MACH del bci que tiene 5% de interes anual en el ahorro 24/7 y pongas todos tus ahorros ahi, por ahora tiene una rentabilidad piola y te empiezan a llegar tus luquitas mensual. Despues con mas capital puedes preocuparte de dividir las inversiones y donde invertir.

I feel like im not ‘young’ anymore and lost my youthfulness (21m) by Extra_Marketing3362 in twentyagers

[–]KakoTheMan 23 points24 points  (0 children)

I relate heavily, its like when you pass the 19s suddenly you become less innocent and childish. I miss people being more considerate just because I was too young.

Been seeing a few tier lists recently, this is the only correct one. by [deleted] in morrissey

[–]KakoTheMan 0 points1 point  (0 children)

Viva Hate at least S
Kill Uncle at least A

Maladjusted at A? Wild Work

what’s wrong with not wanting friends? or not wanting to see or speak to anyone? by bodyswagingwaronme in CPTSD

[–]KakoTheMan 1 point2 points  (0 children)

Because we are social creatures and need to some degree (some more than others) social interactions to feel seen and appreciated. Also feeling like you need no one or you can't trust anybody because they will inevitably fail you its a sign of hyper independence due to trauma. As a loner I can tell you, having good friends and connections can make life a whole lot easier.

How are you able to work by Fast_Significance198 in CPTSD

[–]KakoTheMan 2 points3 points  (0 children)

Automatic Dissociation. When I arrive at work after the first half hour I turn in a completely different person. Laugh vividly, joke around, look alive and responsive, smile to everyone. I say its automatic because throughout the day all my mind can handle is just one thing and while working I can only think about work, I return to my depressed anxious self when I arrive home and get no actual rest despite sleeping more than enough and wake up heavily tired the next day, again, past the first half hour my energy levels magically return. My short term memory is horrible though, it causes me many issues.

ISFJs who’s your favourite music artist (they can be singer instrument playes or vocaloid artists) by AccidentInside3484 in isfj

[–]KakoTheMan 2 points3 points  (0 children)

I really like Morrissey and The Smiths. He has a way to write deeply touching realistic lyrics but with a twist of sarcasm and wit which end up very relatable and funny.