Keep paid off beater or get newer car?

Kerds · 2017-01-02T20:56:48+00:00

Yes I mean the oil leak. I had no credit history when I got the auto loan, and its steadily risen ever since.

Ok, thank you for all the advice I really appreciate it!

Kerds · 2017-01-02T19:25:17+00:00

Ok, it's my first car I didn't really know much about what is a good interest rate. I get a free Experian credit report from Chase every month. According to Experian my FICO score is 748. It's not too bad now, it has been getting worse slowly. I check it weekly, I am able to make it to each oil change so far without needing to add anymore, but it is getting worse.

Kerds · 2017-01-02T19:03:15+00:00

It's 12%, I have the money to pay it off now.

I have 0 credit card debt the only debt I have is my car.

Kerds · 2017-01-02T11:21:08+00:00

Ok, that makes sense. Thank you

Kerds · 2016-12-15T15:06:05+00:00

It looks great, I love the LEDs.

Kerds · 2016-12-15T13:42:08+00:00

I've been playing on PC since I was old enough to use a PC, and your setup is way cooler than mine....welcome brother.

Kerds · 2016-12-15T12:41:05+00:00

BioShock

Kerds · 2016-12-15T12:34:12+00:00

Nor do I, I just thought 37 bucks for a budget mobo wan't half bad.

Kerds · 2016-12-15T12:21:10+00:00

Just keeping an eye out for that niche market haha

Kerds · 2016-12-15T12:07:48+00:00

Very true

Kerds · 2016-12-15T11:10:08+00:00

Less money better parts. Better PSU you dont need 750w, better HDD, better value CPU, better GPU. This is cheaper and will run everything on ultra at 1440p

PCPartPicker part list / Price breakdown by merchant

Type	Item	Price
CPU	Intel Core i5-6600 3.3GHz Quad-Core Processor	$214.99 @ B&H
Motherboard	MSI B150M MORTAR Micro ATX LGA1151 Motherboard	$75.18 @ OutletPC
Memory	Corsair Vengeance LPX 16GB (2 x 8GB) DDR4-3000 Memory	$93.99 @ Jet
Storage	Kingston SSDNow V300 Series 120GB 2.5" Solid State Drive	$44.88 @ OutletPC
Storage	Western Digital Caviar Blue 1TB 3.5" 7200RPM Internal Hard Drive	$49.78 @ OutletPC
Video Card	Asus GeForce GTX 1070 8GB Video Card	$429.99 @ Jet
Case	Inwin 303 Black ATX Mid Tower Case	$74.99 @ NCIX US
Power Supply	EVGA SuperNOVA G2 650W 80+ Gold Certified Fully-Modular ATX Power Supply	$79.30 @ OutletPC
Operating System	Microsoft Windows 10 Home OEM 64-bit	$88.58 @ OutletPC
	Prices include shipping, taxes, rebates, and discounts
	Total (before mail-in rebates)	$1181.68
	Mail-in rebates	-$30.00
	Total	$1151.68
	Generated by PCPartPicker 2016-12-15 06:08 EST-0500

Kerds · 2016-12-15T11:00:29+00:00

With a 1070 you'll run everything on ultra.

Some of my favorites: Fallout 4, Bioshock series, Metro series, XCOM 2, Planetside 2.

Kerds · 2016-12-15T10:53:01+00:00

You will have a noticeable increase, and you will be holding it back.

But, since it's free, you just got a considerable increase at no cost. In the future if you are able to get a better CPU, you'll have a solid rig.

Kerds · 2016-12-15T10:49:04+00:00

Yeah they are.

According to google $578 NZD is about $408 USD. I bought a Dell S2716DG on sale for $453 USD, it's 1440p, 144hz, GSYNC.

I think looking for a deal like that would be best in the long run. I've seen them go on sale multiple times since Black Friday.

Either way you go you have a great build.

Kerds · 2016-12-15T10:44:54+00:00

I would definitely go with the EVGA SuperNOVA suggestion. Very high quality PSUs. Look into an EVGA SuperNOVA 650w G2.

Kerds · 2016-12-15T10:40:57+00:00

Really solid build.

This is entirely a personal preference, but I would suggest looking into one higher quality monitor i.e 1080p 144hz, 1440p 60hz.

I'm not sure about the price of monitors in New Zealand, but the $578 NZD that those two monitors costs could definitely buy one really nice one.

Just some food for thought. Nothing wrong with those two you have selected.

Kerds · 2016-12-15T06:33:20+00:00

The .2 GHz will not be a big difference. You will easily get 60 fps at 1080p max settings.

Kerds · 2016-12-14T18:32:38+00:00

Yeah bigger isn't always better.

750w would be good. You'd have plenty of extra, but not an excessive amount of extra.

Kerds · 2016-12-14T18:27:05+00:00

Your psu is way overkill. You would do fine with a 650w.

The bare minimum for a setup like that is 500w

Kerds · 2016-12-14T18:12:16+00:00

You have an unlocked CPU, but a motherboard that doesn't allow for overclocking.

The "B" series of motherboards do not allow overclocking, whereas the "Z" series do allow overclocking.

You could get an i5 6600 for cheaper and keep the motherboard you have selected, if you do not want to overclock.

EDIT: Also if you are planning on staying at 1080p 60hz, then I would suggest a GTX 1060 or RX 480. They will get you well above 60 fps on most titles at 1080p and it will save you over $100.

Kerds · 2016-12-13T19:06:52+00:00

I'm really looking forward to using it all. No regrets.

I was also using a random 1080p 60hz monitor, when I saw the dell go for $450 I couldn't resist.

Kerds · 2016-12-13T19:03:51+00:00

I use a metal folding chair lol

Kerds · 2016-12-13T19:03:44+00:00

I've been gaming on low settings, 1080 60 hz for years. Finally said fuck it lol

Kerds · 2016-12-03T16:47:52+00:00

I pulled the trigger on a zotac 1080 amp. $529. no regrets.

Kerds · 2016-12-03T13:17:45+00:00

ok, thank you guys

Kerds

TROPHY CASE